F.T.EVERARD & SONS LIMITED
- 70100Activities of head offices
Opportunity 69/100 (strong), bankability 62/100. Biggest value-creation lever: Consolidate lender relationships. 9 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (38/100).
Refinance opportunity
103 live charges · 9 lenders · oldest 104.2y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 104.2 years old — likely at or near maturity.
- · 9 lenders named — inter-creditor friction likely.
- · Legal-friction score 55/100 (high).
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 3 officers
- • 3 officers
- • 1 confirmation-statement
- • 1 mortgage
- • 3 officers
- • 1 confirmation-statement
- • 1 mortgage
Corporate timeline (280 events)Click to expand
- 2026-04-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-20➕DATTA, Archita appointeddirector
- 2026-04-20➕HALES, Robert Antony appointeddirector
- 2026-04-20➖TSOCHLA, Christina Zacharoula resigneddirector
- 2026-03-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-10🔒Charge registered #103Lender: Hsbc Corporate Trustee Company (UK) Limited as Security Trustee
- 2025-08-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-08➖KERNOHA, Nadzeya resigneddirector
- 2025-06-27📄accounts-with-accounts-type-fullaccounts · AA
- 2024-11-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-21🔓Charge satisfied #101
- 2024-09-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-18🔒Charge registered #102Lender: Hsbc Corporate Trustee Company (UK) Limited as Security Trustee
- 2024-09-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-09-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-08-12📄accounts-with-accounts-type-fullaccounts · AA
- 2024-03-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-08-15📄accounts-with-accounts-type-fullaccounts · AA
- 2023-06-17📄memorandum-articlesincorporation · MA
- 2023-06-17📄memorandum-articlesincorporation · MA
- 2023-06-16📄resolutionresolution · RESOLUTIONS
- 2023-06-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-06🔒Charge registered #101Lender: Hsbc Corporate Trustee Company (UK) Limited as Security Trustee
- 2023-01-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-11📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-12-31➖SPEIRS, Peter Alexander resignedsecretary
- 2022-12-31➕KERNOHA, Nadzeya appointeddirector
- 2022-12-31➖SPEIRS, Peter Alexander resigneddirector
- 2022-10-31➖O'LIONAIRD, Eoghan Pol resigneddirector
- 2022-10-31➕SPEIRS, Peter Alexander appointeddirector
- 2022-10-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-09-01➖MARSH, James Henry John resignedsecretary
- 2022-09-01➕SPEIRS, Peter Alexander appointedsecretary
- 2021-04-29➖KILPATRICK, Stuart Charles resigneddirector
- 2020-06-02➖EVERETT, Simon Anthony Richard resigneddirector
- 2020-06-02➕TSOCHLA, Christina Zacharoula appointeddirector
- 2019-10-01➖HENRY, Nicholas Paul resigneddirector
- 2019-10-01➕O'LIONAIRD, Eoghan Pol appointeddirector
- 2019-09-20➖EVERARD, Fiona Caroline resigneddirector
- 2019-09-20➕EVERETT, Simon Anthony Richard appointeddirector
- 2018-12-31➖BURMEISTER, Richard Douglas resigneddirector
- 2018-12-31➕EVERARD, Fiona Caroline appointeddirector
- 2017-07-03➖HOGGAN, Michael John resignedsecretary
- 2017-07-03➕MARSH, James Henry John appointedsecretary
- 2016-04-26➕HOGGAN, Michael John appointedsecretary
- 2016-04-26➖VICK, Jonathan Procter resignedsecretary
- 2012-07-31➖HARRIS, Timothy Charles, Mr Cbe Fca Acma resigneddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: KERNOHA, Nadzeya resigned 2025-08-08; TSOCHLA, Christina Zacharoula resigned 2026-04-20
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
James Fisher Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
James Fisher Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 28/08/2024 |
1 historic (ceased) PSC
- James Fisher And Sons Public Limited Companyceased 28/08/2024· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| 24/7 REMOVALS OF LANCASTER LIMITED→ 13733975 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
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| 590 TAXIS LTD→ 14802006 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 30 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Corporate Trustee Company (UK) Limited as Security Trustee | A registered charge | — | 10/03/2026 | — | |
| outstanding | HSBC Hsbc Corporate Trustee Company (UK) Limited as Security Trustee | A registered charge | — | 18/09/2024 | — | |
| satisfied | HSBC Hsbc Corporate Trustee Company (UK) Limited as Security Trustee | A registered charge | — | 06/06/2023 | 21/11/2024 | |
| satisfied | HSBC Hsbc Bank PLC | Deed of covenants | 1 property | 31/03/2006 | 05/09/2008 | |
| satisfied | HSBC Hsbc Bank PLC | Mortgage of a ship | 1 property | 31/03/2006 | 05/09/2008 | |
| satisfied | HSBC Hsbc Bank PLC | Guarantee and indemnity | 1 property | 31/03/2003 | 05/09/2008 | |
| satisfied | Xerox Pensions Xerox Pensions Limited | Rent deposit deed | 1 property | 31/10/2000 | 24/03/2006 | |
| satisfied | Midland Bank Midland Bank PLC | Second priority deed of assignment | 1 property | 26/07/1999 | 24/03/2006 | |
| satisfied | Midland Bank Midland Bank PLC | Second priority deed of covenants | 1 property | 26/07/1999 | 24/03/2006 | |
| satisfied | Midland Bank Midland Bank PLC | Second priority statutory mortgage | 1 property | 26/07/1999 | 24/03/2006 | |
| satisfied | Midland Bank Midland Bank PLC | Guarantee and indemnity | 1 property | 21/07/1999 | 24/03/2006 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenant | 1 property | 28/05/1999 | 24/03/2006 | |
| satisfied | Midland Bank Midland Bank PLC | Mortgage | 1 property | 28/05/1999 | 24/03/2006 | |
| satisfied | Midland Bank Midland Bank PLC | First legal charge | 1 property | 20/09/1990 | 24/03/2006 | |
| satisfied | Midland Bank Midland Bank PLC | Second priority statutory mortgage | 1 property | 17/05/1990 | 17/08/1995 | |
| satisfied | Midland Bank Midland Bank PLC | First priority statutory mortgage | 1 property | 17/05/1990 | 17/08/1995 | |
| satisfied | 3I 3I PLC | Third priority bahamas mortgage | 1 property | 25/04/1990 | 24/03/2006 | |
| satisfied | 3I 3I PLC | First priority bahamas mortgage | 1 property | 25/04/1990 | 24/03/2006 | |
| satisfied | Midland Bank Midland Bank PLC | Fourth priority bahamas mortgage | 1 property | 25/04/1990 | 24/03/2006 | |
| satisfied | Midland Bank Midland Bank PLC | Second priority bahamas mortgage | 1 property | 25/04/1990 | 21/05/1993 | |
| satisfied | 3I 3I PLC | First preferred bahamas mortgage | 1 property | 08/11/1989 | 24/03/2006 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenant | 1 property | 13/06/1989 | 21/05/1992 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenant | 1 property | 13/06/1989 | 21/05/1992 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenant | 1 property | 13/06/1989 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | First priority statutory mortgage | 1 property | 13/06/1989 | 21/05/1992 | |
| satisfied | Midland Bank Midland Bank PLC | First priority statutory mortgage | 1 property | 13/06/1989 | 21/05/1992 | |
| satisfied | Midland Bank Midland Bank PLC | First priority statutory mortgage | 1 property | 13/06/1989 | 13/05/1992 | |
| satisfied | Midland Bank Midland Bank PLC | First priority statutory mortgage | 1 property | 05/04/1989 | 09/10/1990 | |
| satisfied | Midland Bank Midland Bank PLC | Mortgage | 1 property | 05/04/1989 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | Mortgage | 1 property | 05/04/1989 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenant | 2 properties | 05/04/1989 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | Loan agreement | 1 property | 31/08/1988 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenants | 1 property | 31/08/1988 | 22/02/1990 | |
| satisfied | Midland Bank Midland Bank PLC | Statutory mortgage | 1 property | 31/08/1988 | 20/02/1990 | |
| satisfied | Midland Bank Midland Bank PLC | General assignment | 1 property | 31/08/1988 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | Loan agreement | 1 property | 11/08/1988 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenants | 1 property | 11/08/1988 | 20/02/1990 | |
| satisfied | Midland Bank Midland Bank PLC | Mortgage | 1 property | 11/08/1988 | 20/02/1990 | |
| satisfied | Midland Bank Midland Bank PLC | General assignment | 1 property | 11/08/1988 | 02/11/1994 | |
| satisfied | Investors in Industry Investors in Industry PLC | Priority statutory mortgage | 1 property | 06/03/1987 | 09/10/1990 | |
| satisfied | Investors in Industry Investors in Industry PLC | Deed of covenant | 1 property | 06/03/1987 | 09/10/1990 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenant | 1 property | 06/03/1987 | 28/03/1989 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenant | 1 property | 06/03/1987 | 28/03/1989 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenants | 1 property | 28/09/1984 | 13/12/1989 | |
| satisfied | Midland Bank Midland Bank PLC | Statutory mortgage | 1 property | 28/09/1984 | 28/03/1989 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenants | 1 property | 28/09/1984 | 28/03/1989 | |
| satisfied | Midland Bank Midland Bank PLC | Statutory mortgage | 1 property | 28/09/1984 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenant | 1 property | 28/09/1984 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | Statutory mortgage | 1 property | 28/09/1984 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenants | 1 property | 28/09/1984 | 28/03/1989 | |
| satisfied | Midland Bank Midland Bank PLC | Statutory mortgage | 1 property | 28/09/1984 | 28/03/1989 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenants | 1 property | 28/09/1984 | 28/03/1989 | |
| satisfied | Midland Bank Midland Bank PLC | Statutory mortgage | 1 property | 28/09/1984 | 28/03/1989 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenants | 1 property | 28/09/1984 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | Statutory mortgage | 1 property | 28/09/1984 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenant | 1 property | 28/09/1984 | 24/03/2006 | |
| satisfied | Midland Bank Midland Bank PLC | Statutory mortgage | 1 property | 28/09/1984 | 24/03/2006 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenant | 1 property | 28/09/1984 | 09/10/1990 | |
| satisfied | Midland Bank Midland Bank PLC | Statutory mortgage | 1 property | 28/09/1984 | 09/10/1990 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenant | 1 property | 28/09/1984 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | Statutory mortgage | 1 property | 28/09/1984 | 02/11/1994 | |
| satisfied | Investors in Industry Investors in Industry PLC | Deed of covenant | 1 property | 04/11/1983 | 17/08/1995 | |
| satisfied | Investors in Industry Investors in Industry PLC | Statutory mortgage | 1 property | 04/11/1983 | 17/08/1995 | |
| satisfied | Investors in Industry Investors in Industry PLC | Deed of covenant | 1 property | 04/11/1983 | 09/10/1990 | |
| satisfied | Investors in Inustry Investors in Inustry PLC | Statutory mortgage | 1 property | 04/11/1983 | 09/10/1990 | |
| satisfied | Investors in Industry Investors in Industry PLC | Deed of covenant | 1 property | 31/10/1983 | 17/08/1995 | |
| satisfied | Investors in Industry Investors in Industry PLC | Stateutory mortgage | 1 property | 31/10/1983 | 13/12/1989 | |
| satisfied | Investors in Industry Investors in Industry PLC | Deed of covenant | 1 property | 31/10/1983 | 17/08/1995 | |
| satisfied | Investors in Industry Investors in Industry PLC | Statutory mortgage | 1 property | 31/10/1983 | 17/08/1995 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenant | 1 property | 25/05/1983 | 17/08/1995 | |
| satisfied | Midland Bank Midland Bank PLC | Statutory mortgage | 1 property | 25/05/1983 | 17/08/1995 | |
| satisfied | Midland Bank Midland Bank PLC | Financial agreement | 1 property | 24/05/1983 | 17/08/1995 | |
| satisfied | Ffi (UK Finance) Ffi (UK Finance) PLC | Deed of covenant | 1 property | 22/12/1982 | 17/08/1995 | |
| satisfied | Ffi (UK Finance) Ffi (UK Finance) PLC | First priority statutory mortgage | 1 property | 22/12/1982 | 17/08/1995 | |
| satisfied | Ffi (UK Finance) Ffi (UK Finance) PLC | Deed of covenant | 1 property | 22/12/1982 | 17/08/1995 | |
| satisfied | Ffi (UK Finance) Ffi (UK Finance) PLC | First priority statutory mortgage | 1 property | 22/12/1982 | 17/08/1995 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenant | 1 property | 17/07/1979 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenant | 1 property | 27/03/1979 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | Financial agreement dated | 1 property | 25/05/1978 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | Financial agreement | 1 property | 20/01/1978 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | Deed of covenant | 1 property | 01/11/1977 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | Financial agreement | 1 property | 22/12/1976 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | A registered charge | 1 property | 28/09/1976 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | A registered charge | 1 property | 28/09/1976 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | A registered charge | 1 property | 28/09/1976 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | A registered charge | 1 property | 20/09/1976 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | A registered charge | 1 property | 25/09/1975 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | A registered charge | 1 property | 23/12/1974 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | A registered charge | 1 property | 23/12/1974 | 02/11/1994 | |
| satisfied | Unknown | A registered charge | 1 property | 25/11/1974 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | A registered charge | 1 property | 08/10/1973 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | A registered charge | 1 property | 30/12/1971 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | A registered charge | 1 property | 30/12/1971 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | A registered charge | 1 property | 23/11/1971 | 02/11/1994 | |
| outstanding | Midland Bank Midland Bank PLC | A registered charge | 1 property | 23/11/1971 | — | |
| satisfied | Midland Bank Midland Bank PLC | A registered charge | 1 property | 16/11/1971 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | A registered charge | 1 property | 16/11/1971 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | A registered charge | 1 property | 27/01/1971 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | A registered charge | 1 property | 27/01/1971 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | A registered charge | 1 property | 21/01/1971 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | A registered charge | 1 property | 21/01/1971 | 02/11/1994 | |
| satisfied | Midland Bank Midland Bank PLC | 24TH july 1929 supplemental mortgage | 1 property | 04/08/1926 | 02/11/1994 | |
| satisfied | Van Deu Beugs Van Deu Beugs LTD | A registered charge | 1 property | 22/03/1922 | 02/11/1994 |