CHARLES WELLS LIMITED
Operating as an integrated brewing and hospitality business, this long-established Bedford-based company manufactures beer, distributes alcoholic beverages wholesale, and manages a portfolio of pubs and bars on a day-to-day basis.
- 46342SIC 46342
- 56302Public houses and bars
Opportunity 75/100 (strong), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 15 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
Refinance opportunity
32 live charges · 15 lenders · oldest 51.9y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 51.9 years old — likely at or near maturity.
- · 15 lenders named — inter-creditor friction likely.
- · Legal-friction score 55/100 (high).
Data confidence
Overall: low (53/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 accounts
- • 1 accounts
- • 1 incorporation
- • 1 resolution
- • 1 accounts
- • 1 incorporation
- • 1 resolution
Corporate timeline (130 events)Click to expand
- 2026-05-17📄accounts-with-accounts-type-groupaccounts · AA
- 2026-03-23📄memorandum-articlesincorporation · MA
- 2026-03-23📄resolutionresolution · RESOLUTIONS
- 2025-10-01➕SMITH, Benjamin James appointeddirector
- 2025-10-01📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-25📄memorandum-articlesincorporation · MA
- 2025-06-20📄resolutionresolution · RESOLUTIONS
- 2025-04-10📄accounts-with-made-up-dateaccounts · AA
- 2024-12-19➕BROAD, Mark Alexander appointeddirector
- 2024-12-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-30➖COUCHMAN, Shirley resigneddirector
- 2024-09-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-04-18📄accounts-with-accounts-type-groupaccounts · AA
- 2024-04-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-31➖PARMAR, Balvinder Kaur resigneddirector
- 2024-03-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-19➕BEKKER, Danielle appointeddirector
- 2023-03-29📄miscellaneousmiscellaneous · MISC
- 2023-03-23📄accounts-with-accounts-type-groupaccounts · AA
- 2023-02-14📄change-person-director-company-with-change-dateofficers · CH01
- 2023-02-14📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-31➖IVELL, Robert Lewis resigneddirector
- 2023-01-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-03➕WEBSTER, Jonathan Paul appointeddirector
- 2022-10-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-30🔒Charge registered #32Lender: Hsbc UK Bank PLC (As Security Trustee)
- 2022-02-09📄accounts-with-accounts-type-groupaccounts · AA
- 2021-11-22🔒Charge registered #31Lender: Hsbc UK Bank PLC (As Security Trustee)
- 2021-04-23🔒Charge registered #30Lender: Hsbc UK Bank PLC
- 2021-01-20➕PARMAR, Balvinder Kaur appointeddirector
- 2021-01-20➖RAWLINSON, Paul Stephen resigneddirector
- 2020-07-01➕COUCHMAN, Shirley appointeddirector
- 2020-04-06🔒Charge registered #29Lender: Gunner LP (Acting by Its General Partner Matross Limited)
- 2020-04-06🔒Charge registered #28Lender: Charles Wells Pension Trustees Limited
- 2019-12-31➖PHILLIMORE, William Andrew Justin resigneddirector
- 2018-03-08🔒Charge registered #27Lender: Charles Wells Pension Trustees Limited
- 2017-11-21➕WELLS, Geoffrey Charles Vaughan appointeddirector
- 2017-07-26➖WELLS, Anthony Richard, Dr resigneddirector
- 2017-06-22➖MAIR, Anthony Christopher resigneddirector
- 2017-05-23🔒Charge registered #26Lender: Gunner LP (Company Number SL019304) Acting Through Its General Partner Matross Limited (Company Number SC491230)
- 2016-11-30🔒Charge registered #25Lender: Hsbc Bank PLC (As Security Trustee)
- 2016-09-23🔓Charge satisfied #24
- 2016-09-23🔓Charge satisfied #23
- 2016-09-23🔓Charge satisfied #22
- 2016-09-23🔓Charge satisfied #21
- 2016-09-23🔓Charge satisfied #20
- 2016-09-23🔓Charge satisfied #19
- 2016-09-23🔓Charge satisfied #18
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- -8 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "WELLS" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 68 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Food & drink · MK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADI'S COFFEE BEANS LIMITED→ 16285506 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AL-AZIZ & SONS LTD→ 16710321 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMPLUS SERVICES LTD→ 16215057 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AUTHENTIC NIGERIAN MIX LTD→ 15691477 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BEN & BEN PRODUCTIONS LTD.→ 14642640 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| BIBI'S FOOD LTD→ 11486315 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BR PUREPLANTI LTD→ 16456194 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BUCKINGHAMSHIRE CHEESE LTD→ 15689333 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BUKWILD LIMITED→ 16941608 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CAKE KITCHEN BY TINA LTD→ 16177577 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CAKE STRINGS LTD→ 16683876 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CAKE-A-LICIOUS (KG) LTD→ 13672187 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (8 active · 30 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC (As Security Trustee) | A registered charge | 1 property | 30/09/2022 | — | |
| outstanding | HSBC Hsbc UK Bank PLC (As Security Trustee) | A registered charge | 1 property | 22/11/2021 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 23/04/2021 | — | |
| outstanding | Gunner LP (Acting by Its General Partner Matross ) Gunner LP (Acting by Its General Partner Matross Limited) | A registered charge | 2 properties | 06/04/2020 | — | |
| outstanding | Charles Wells Pension Trustees Charles Wells Pension Trustees Limited | A registered charge | 2 properties | 06/04/2020 | — | |
| outstanding | Charles Wells Pension Trustees Charles Wells Pension Trustees Limited | A registered charge | 3 properties | 08/03/2018 | — | |
| outstanding | Gunner LP (Company Number SL019304) Acting Through Its General Partner Matross (Company Number SC491230) Gunner LP (Company Number SL019304) Acting Through Its General Partner Matross Limited (Company Number SC491230) | A registered charge | 3 properties | 23/05/2017 | — | |
| outstanding | HSBC Hsbc Bank PLC (As Security Trustee) | A registered charge | 3 properties | 30/11/2016 | — | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 04/02/2014 | 23/09/2016 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 04/02/2014 | 23/09/2016 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 04/02/2014 | 23/09/2016 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 04/02/2014 | 23/09/2016 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 04/02/2014 | 23/09/2016 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 04/02/2014 | 23/09/2016 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 04/02/2014 | 23/09/2016 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 04/02/2014 | 23/09/2016 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 04/02/2014 | 23/09/2016 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 04/02/2014 | 23/09/2016 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 04/02/2014 | 23/09/2016 | |
| outstanding | HSBC Hsbc Bank PLC (The Security Trustee) | Legal mortgage | 1 property | 30/06/2009 | — | |
| outstanding | HSBC Hsbc Bank PLC (The Security Trustee) | Legal mortgage | 1 property | 04/06/2009 | — | |
| outstanding | HSBC Hsbc Bank PLC (Security Trustee) | Legal mortgage | 1 property | 07/05/2009 | — | |
| satisfied | Charles Wells Charles Wells Limited | Legal charge | 1 property | 07/08/2003 | 04/10/2006 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 24/04/1991 | 27/05/2006 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 24/04/1991 | 27/05/2006 | |
| satisfied | Anz Grindlays Bank . Anz Grindlays Bank PLC. | Legal charge | 1 property | 24/04/1991 | 27/05/2006 | |
| satisfied | Grindlays Bank Grindlays Bank PLC | Legal mortgage | 1 property | 07/03/1989 | 27/05/2006 | |
| satisfied | Manns Northampton Brewery Company . Manns Northampton Brewery Company Limited. | Legal charge | 1 property | 07/01/1986 | 27/05/2006 | |
| satisfied | Manns Northampton Brewery Company . Manns Northampton Brewery Company Limited. | Legal charge | 1 property | 11/07/1985 | 27/05/2006 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 29/12/1983 | 27/05/2006 | |
| outstanding | The Governor and Company of the Bank of Ireland | Legal charge | 1 property | 22/05/1980 | — | |
| satisfied | Midland Bank Midland Bank PLC | Mortgage | 1 property | 02/07/1974 | 27/05/2006 |