AXA INSURANCE UK PLC

🌳Matureactive
00078950 · plc · incorporated 1903-10-27
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and structurally messy structure.

Opportunity 77/100 (strong), bankability 52/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).

🏦

Refinance opportunity

4 live charges · 4 lenders · oldest 19.0y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 19.0 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 48/100 (high).

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
87 officers (11 active, 87 linked, 81 with DOB)
89
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
371 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
1
filing
  • 1 accounts
Last 90 days
1
filing
  • 1 accounts
Last 180 days
3
filings
  • 1 accounts
  • 1 confirmation-statement
  • 1 officers
Counts from Companies House filing history.
Corporate timeline (177 events)Click to expand
  1. 2026-05-27
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2025-12-31
    ZWEIBRUCKER, Alain Charles Florent resigned
    director
  3. 2025-12-31
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2025-10-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2025-09-05
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2025-09-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2025-09-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2025-09-01
    DE LA SERVE, Henri appointed
    director
  9. 2025-09-01
    MOQUET, Roland Jean Andre resigned
    director
  10. 2025-04-22
    📄
    accounts-with-accounts-type-full
    accounts · AA
  11. 2024-12-16
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  12. 2024-12-16
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  13. 2024-12-13
    BYE, Karina Jane appointed
    secretary
  14. 2024-12-13
    HAYHURST, Moya Jane resigned
    secretary
  15. 2024-09-13
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2024-09-01
    SLOMAN, David Morgan, Sir appointed
    director
  17. 2024-08-23
    📄
    accounts-with-accounts-type-full
    accounts · AA
  18. 2024-06-21
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  19. 2024-06-20
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  20. 2024-06-19
    HAYHURST, Moya Jane appointed
    secretary
  21. 2024-06-19
    RIDDY, Caroline Anne resigned
    secretary
  22. 2024-06-13
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  23. 2024-06-12
    ZWEIBRUCKER, Alain Charles Florent appointed
    director
  24. 2024-02-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  25. 2023-08-31
    GIENAL, Claudio resigned
    director
  26. 2023-08-31
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  27. 2023-06-01
    📄
    auditors-resignation-company
    auditors · AUD
  28. 2023-05-04
    SINGH, Ranjit appointed
    director
  29. 2023-05-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  30. 2023-04-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  31. 2023-04-15
    📄
    accounts-with-accounts-type-full
    accounts · AA
  32. 2023-02-09
    📄
    second-filing-of-director-appointment-with-name
    officers · RP04AP01
  33. 2022-10-03
    🔒
    Charge registered #4
    Lender: Deutsche Bank Ag
  34. 2022-06-30
    WHEWAY, Jonathan Scott resigned
    director
  35. 2021-12-31
    HAZELL, Peter Frank resigned
    director
  36. 2021-08-27
    🔒
    Charge registered #3
    Lender: Goldman Sachs International
  37. 2021-06-25
    JACKSON, Michael Richard resigned
    director
  38. 2021-04-01
    HALE, Kari Anthony appointed
    director
  39. 2021-04-01
    MILLINGTON, Cheryl Joanne appointed
    director
  40. 2020-12-08
    FOLEY, Tara Maria Theresa appointed
    director
  41. 2020-11-26
    MATRAS, Laurent resigned
    director
  42. 2020-06-16
    RIDDY, Caroline Anne appointed
    secretary
  43. 2020-06-16
    SMALL, Jeremy Peter resigned
    secretary
  44. 2020-04-21
    MOQUET, Roland Jean Andre appointed
    director
  45. 2020-03-31
    BREITBURD, Amelie Marie resigned
    director
  46. 2020-02-01
    WHEWAY, Jonathan Scott appointed
    director
  47. 2020-01-31
    POSNER, Howard Michael resigned
    director
  48. 2019-10-01
    MATRAS, Laurent appointed
    director
  49. 2019-07-22
    BECKER, Robert appointed
    director
  50. 2019-02-13
    HOWELL, Gareth Ross resigned
    director
Showing most recent 50 of 177 events

Owner dependency

55/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -10 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.

Red flags

1 med ·
2 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: MOQUET, Roland Jean Andre resigned 2025-09-01; ZWEIBRUCKER, Alain Charles Florent resigned 2025-12-31

Group structure

Axa Insurance Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Axa Insurance Plc
Corporate parent · holds 75-100% shares · board control
ultimate parent
AXA INSURANCE UK PLC
This company · 00078950

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Axa Insurance Plc
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeplc
Incorporated1903-10-27
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance

Registered office

20 Gracechurch Street
London
EC3V 0BG
United Kingdom

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-01-23
Last: 2026-01-09

Officers (11 active · 76 resigned)

BYE, Karina Jane
secretary · appointed 2024-12-13
View their other companies + combined net worth →
Active
BECKER, Robert
director · ~61y · appointed 2019-07-22
View their other companies + combined net worth →
Active
DAVIES, Debra Jane
director · ~63y · appointed 2018-12-12
View their other companies + combined net worth →
Active
DE LA SERVE, Henri
director · ~43y · appointed 2025-09-01
View their other companies + combined net worth →
Active
FOLEY, Tara Maria Theresa
director · ~56y · appointed 2020-12-08
View their other companies + combined net worth →
Active
HALE, Kari Anthony
director · ~62y · appointed 2021-04-01
View their other companies + combined net worth →
Active
MILLINGTON, Cheryl Joanne
director · ~60y · appointed 2021-04-01
View their other companies + combined net worth →
Active
PAIN, Mark Andrew
director · ~65y · appointed 2018-12-12
View their other companies + combined net worth →
Active
SINGH, Ranjit
director · ~64y · appointed 2023-05-04
View their other companies + combined net worth →
Active
SLOMAN, David Morgan, Sir
director · ~65y · appointed 2024-09-01
View their other companies + combined net worth →
Active
WALKER, Jonathan Paul
director · ~55y · appointed 2018-04-25
View their other companies + combined net worth →
Active
HAYHURST, Moya Jane
secretary · appointed 2024-06-19 · resigned 2024-12-13
Resigned
RICHARDSON, Ian David Lea
secretary · appointed 1998-10-31 · resigned 2004-09-13
Resigned
RIDDY, Caroline Anne
secretary · appointed 2020-06-16 · resigned 2024-06-19
Resigned
SMALL, Jeremy Peter
secretary · appointed 2004-09-13 · resigned 2020-06-16
Resigned
WHITWHAM, Graham Claude
secretary · resigned 1998-10-31
Resigned
AUSTIN, Christopher Paul
director · ~75y · appointed 1999-01-28 · resigned 1999-05-31
Resigned
AVENEL, Gilles Marie Pierre Louis, Monsieur
director · ~76y · appointed 1995-11-01 · resigned 1999-01-11
Resigned
BLANC, Amanda Jayne
director · ~59y · appointed 2011-02-28 · resigned 2018-04-10
Resigned
BOISSEAU, Francois Xavier
director · ~65y · appointed 2002-03-26 · resigned 2003-04-22
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
4
Outstanding
4
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Deutsche Bank Ag
A registered charge1 property03/10/2022
outstanding
Goldman Sachs International
A registered charge1 property27/08/2021
outstanding
Barclays
Barclays Bank PLC
Deed of charge over credit balances1 property30/05/2012
outstanding
Global Tax Networks
Global Tax Networks Limited
Rent deposit deed1 property23/05/2007
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (371 total)

accounts-with-accounts-type-full
accounts · AA
2026-05-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-20
termination-director-company-with-name-termination-date
officers · TM01
2025-12-31
change-person-director-company-with-change-date
officers · CH01
2025-10-15
change-person-director-company-with-change-date
officers · CH01
2025-09-05
appoint-person-director-company-with-name-date
officers · AP01
2025-09-04
termination-director-company-with-name-termination-date
officers · TM01
2025-09-04
accounts-with-accounts-type-full
accounts · AA
2025-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-21
termination-secretary-company-with-name-termination-date
officers · TM02
2024-12-16
appoint-person-secretary-company-with-name-date
officers · AP03
2024-12-16
appoint-person-director-company-with-name-date
officers · AP01
2024-09-13
accounts-with-accounts-type-full
accounts · AA
2024-08-23
appoint-person-secretary-company-with-name-date
officers · AP03
2024-06-21
termination-secretary-company-with-name-termination-date
officers · TM02
2024-06-20