FINE FARE PROPERTIES LIMITED
Opportunity 57/100 (worth a look), bankability 37/100. Strong seller-intent signal (70/100, director aged 73). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (45/100). Current lenders should be on monthly review.
Refinance opportunity
23 live charges · 12 lenders · oldest 86.4y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 86.4 years old — likely at or near maturity.
- · 12 lenders named — inter-creditor friction likely.
- · Legal-friction score 55/100 (high).
Data confidence
Overall: low (53/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (115 events)Click to expand
- 2010-10-26📄certificate-registration-friendly-societyincorporation · CERTIPS
- 2010-10-26📄miscellaneousmiscellaneous · MISC
- 2010-10-26📄resolutionresolution · RESOLUTIONS
- 2010-10-26🏁Company dissolved
- 2010-10-05📄appoint-person-secretary-company-with-nameofficers · AP03
- 2010-10-01➕PARRY, Stephen appointedsecretary
- 2010-09-14📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2010-08-17📄accounts-with-accounts-type-dormantaccounts · AA
- 2010-08-10📄change-person-director-company-with-change-dateofficers · CH01
- 2010-08-10📄change-person-director-company-with-change-dateofficers · CH01
- 2010-02-23📍change-registered-office-address-company-with-date-old-addressaddress · AD01
- 2010-01-11📄accounts-with-accounts-type-fullaccounts · AA
- 2009-11-27📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2009-11-23📄auditors-resignation-companyauditors · AUD
- 2009-11-19📄termination-director-company-with-nameofficers · TM01
- 2009-11-13📄appoint-person-secretary-company-with-nameofficers · AP03
- 2009-11-13📄termination-secretary-company-with-nameofficers · TM02
- 2009-10-31➕SELLERS, Caroline Jane appointedsecretary
- 2009-10-31➖MARTIN, Emily Louise resignedsecretary
- 2009-10-16➖ROBSON, William Henry Mark resigneddirector
- 2009-09-01📄legacyannual-return · 363a
- 2009-06-03📄legacyofficers · 288b
- 2009-05-27➖CLELAND, Jonathan Bradley resigneddirector
- 2009-05-22📄legacyannual-return · 363a
- 2009-03-04📄legacyofficers · 288a
- 2009-03-04📄legacyofficers · 288a
- 2009-03-03📄legacyofficers · 288b
- 2009-03-03📄legacyofficers · 288a
- 2009-02-27➕HUMES, Stephen appointeddirector
- 2009-02-27➕HURRELL, Timothy appointeddirector
- 2009-02-27➖CHEYNE, David George Thomson resigneddirector
- 2009-02-27➕CLELAND, Jonathan Bradley appointeddirector
- 2008-12-12📄accounts-with-accounts-type-fullaccounts · AA
- 2008-11-18📄legacyannual-return · 363a
- 2008-02-19📄accounts-with-accounts-type-fullaccounts · AA
- 2006-09-06➖HENSHAW, Stephen Anthony resignedsecretary
- 2006-09-06➕MARTIN, Emily Louise appointedsecretary
- 2006-08-07➖HENSHAW, Stephen Anthony resigneddirector
- 2006-06-30➖GRANT, Stephen Martin resignedsecretary
- 2006-06-30➕HENSHAW, Stephen Anthony appointedsecretary
- 2006-06-30➕HENSHAW, Stephen Anthony appointeddirector
- 2006-02-07➖GRANT, Stephen Martin resigneddirector
- 2006-02-07➕ROBSON, William Henry Mark appointeddirector
- 2005-04-13➖BACK, Steven John resigneddirector
- 2004-10-01➕CHEYNE, David George Thomson appointeddirector
- 2003-07-31➖ASHTON, Yvonne Margaret resigneddirector
- 2002-11-21➖SMITH, Alan Frank resigneddirector
- 2002-11-15➖GATTO, Salvatore Martin resigneddirector
- 2002-11-08➕BACK, Steven John appointeddirector
- 2002-06-27➖EGITTO, Joleen resignedsecretary
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 73 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 164 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high · 1 med ·Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2011-10-04
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 121 CASHIERS LIMITED→ 16064974 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 21&CO LTD→ 11917325 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 2AA ACCOUNTING LTD→ 16067267 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 2BGLOBAL LIMITED→ 15203761 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 2ENGAGE LIMITED→ 12565899 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 2SORELLE PR LTD→ 14244620 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 2XP LTD→ 13450841 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 3 BLADE CONSULTANTS LTD→ 15873766 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 35N LIMITED→ 14997614 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 360 EDUCATION ASSOCIATES LTD→ 16459532 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 360 FORENSIC LIMITED→ 09754624 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 3C PR LIMITED→ 09010437 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 22 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Samuel Montagu & Co Limitedas Agent & Trustee for Itself & the Banks (As Defined in the Charge) | Standard security | 1 property | 08/10/1993 | 23/10/1996 | |
| satisfied | Samuel Montagu & Co Limitedas Agent and Trustee for Itself and the Banks | Standard security reg in scotland 06/09/93 | 1 property | 06/09/1993 | 23/10/1996 | |
| satisfied | Samuel Montagu & Co Limitedasagent and Trustee for Itself and the Banks | Standard security reg in scotland 06/09/93 | 1 property | 06/09/1993 | 23/10/1996 | |
| satisfied | Samuel Montagu & Co Limitedas Agent and Trustee for Itself and the Banks | Standard security reg in scotland 06/09/93 | 1 property | 06/09/1993 | 23/10/1996 | |
| satisfied | Samuel Montagu & Co Limitedas Agent and Trustee for Itself and the Banks | Standard security reg in scotland 06/09/93 | 1 property | 06/09/1993 | 23/10/1996 | |
| satisfied | Samuel Montagu & Co Limitedas Agent and Trustee for Itself and the Banks | Standard security reg in scotland 02/09/93 | 1 property | 02/09/1993 | 23/10/1996 | |
| satisfied | Samuel Montagu & Co Limitedas Agent and Trustee for Itself and the Banks | Standard security reg in scotlands 02/09/93 | 1 property | 02/09/1993 | 23/10/1996 | |
| satisfied | Samuel Montagu & Co Limitedas Agent and Trustee for Itself and the Banks | Standard security reg in scotland 02/09/93 | 1 property | 02/09/1993 | 23/10/1996 | |
| satisfied | Samuel Montagu & Co Limitedas Agent and Trustee for Itself and the Banks (As Defined) | Standard security reg in scotland 02/09/93 | 1 property | 02/09/1993 | 23/10/1996 | |
| satisfied | Samuel Montagu & Co Limitedas Agent and Trustee for Itself and the Banks (As Defined) | Standard security reg in scotland 02/09/93 | 2 properties | 02/09/1993 | 23/10/1996 | |
| satisfied | Samuel Montagu & Co. Limitedas Agent and Trustee for the Banks (As Defined) | Composite guarantee and debenture | 1 property | 05/07/1993 | 13/08/1996 | |
| satisfied | Samuel Montagu & Co Limitedas Agent and Trustee | Supplemental deed | 1 property | 05/07/1993 | 13/08/1996 | |
| satisfied | Samuel Montagu & Co Samuel Montagu & Co Limited | Standard security | 1 property | 19/09/1991 | 23/10/1996 | |
| satisfied | Samuel Montagu & Co Samuel Montagu & Co Limited | Standard security | 1 property | 19/09/1991 | 23/10/1996 | |
| satisfied | Samuel Montagu & Co Samuel Montagu & Co Limited | Standard security | 1 property | 19/09/1991 | 23/10/1996 | |
| satisfied | S G Warburg & Co (As Security Agent) / G E Capital Corporate Finance Group (As Subordinated Lenders Agent) S G Warburg & Co LTD(As Security Agent) / G E Capital Corporate Finance Group Limited(As Subordinated Lenders Agent) | Legal charge | 1 property | 29/10/1990 | 13/08/1996 | |
| satisfied | S.G. Warburg & Co S.G. Warburg & Co Limited | Guarantee and debenture | 1 property | 25/10/1989 | 13/08/1996 | |
| outstanding | Balfour Beatty Balfour Beatty Limited | Standard security registered in scotland | 1 property | 07/08/1986 | — | |
| satisfied | National Prov Bank National Prov Bank LTD | Mortgage | 1 property | 24/11/1939 | 14/05/2002 | |
| outstanding | National Provincial Bank National Provincial Bank LTD | Mortgage | 1 property | 24/11/1939 | — | |
| satisfied | National Provincial Bank National Provincial Bank LTD | Mortgage | 1 property | 24/11/1939 | 14/05/2002 | |
| satisfied | National Provincial Bank National Provincial Bank LTD | Mortgage | 1 property | 24/11/1939 | 14/05/2002 | |
| satisfied | National Provincial Bank National Provincial Bank LTD | Mortgage | 1 property | 24/11/1939 | 14/05/2002 |