CHORLEY LAND COMPANY,LIMITED(THE)

🌳Matureactive

00090959 · ltd · incorporated 1906-11-26

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Nov 2024

Net worth

£193.0k

book net assets

Opportunity

69/100

Strong

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What this business does

Primary activity: Other activities auxiliary to financial services, except insurance and pension funding

Sector: Financial & insurance

ALSO REGISTERED FOR

68320Management of real estate on a fee or contract basis

Investor take

Special-situation opportunity

Distressed financial-services with salvageable qualities — special-situations priority.

Opportunity 69/100 (strong), bankability 62/100. Strong seller-intent signal (65/100, director aged 82). Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

8 live charges · 7 lenders · oldest 113.5y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 113.5 years old — likely at or near maturity.
· 7 lenders named — inter-creditor friction likely.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

8 charges (8/8 with lender, 8/8 with type)

Directors & officers

5 officers (3 active, 5 linked, 3 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

6 connected companies via shared directors

Filing history

99 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

69/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Some moderate concerns — review flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £193,039

Cash YoY

-3%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£37k

↓ 2.6% YoY

Net Worth

£193k

↑ 85% YoY

Current Assets

£37k

↓ 2.6% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-11-30	2023-11-30
Total assets	£227.0k	£116.0k
Current assets	£36.9k	£37.9k
Cash	£36.6k	£37.5k
Debtors	£350	£350
Net assets	£193.0k	£104.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (37 events)Click to expand

2025-08-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-11
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accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-07
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-06-08
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-07-25
📄
mortgage-satisfy-charge-full
mortgage · MR04
2019-07-25
📄
mortgage-satisfy-charge-full
mortgage · MR04
2019-07-25
📄
mortgage-satisfy-charge-full
mortgage · MR04
2019-07-25
📄
mortgage-satisfy-charge-full
mortgage · MR04
2019-07-25
📄
mortgage-satisfy-charge-full
mortgage · MR04
2019-07-25
📄
mortgage-satisfy-charge-full
mortgage · MR04
2019-07-25
📄
mortgage-satisfy-charge-full
mortgage · MR04
2019-07-25
📄
mortgage-satisfy-charge-full
mortgage · MR04
2019-07-25
🔓
Charge satisfied #8
2019-07-25
🔓
Charge satisfied #7
2019-07-25
🔓
Charge satisfied #1
2019-07-25
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Charge satisfied #6
2019-07-25
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Charge satisfied #5
2019-07-25
🔓
Charge satisfied #4
2019-07-25
🔓
Charge satisfied #3
2019-07-25
🔓
Charge satisfied #2
2019-07-10
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-06-04
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-06-28
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
1998-11-01
➕
GIBBONS, Kathleen Ann appointed
secretary
1998-11-01
➖
DARLINGTON, Norman resigned
secretary
1998-11-01
➖
KIRKHAM, Christopher resigned
director
1921-03-04
🔒
Charge registered #8
Lender: Miss a Norris
1921-03-04
🔒
Charge registered #7
Lender: Miss a Norris
1913-12-11
🔒
Charge registered #1
Lender: Eliz. Parker
1913-08-05
🔒
Charge registered #6
Lender: S. Smith
1913-07-01
🔒
Charge registered #5
Lender: R Wareing
1912-11-26
🔒
Charge registered #4
Lender: J.W. Bromley
1912-11-26
🔒
Charge registered #3
Lender: T Heald
1912-11-26
🔒
Charge registered #2
Lender: W Fletcher
1906-11-26
🏢
Company incorporated
As CHORLEY LAND COMPANY,LIMITED(THE)

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder age: Director aged approximately 82 — succession pressure is live.

Succession & seller-readiness

76/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondaryStable-but-static management: Company is 120 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 high · 1 med ·

Confirmation statement overdue

high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-04-24

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Richard Grayson Individual · British · DOB 04/1944 · age 82	—	—	sig. influencesignificant influence	06/04/2016
Mr Roger Thomas James Kevill Individual · British · DOB 12/1956 · age 70	—	—	sig. influencesignificant influence	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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CLEAR GLASS HOLDING LTD→ 17123478 · est 2026 · no financials extracted	—	—	—	—	—	—	—
COUNTRYWIDE EQUITY RELEASE LIMITED→ 12827585 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
CROWNE FINANCIAL SOLUTIONS LTD→ 14234027 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
CWD INVESTMENTS LTD→ 14569796 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
DIGITAL BULL TRADING LIMITED→ 15685580 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
DOMINION FINANCE LIMITED→ 02704712 · est 1992 · no financials extracted	—	—	—	—	34y	—	—
DRAPER GLOBAL LTD→ 16470142 · est 2025 · no financials extracted	—	—	—	—	—	—	—
E.H. BOOTH & CO. PENSION TRUSTEES LIMITED→ 08553021 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
EASY PAYMENTS LTD→ 15373009 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
EDGARTON HOUSE LTD→ 16930671 · est 2025 · no financials extracted	—	—	—	—	—	—	—
EDN HOLDINGS LTD→ 14824221 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
EFFICIENT FINANCIAL PLANNING LIMITED→ 07083534 · est 2009 · no financials extracted	—	—	—	—	16y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1906-11-26

Jurisdictionengland-wales

Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

High Street Chambers

Chorley

Lancashire

PR7 1DU

Filing status

Accounts

Next due: 2026-08-31

Last made up to: 2024-11-30

Confirmation statement

Next due: 2026-04-24OVERDUE

Last: 2025-04-10

Officers (3 active · 2 resigned)

GIBBONS, Kathleen Ann→

secretary · appointed 1998-11-01

View their other companies + combined net worth →

Active

GRAYSON, Richard→

director · ~82y

View their other companies + combined net worth →

Active

KEVILL, Roger Thomas James→

director · ~70y

View their other companies + combined net worth →

Active

DARLINGTON, Norman→

secretary · resigned 1998-11-01

Resigned

KIRKHAM, Christopher→

director · ~94y · resigned 1998-11-01

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:8 of 8 shown

		Type	Properties
satisfied	Miss a Norris / Miss J Norris	Mortgage	1 property	04/03/1921	25/07/2019
satisfied	Miss a Norris / Miss E Norris / Miss J Norris / A Norris	Mortgage	1 property	04/03/1921	25/07/2019
satisfied	Eliz. Parker	Mortgage	1 property	11/12/1913	25/07/2019
satisfied	S. Smith	Mortgage	1 property	05/08/1913	25/07/2019
satisfied	R Wareing	Mortgage	1 property	01/07/1913	25/07/2019
satisfied	J.W. Bromley	Sub - mortgage	1 property	26/11/1912	25/07/2019
satisfied	T Heald	Sub- mortgage	1 property	26/11/1912	25/07/2019
satisfied	W Fletcher	Sub- mortgage	1 property	26/11/1912	25/07/2019