AVIVA INTERNATIONAL INSURANCE LIMITED
🌳Matureactive
00021487 · ltd · incorporated 1885-08-08
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and structurally messy structure.
Opportunity 73/100 (strong), bankability 52/100. Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).
🏦
Refinance opportunity
16 live charges · 10 lenders · oldest 119.7y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 119.7 years old — likely at or near maturity.
- · 10 lenders named — inter-creditor friction likely.
- · Legal-friction score 63/100 (high).
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
16 charges (16/16 with lender, 16/16 with type)
90
Directors & officers
60 officers (9 active, 60 linked, 56 with DOB)
89
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
454 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (143 events)Click to expand
- 2026-04-27📄accounts-with-accounts-type-fullaccounts · AA
- 2025-11-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-11➕BROWNE, Sinead appointeddirector
- 2025-11-11➕EVENETT, Hilary appointeddirector
- 2025-09-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-18➖THORESEN, Otto resigneddirector
- 2025-04-15📄accounts-with-accounts-type-fullaccounts · AA
- 2024-07-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-05📄auditors-resignation-companyauditors · AUD
- 2024-07-03🔒Charge registered #16Lender: J.P. Morgan Securities Llc
- 2024-07-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-30➖WILLIAMS, Nicholas David resigneddirector
- 2024-06-30➖WRIGHT, Derek John resigneddirector
- 2024-04-13📄accounts-with-accounts-type-fullaccounts · AA
- 2024-04-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-04-03📄change-corporate-secretary-company-with-change-dateofficers · CH04
- 2024-03-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-03-19📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-19📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-19📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-19📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-19📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-19➕THORNE, Darren Wayne appointeddirector
- 2023-10-23➖ENGLISH, Richard resigneddirector
- 2023-10-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-06-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-28➕BELEZINA, Marina appointeddirector
- 2023-02-23➕ARONSON, Rees appointeddirector
- 2023-02-01➕BATEMAN, Kathryn Louise appointeddirector
- 2022-11-23➖MUIR, Martin John resigneddirector
- 2021-09-01🔒Charge registered #15Lender: Bnp Paribas
- 2021-09-01🔒Charge registered #14Lender: Goldman Sachs International
- 2021-08-20➕ENGLISH, Richard appointeddirector
- 2021-04-30➖MYLET, Paul Leonard resigneddirector
- 2020-09-21➕NEEDLEMAN, Peter David appointeddirector
- 2020-09-21➕MUIR, Martin John appointeddirector
- 2020-07-29➖HOWE, Robert William Albert resigneddirector
- 2019-06-30➖STODDARD, Thomas Dawson resigneddirector
- 2017-03-03➕MYLET, Paul Leonard appointeddirector
- 2016-09-27➖ALFORD, Robert John resigneddirector
- 2016-09-27➕THORESEN, Otto appointeddirector
- 2016-07-31➖WINDSOR, Jason Michael resigneddirector
- 2015-06-29➖EZEKIEL, David resigneddirector
- 2015-06-29➕WRIGHT, Derek John appointeddirector
- 2015-06-19➕WILLIAMS, Nicholas David appointeddirector
- 2015-04-30➖BARBER, Michael resigneddirector
Showing most recent 50 of 143 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -8 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 71 — succession pressure is live.
Succession & seller-readiness
65/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
12 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Aviva Group Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Aviva Group Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
AVIVA INTERNATIONAL INSURANCE LIMITED
This company · 00021487
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Aviva Group Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AURORA UNDERWRITING (1997) LIMITED→ 03431418 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| AUTOMINT IO LIMITED→ 16949906 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AVALON INVESTMENT SERVICES (NOMINEES) LIMITED→ 03826842 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| AWE FINANCE LIMITED→ 11296999 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AXA GLOBAL HEALTHCARE (UK) LIMITED→ 03039521 · est 1995 · no financials extracted | — | — | — | — | 31y | — | — |
| AXI DIGITAL (UK) LIMITED→ 14613945 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AXIOMA EUROPE LTD→ 11447632 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AXIS MANAGING AGENCY LTD.→ 08702952 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| AXIS SPECIALTY FINANCE PLC→ 08831330 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| AXPO UK TRADING LIMITED→ 06600992 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| AXXELTROVA LIMITED→ 10016621 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AXXELTROVA PARTNERS LIMITED→ 14421956 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1885-08-08
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
80 Fenchurch Street
London
EC3M 4AE
United Kingdom
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-06-25
Last: 2026-06-11
Officers (9 active · 51 resigned)
AVIVA COMPANY SECRETARIAL SERVICES LIMITED→
Activecorporate-secretary · appointed 2014-09-04
View their other companies + combined net worth →
ARONSON, Rees→
Activedirector · ~59y · appointed 2023-02-23
View their other companies + combined net worth →
BATEMAN, Kathryn Louise→
Activedirector · ~62y · appointed 2023-02-01
View their other companies + combined net worth →
BELEZINA, Marina→
Activedirector · ~56y · appointed 2023-06-28
View their other companies + combined net worth →
BROWNE, Sinead→
Activedirector · ~54y · appointed 2025-11-11
View their other companies + combined net worth →
BUTTIGIEG, Judith→
Activedirector · ~57y · appointed 2014-11-07
View their other companies + combined net worth →
EVENETT, Hilary→
Activedirector · ~62y · appointed 2025-11-11
View their other companies + combined net worth →
NEEDLEMAN, Peter David→
Activedirector · ~71y · appointed 2020-09-21
View their other companies + combined net worth →
THORNE, Darren Wayne→
Activedirector · ~56y · appointed 2023-12-19
View their other companies + combined net worth →
COOPER, Kirstine Ann→
Resignedsecretary · appointed 2007-08-08 · resigned 2014-09-04
GRANT, Keith Nigel→
Resignedsecretary · resigned 1998-06-30
WHITAKER, Richard Andrew→
Resignedsecretary · appointed 1998-07-01 · resigned 2007-08-08
ABRAHAMS, Clifford James→
Resigneddirector · ~59y · appointed 2011-12-21 · resigned 2013-05-01
ALFORD, Robert John→
Resigneddirector · ~76y · appointed 2013-12-16 · resigned 2016-09-27
BARBER, Michael→
Resigneddirector · ~55y · appointed 2013-06-18 · resigned 2015-04-30
BARING, Nicholas Hugo→
Resigneddirector · ~92y · resigned 1993-12-31
BIGGS, Michael Nicholas→
Resigneddirector · ~74y · appointed 2001-03-31 · resigned 2003-12-31
BREND, Anthony Louis Sidney Stacey→
Resigneddirector · ~92y · resigned 1993-12-31
CARTER, John Gordon Thomas, Sir→
Resigneddirector · ~89y · resigned 1998-06-30
CLIFTON, Alan Henry→
Resigneddirector · ~80y · appointed 1994-01-01 · resigned 1998-12-31
Click a director name to see their full track record across all companies.
Mortgages & charges
16
Total charges
12
Outstanding
8
Active lenders
Status:Lender:16 of 16 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | J.P. Morgan Securities J.P. Morgan Securities Llc | A registered charge | — | 03/07/2024 | — | |
| outstanding | Bnp Paribas | A registered charge | — | 01/09/2021 | — | |
| outstanding | Goldman Sachs International | A registered charge | 1 property | 01/09/2021 | — | |
| outstanding | Citibank Ireland Financial Services Citibank Ireland Financial Services PLC | Reinsurance deposit agreement | 1 property | 06/11/2006 | — | |
| outstanding | Citibank Ireland Financial Services Citibank Ireland Financial Services PLC | Security agreement | 1 property | 06/11/2006 | — | |
| satisfied | Bradford & Bingley (As Agent and Security Trustee for the Finance Parties) Bradford & Bingley PLC (As Agent and Security Trustee for the Finance Parties) | Legal mortgage | 4 properties | 24/09/2003 | 26/03/2004 | |
| outstanding | Citibank N.A. | Reinsurance deposit agreement (as constituted for the 1991 to 1993 years of account) | 1 property | 28/08/2003 | — | |
| outstanding | Citibank N.A. | Reinsurance deposit agreement (as constituted for the 1996 to 1997 years of account) | 1 property | 28/08/2003 | — | |
| outstanding | Citibank N.A. | Reinsurance deposit agreement (as constituted for the 1994 to 1995 years of account) | 1 property | 28/08/2003 | — | |
| outstanding | National Indemnity Company (The Reinsurer) | Deed of assignment | 1 property | 31/12/2002 | — | |
| satisfied | Citibank, N.A. | Security agreement | 1 property | 31/12/2002 | 08/05/2009 | |
| outstanding | Citibank, N.A. | Reinsurance deposit agreement | 1 property | 07/11/2002 | — | |
| outstanding | Citibank, N.A | Reinsurance deposit agreement (charge form) | 1 property | 07/11/2002 | — | |
| outstanding | Citibank, N.A. | Reinsurance deposit agreement | 1 property | 05/11/2002 | — | |
| satisfied | Citibank, N.A. | Reinsurance deposit agreement | 1 property | 03/01/2002 | 08/05/2009 | |
| satisfied | None | Mortgage | 1 property | 11/11/1906 | 25/02/1938 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (454 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-24
accounts-with-accounts-type-full
accounts · AA
2026-04-27
appoint-person-director-company-with-name-date
officers · AP01
2025-11-17
appoint-person-director-company-with-name-date
officers · AP01
2025-11-14
termination-director-company-with-name-termination-date
officers · TM01
2025-09-19
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-18
accounts-with-accounts-type-full
accounts · AA
2025-04-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-17
auditors-resignation-company
auditors · AUD
2024-07-05
termination-director-company-with-name-termination-date
officers · TM01
2024-07-02
termination-director-company-with-name-termination-date
officers · TM01
2024-07-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-11
accounts-with-accounts-type-full
accounts · AA
2024-04-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-04-03
change-corporate-secretary-company-with-change-date
officers · CH04
2024-04-03