ARCO LIMITED

🌳Matureactive

00133804 · ltd · incorporated 1914-02-06

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Wholesale of clothing and footwear

Sector: Wholesale & retail

ALSO REGISTERED FOR

46760SIC 46760
82990Other business support service activities n.e.c.

Investor take

Pursue

Strong opportunity: active trading company with exceptional profile and structurally messy structure.

Opportunity 83/100 (exceptional), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 2.6y

15/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Newest facility, 2.6 years old — likely still in initial term.
· Two lenders — manageable, but coordination required.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 3 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

4 charges (4/4 with lender, 4/4 with type)

Directors & officers

43 officers (9 active, 43 linked, 37 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

17 connected companies via shared directors

Filing history

235 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 resolution
• 1 incorporation

Counts from Companies House filing history.

Corporate timeline (95 events)Click to expand

2026-01-22
📄
resolution
resolution · RESOLUTIONS
2026-01-22
📄
memorandum-articles
incorporation · MA
2025-11-12
📄
accounts-with-accounts-type-group
accounts · AA
2025-06-30
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-08
📄
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-03-25
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-03-22
➖
APPLETON, Kevin resigned
director
2025-03-12
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-02-27
➕
OLDERSMA, Meine appointed
director
2024-11-22
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-21
📄
accounts-with-accounts-type-group
accounts · AA
2024-09-05
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2024-09-05
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2024-08-31
➕
HAENEY, Hollie appointed
secretary
2024-08-31
➖
DODDS, Neil Joseph resigned
secretary
2024-03-09
📄
accounts-with-accounts-type-group
accounts · AA
2023-11-24
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-16
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-16
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-15
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-10
🔒
Charge registered #4
Lender: Hsbc UK Bank PLC (As Security Agent)
2023-11-10
🔒
Charge registered #3
Lender: Stephen Martin as Trustee of the Arco Group Pension and Life Assurance Scheme
2023-11-10
🔒
Charge registered #2
Lender: Hsbc UK Bank PLC (As Security Agent)
2023-11-10
🔒
Charge registered #1
Lender: Hsbc UK Bank PLC (As Security Agent)
2023-10-26
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-09-29
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-09-29
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-09-27
➖
MARTIN, Stephen resigned
director
2023-09-27
➖
MARTIN, Tom resigned
director
2023-09-19
➕
CARR, Daniel Arthur Edward appointed
director
2023-04-20
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-04-18
➖
WRIGHT, Helen Jane resigned
director
2023-03-07
📄
accounts-with-accounts-type-group
accounts · AA
2023-01-20
➖
BERGER, Alexandra Maria Johanna resigned
director
2022-12-01
➕
BRUCE, Guy Robert appointed
director
2022-11-30
➖
EVISON, David resigned
director
2022-06-17
➖
LAWRIE, Bryan James Ian resigned
director
2021-12-31
➖
HILDYARD, Nicholas Alexander Cyril resigned
director
2020-12-31
➖
HARRISON, Simon Paul resigned
director
2020-10-22
➕
BERGER, Alexandra Maria Johanna appointed
director
2020-06-30
➕
DODDS, Neil Joseph appointed
secretary
2020-06-30
➖
STRICKLAND, Charles Eugene Shackleton resigned
secretary
2019-08-28
➕
COXWELL, Naomi Jane appointed
director
2019-08-28
➕
LODGE, Timothy Ralph Henry appointed
director
2019-02-15
➖
JONES, Susan resigned
director
2019-01-02
➕
WRIGHT, Helen Jane appointed
director
2018-09-19
➕
MARTIN, Alexandra Gabrielle appointed
director
2018-04-09
➖
JOWSEY, Neil resigned
director
2017-04-10
➕
JONES, Susan appointed
director
2017-03-31
➖
THEAKSTON, John Andrew resigned
director

Showing most recent 50 of 95 events

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-8 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 67 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

70/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Tom Martin Individual · British · DOB 03/1936 · age 90	25–50%	—	25-50% shares	06/04/2016
Mr Stephen Martin Individual · British · DOB 11/1939 · age 87	—	—	sig. influencesignificant influence	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Wholesale & distribution · HU postcode area

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ALPHA BUSINESS SUPPLIES LIMITED→ 12209536 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
ALPHASE 2024 LIMITED→ 16030937 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ALW HOLDINGS LTD→ 14813055 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
AMLYN LTD→ 15387770 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
ANGELO FACILITIES LTD→ 13893036 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
ANSON ELECTRONICS LIMITED→ 01198818 · est 1975 · no financials extracted	—	—	—	—	51y	—	—
APOLLO OFFICE SUPPLIES LIMITED→ 03939436 · est 2000 · no financials extracted	—	—	—	—	26y	—	—
AQUATICS SOLUTIONS LTD→ 15151682 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
AQUILA AND JIDE INVESTMENT LTD→ 13242895 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
ARMSTRONG NATURAL WALLING LIMITED→ 15295722 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ARODO (UK) LIMITED→ 03537174 · est 1998 · no financials extracted	—	—	—	—	28y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1914-02-06

Jurisdictionengland-wales

Primary SIC46420 — Wholesale of clothing and footwear

Registered office

1 Blackfriargate

Hull

East Yorkshire

HU1 1BH

England

Filing status

Accounts

Next due: 2027-03-31

Last made up to: 2025-06-30

Confirmation statement

Next due: 2027-04-29

Last: 2026-04-15