A.A. CLARK LIMITED

🌳Matureactive
00117238 · ltd · incorporated 1911-08-14
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£4.78M
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: SIC 45112
Sector: Wholesale & retail
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
  • 70100Activities of head offices
  • 77110Renting and leasing of cars and light motor vehicles
Investor take
Pursue
Active trading company with a 77-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 62/100. Strong seller-intent signal (70/100, director aged 77). Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (53/100).

🏦

Refinance opportunity

14 live charges · 6 lenders · oldest 52.1y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 52.1 years old — likely at or near maturity.
  • · 6 lenders named — inter-creditor friction likely.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
14 charges (14/14 with lender, 14/14 with type)
90
Directors & officers
16 officers (2 active, 16 linked, 14 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
162 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £4,780,249
Net assets shrinking
Down £69,773 YoY
Cash draining
Cash down 51% YoY
Cash YoY
-51%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£65k
↓ 51% YoY
Net Worth
£4.8m
↓ 1.4% YoY
Current Assets
£3.0m
↓ 1.0% YoY
Current Liabilities
—
£0£970k£1.9m£2.9m£3.9m£4.9mDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£4.83M£4.90M
Current assets£2.96M£2.99M
Cash£64.9k£132.9k
Debtors£2.89M£2.85M
Net assets£4.78M£4.85M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (66 events)Click to expand
  1. 2025-09-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-06-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2024-09-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-08-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2023-09-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-12-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-02-22
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2021-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-12-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-10-06
    📄
    accounts-with-accounts-type-small
    accounts · AA
  11. 2019-05-09
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2019-05-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2019-05-09
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2019-05-01
    ➕
    DENTON, Charles Richard appointed
    director
  15. 2019-05-01
    ➖
    NEWTON, Benjamin Philip resigned
    director
  16. 2019-04-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2019-04-09
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  18. 2019-04-08
    ➖
    SMITH, Philip Austin resigned
    secretary
  19. 2019-04-08
    ➖
    SMITH, Philip Austin resigned
    director
  20. 2019-01-18
    📄
    mortgage-satisfy-charge-part
    mortgage · MR04
  21. 2019-01-18
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  22. 2019-01-18
    🔓
    Charge satisfied #13
  23. 2010-07-07
    🔓
    Charge satisfied #14
  24. 2010-07-07
    🔓
    Charge satisfied #10
  25. 2010-05-04
    ➖
    EGGINS, Kerry Jane resigned
    director
  26. 2007-12-31
    ➖
    GRAYSON, Donald Alexander resigned
    secretary
  27. 2007-12-31
    ➕
    SMITH, Philip Austin appointed
    secretary
  28. 2007-12-31
    ➖
    GRAYSON, Donald Alexander resigned
    director
  29. 2007-12-31
    ➕
    NEWTON, Benjamin Philip appointed
    director
  30. 2007-12-19
    🔒
    Charge registered #14
    Lender: National Westminster Bank PLC
  31. 2007-11-16
    🔒
    Charge registered #13
    Lender: Jane Newton
  32. 2007-07-31
    ➖
    KIRBY, Trevor resigned
    director
  33. 2007-01-24
    🔓
    Charge satisfied #11
  34. 2007-01-24
    🔓
    Charge satisfied #8
  35. 2007-01-24
    🔓
    Charge satisfied #2
  36. 2007-01-24
    🔓
    Charge satisfied #1
  37. 2006-08-27
    ➖
    CLARK, Richard Jeremy resigned
    director
  38. 2005-10-28
    🔒
    Charge registered #12
    Lender: Philip Newton (The Lender)
  39. 2005-10-28
    🔒
    Charge registered #11
    Lender: General Motors Acceptance Corporation (UK) PLC
  40. 2005-10-01
    ➖
    JONES, Anthony Gevin Alexander resigned
    director
  41. 2005-07-19
    🔓
    Charge satisfied #9
  42. 2005-06-30
    🔒
    Charge registered #10
    Lender: Jane Newton
  43. 2005-05-10
    ➖
    NICHOLSON, Graham Ian resigned
    director
  44. 2004-06-09
    ➕
    EGGINS, Kerry Jane appointed
    director
  45. 2004-06-09
    ➕
    JONES, Anthony Gevin Alexander appointed
    director
  46. 2004-05-14
    ➖
    FAGG, Patricia Margaret resigned
    director
  47. 2003-12-31
    ➖
    OWEN, Anthony Charles resigned
    director
  48. 2000-12-18
    ➕
    SMITH, Philip Austin appointed
    director
  49. 1997-05-27
    🔒
    Charge registered #9
    Lender: National Westminster Bank PLC
  50. 1997-04-01
    ➕
    FAGG, Patricia Margaret appointed
    director
Showing most recent 50 of 66 events

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 77 — succession pressure is live.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 115 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Philip Newton
Individual · British · DOB 02/1949 · age 77
——board controlboard control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1911-08-14
Jurisdictionengland-wales
Primary SIC45112 — SIC 45112

Registered office

3rd Floor 86 - 90 Paul Street
London
EC2A 4NE
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-30
Last: 2025-12-16

Officers (2 active · 14 resigned)

DENTON, Charles Richard→
director · ~70y · appointed 2019-05-01
View their other companies + combined net worth →
Active
NEWTON, Philip→
director · ~77y
View their other companies + combined net worth →
Active
GRAYSON, Donald Alexander→
secretary · resigned 2007-12-31
Resigned
SMITH, Philip Austin→
secretary · appointed 2007-12-31 · resigned 2019-04-08
Resigned
BERRY, James Curtis→
director · ~100y · resigned 1995-04-30
Resigned
CLARK, Richard Jeremy→
director · ~85y · resigned 2006-08-27
Resigned
EGGINS, Kerry Jane→
director · ~59y · appointed 2004-06-09 · resigned 2010-05-04
Resigned
FAGG, Patricia Margaret→
director · ~82y · appointed 1997-04-01 · resigned 2004-05-14
Resigned
GRAYSON, Donald Alexander→
director · ~81y · resigned 2007-12-31
Resigned
JONES, Anthony Gevin Alexander→
director · ~84y · appointed 2004-06-09 · resigned 2005-10-01
Resigned
KIRBY, Trevor→
director · ~79y · resigned 2007-07-31
Resigned
NEWTON, Benjamin Philip→
director · ~53y · appointed 2007-12-31 · resigned 2019-05-01
Resigned
NICHOLSON, Graham Ian→
director · ~83y · resigned 2005-05-10
Resigned
OWEN, Anthony Charles→
director · ~84y · resigned 2003-12-31
Resigned
SMITH, Philip Austin→
director · ~64y · appointed 2000-12-18 · resigned 2019-04-08
Resigned
WIGGINS, John Frederick Arthur→
director · ~93y · resigned 1997-03-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

14
Total charges
1
Outstanding
1
Active lenders
Status:Lender:14 of 14 shown
TypeProperties
satisfied
National Westminster Bank
National Westminster Bank PLC
Charge of deposit1 property19/12/200707/07/2010
satisfied
Jane Newton
Legal mortgage3 properties16/11/200718/01/2019
part-satisfied
Philip Newton (The Lender)
Composite guarantee and debenture1 property28/10/2005—
satisfied
General Motors Acceptance Corporation (UK)
General Motors Acceptance Corporation (UK) PLC
Floating charge on vehicles1 property28/10/200524/01/2007
satisfied
Jane Newton
Legal mortgage2 properties30/06/200507/07/2010
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property27/05/199719/07/2005
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property03/11/199524/01/2007
satisfied
National Westminster Bank
National Westminster Bank PLC
Charge over credit balances1 property24/01/199531/08/1995
satisfied
Hill Samuel Bank
Hill Samuel Bank Limited
Legal mortgage2 properties02/04/199307/07/1995
satisfied
Hill Samuel Bank
Hill Samuel Bank Limited
Debenture1 property26/01/199307/07/1995
satisfied
Hill Samuel Bank
Hill Samuel Bank Limited
Legal mortgage1 property17/07/199007/07/1995
satisfied
Hill Samuel Bank
Hill Samuel Bank LTD
Debenture1 property22/03/199007/07/1995
satisfied
National Westminster Bank
National Westminster Bank PLC
Mortgage debenture1 property26/06/198424/01/2007
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property23/04/197424/01/2007
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (162 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-25
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-19
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-08-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-02-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-16