WEST AND NORTH YORKSHIRE CHAMBER OF COMMERCE AND INDUSTRY

🌳Matureactive
00054940 · private-limited-guarant-nsc · incorporated 1897-11-24
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
75/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Activities of business and employers membership organisations
Sector: Other service activities
Investor take
Pursue
Strong opportunity: active trading company with strong profile and structurally messy structure.

Opportunity 75/100 (strong), bankability 52/100. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).

🏦

Refinance opportunity

6 live charges · 4 lenders · oldest 20.0y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 20.0 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 48/100 (high).

Data confidence

Overall: low (52/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
100 officers (11 active, 100 linked, 93 with DOB)
89
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
9 connected companies via shared directors
72
Filing history
354 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
4
filings
  • 3 officers
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (194 events)Click to expand
  1. 2026-04-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  2. 2026-03-27
    BERESFORD, Amanda resigned
    director
  3. 2026-03-25
    📄
    replacement-filing-of-director-appointment-with-name
    officers · RP01AP01
  4. 2026-03-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2025-11-24
    LEWIS, Katrina Helen appointed
    director
  6. 2025-11-24
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2025-10-22
    📄
    accounts-with-accounts-type-group
    accounts · AA
  8. 2025-09-29
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2025-09-26
    GORDON, Alastair Iain appointed
    director
  10. 2025-09-02
    CZARNECKI, Sarah resigned
    director
  11. 2025-09-02
    KARIM, Nasreen Akhtar resigned
    director
  12. 2025-09-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2025-09-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2025-07-21
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2025-07-21
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2025-07-18
    WILSON, Scott Alan Grant appointed
    director
  17. 2025-03-03
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  18. 2025-02-28
    HOPE, Kerry resigned
    director
  19. 2025-02-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  20. 2025-01-31
    BRIFFETT, Michael James resigned
    director
  21. 2024-12-09
    📄
    accounts-with-accounts-type-group
    accounts · AA
  22. 2024-03-27
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  23. 2024-03-22
    MURRAY, Daniel resigned
    director
  24. 2024-02-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  25. 2024-02-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  26. 2023-11-13
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  27. 2023-11-13
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  28. 2023-10-31
    BEARDMORE, Laurence John resigned
    director
  29. 2023-10-10
    📄
    memorandum-articles
    incorporation · MA
  30. 2023-10-10
    📄
    resolution
    resolution · RESOLUTIONS
  31. 2023-10-03
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  32. 2023-10-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  33. 2023-09-21
    CHOUDHRY, Aqila appointed
    director
  34. 2023-09-21
    FITZGERALD, Rebecca appointed
    director
  35. 2023-09-21
    JENKINS, Scott appointed
    director
  36. 2023-09-21
    HOPE, Kerry appointed
    director
  37. 2023-04-17
    CZARNECKI, Sarah appointed
    director
  38. 2023-02-15
    DIGWOOD, Andrew James resigned
    director
  39. 2022-09-30
    GARTHWAITE, Nicholas James resigned
    director
  40. 2022-05-03
    MASON, James Matthew appointed
    director
  41. 2022-04-29
    NEEDHAM, Sandra resigned
    director
  42. 2022-03-01
    MURRAY, Daniel appointed
    director
  43. 2021-09-09
    BLACK, Christopher John appointed
    director
  44. 2021-09-09
    COWGILL, Mark Graham appointed
    director
  45. 2021-09-09
    DILLON, Paula Marie resigned
    director
  46. 2021-09-09
    JENNINGS, Gerald Robert resigned
    director
  47. 2021-09-09
    MEYNELL, Bridget Lee resigned
    director
  48. 2020-09-25
    KARIM, Nasreen Akhtar appointed
    director
  49. 2020-09-09
    CATON, Andrew Mark resigned
    director
  50. 2020-06-30
    COOPER, Graham Philip resigned
    director
Showing most recent 50 of 194 events

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -10 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

63/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondary12+ year tenure: Director in role 17 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low
3 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: BERESFORD, Amanda resigned 2026-03-27; CZARNECKI, Sarah resigned 2025-09-02; KARIM, Nasreen Akhtar resigned 2025-09-02

5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Other · BD postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
ARMITAGE REST HOMES LIMITED
03763730 · est 1999 · no financials extracted
26y
BAILE LIVING LIMITED
10571874 · est 2017 · no financials extracted
9y
BINJO LTD LTD
16782774 · est 2025 · no financials extracted
BNKTOP BARBERS LTD
16552203 · est 2025 · no financials extracted
BOOKILBER BARN LTD
16221307 · est 2025 · no financials extracted
1y
BRADFORD 4X4 BREAKERS LIMITED
14344522 · est 2022 · no financials extracted
3y
BRADFORD BUSINESS IMPROVEMENT DISTRICT LIMITED
11642698 · est 2018 · no financials extracted
7y
BRADFORD FAMILY HISTORY SOCIETY LIMITED
11841112 · est 2019 · no financials extracted
7y
BRADFORD IRISH SOCIETY LIMITED
06140514 · est 2007 · no financials extracted
19y
BRADFORD MUSLIM COLLEGE LIMITED
10923606 · est 2017 · no financials extracted
8y
BRADFORD RUBBER SERVICES (HOLDINGS) LIMITED
09893022 · est 2015 · no financials extracted
10y
BRAMIN LIMITED
14766883 · est 2023 · no financials extracted
3y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeprivate-limited-guarant-nsc
Incorporated1897-11-24
Jurisdictionengland-wales
Primary SIC94110 — Activities of business and employers membership organisations

Registered office

Devere House, Vicar Lane
Little Germany
Bradford
West Yorkshire
BD1 5AH

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-14
Last: 2026-02-28

Officers (11 active · 123 resigned)

SNOOK, Julie Alexandra
secretary · appointed 2005-07-29
View their other companies + combined net worth →
Active
BLACK, Christopher John
director · ~56y · appointed 2021-09-09
View their other companies + combined net worth →
Active
CHOUDHRY, Aqila
director · ~64y · appointed 2023-09-21
View their other companies + combined net worth →
Active
COWGILL, Mark Graham
director · ~54y · appointed 2021-09-09
View their other companies + combined net worth →
Active
FITZGERALD, Rebecca
director · ~46y · appointed 2023-09-21
View their other companies + combined net worth →
Active
GORDON, Alastair Iain
director · ~52y · appointed 2025-09-26
View their other companies + combined net worth →
Active
JENKINS, Scott
director · ~52y · appointed 2023-09-21
View their other companies + combined net worth →
Active
LEWIS, Katrina Helen
director · ~44y · appointed 2025-11-24
View their other companies + combined net worth →
Active
MASON, James Matthew
director · ~48y · appointed 2022-05-03
View their other companies + combined net worth →
Active
WAINWRIGHT, Victoria
director · ~52y · appointed 2009-09-17
View their other companies + combined net worth →
Active
WILSON, Scott Alan Grant
director · ~57y · appointed 2025-07-18
View their other companies + combined net worth →
Active
BARRACLOUGH, Robert James
secretary · appointed 1993-01-06 · resigned 1995-07-31
Resigned
BOTTOMLEY, Richard John
secretary · appointed 1997-04-14 · resigned 1997-10-20
Resigned
BURROWS, David William
secretary · resigned 1993-01-06
Resigned
HELME, Geoffrey Alan
secretary · appointed 2001-09-19 · resigned 2005-07-29
Resigned
NEEDHAM, Sandra
secretary · appointed 1997-10-20 · resigned 2001-09-19
Resigned
WILKINSON, David Goss
secretary · appointed 1995-08-01 · resigned 1997-04-11
Resigned
AIMSON, Geoff
director · ~81y · appointed 1996-07-22 · resigned 1999-12-13
Resigned
ALI, Mohammed
director · ~70y · appointed 1994-07-26 · resigned 2000-01-26
Resigned
ARMISTEAD, John
director · ~68y · resigned 1993-04-27
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
5
Outstanding
4
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property28/03/2014
outstanding
Barclays
Barclays Bank PLC
Legal charge1 property31/01/2008
satisfied
Virgin Money
Clydesdale Bank PLC
Legal mortgage1 property12/01/200720/02/2014
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property29/12/2006
outstanding
City of Bradford Metropolitan District Council
Legal charge1 property30/06/2006
outstanding
City of Bradford Metropolitan District Council / City of Bradford Metropolitan District Council
Legal charge1 property30/06/2006
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (354 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-29
termination-director-company-with-name-termination-date
officers · TM01
2026-04-02
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-03-25
change-person-director-company-with-change-date
officers · CH01
2026-03-11
appoint-person-director-company-with-name-date
officers · AP01
2025-11-24
accounts-with-accounts-type-group
accounts · AA
2025-10-22
appoint-person-director-company-with-name-date
officers · AP01
2025-09-29
termination-director-company-with-name-termination-date
officers · TM01
2025-09-02
termination-director-company-with-name-termination-date
officers · TM01
2025-09-02
appoint-person-director-company-with-name-date
officers · AP01
2025-07-21
termination-director-company-with-name-termination-date
officers · TM01
2025-07-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-03
termination-director-company-with-name-termination-date
officers · TM01
2025-03-03
termination-director-company-with-name-termination-date
officers · TM01
2025-02-05
accounts-with-accounts-type-group
accounts · AA
2024-12-09