MANCHESTER YMCA
- 85320Technical and vocational secondary education
- 85410Post-secondary non-tertiary education
- 93130Fitness facilities
Opportunity 74/100 (strong), bankability 62/100. Strong seller-intent signal (65/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
Refinance opportunity
15 live charges · 7 lenders · oldest 37.3y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 37.3 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 53/100 (high).
Data confidence
Overall: low (51/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 officers
- • 2 officers
- • 4 officers
- • 1 accounts
Corporate timeline (164 events)Click to expand
- 2026-05-28➖MASHITER, Raymond Richard Carl resigneddirector
- 2026-05-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-04➖PULLAN, Louise Anne resigneddirector
- 2026-03-03📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-29➖O'HARE, Carol resigneddirector
- 2025-12-17📄accounts-with-accounts-type-groupaccounts · AA
- 2024-12-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-10➕PULLAN, Louise Anne appointeddirector
- 2024-12-10📄accounts-with-accounts-type-groupaccounts · AA
- 2024-10-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-09➕MCGOWAN, Calum David Robert appointeddirector
- 2024-09-26➕MASHITER, Raymond Richard Carl appointeddirector
- 2023-12-19📄accounts-with-accounts-type-groupaccounts · AA
- 2023-10-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-28➖MASHITER, Raymond Richard Carl resigneddirector
- 2023-09-28➖ROTHWELL, Graham resigneddirector
- 2022-12-16📄accounts-with-accounts-type-groupaccounts · AA
- 2022-11-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-11-22➕MIEMCZYK, Ryan Paul appointeddirector
- 2022-01-04📄accounts-with-accounts-type-groupaccounts · AA
- 2021-10-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-10-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-10-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-09-30➕BIRTWISTLE, Andrew appointeddirector
- 2021-09-30➖BUTTERWORTH, Derek resigneddirector
- 2021-09-30➖HUDDERS, Paul resigneddirector
- 2021-07-06✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2021-06-04📄resolutionresolution · RESOLUTIONS
- 2021-02-02🔓Charge satisfied #14
- 2021-02-02🔓Charge satisfied #11
- 2021-02-02🔓Charge satisfied #10
- 2021-02-02🔓Charge satisfied #8
- 2021-02-02🔓Charge satisfied #5
- 2021-02-02🔓Charge satisfied #4
- 2021-02-02🔓Charge satisfied #3
- 2021-02-02🔓Charge satisfied #2
- 2020-09-24➖BIRTWISTLE, Andrew resigneddirector
- 2020-01-16🔒Charge registered #15Lender: Santander UK PLC as Security Trustee
- 2019-12-06🔓Charge satisfied #12
- 2019-12-05🔓Charge satisfied #13
- 2019-12-05🔓Charge satisfied #6
- 2019-11-01🔓Charge satisfied #1
- 2019-09-26➕HAMLETT, Carol appointeddirector
- 2019-09-26➖COOPER, John William resigneddirector
- 2019-09-26➖SHARPLES, John resigneddirector
- 2019-05-30➕HOOD, Peter Douglas appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -7 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 79 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
Red flags
2 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: MASHITER, Raymond Richard Carl resigned 2026-05-28; O'HARE, Carol resigned 2026-01-29; PULLAN, Louise Anne resigned 2026-03-04
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| 95CAFE LTD→ 16862042 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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| A COFFEE & KITCHEN LTD→ 10924824 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| A2ZZ FOOD LIMITED→ 15975982 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A6 BAKERY PRODUCTS LIMITED→ 11756652 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AA FISHY SHOP LTD→ 17001769 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AA FOODZ LTD→ 16269825 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AAABJK LTD→ 15963950 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AARIB LTD→ 12815250 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AAS RESTAURANT LTD→ 15526621 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (8 active · 68 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Santander Santander UK PLC as Security Trustee | A registered charge | 1 property | 16/01/2020 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge over licensed premises | 1 property | 22/12/2005 | 02/02/2021 | |
| satisfied | London Scottish Bank London Scottish Bank PLC | Legal charge | 1 property | 21/07/2000 | 05/12/2019 | |
| satisfied | The Urban Regeneration Agency (Known as English Partnerships) | Legal charge | 1 property | 26/03/1999 | 06/12/2019 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 31/05/1996 | 02/02/2021 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge of licensed premises | 1 property | 08/02/1996 | 02/02/2021 | |
| satisfied | L. Brown and Sons L. Brown and Sons Limited | Legal charge | 1 property | 08/02/1994 | 08/10/1996 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 20/08/1993 | 02/02/2021 | |
| satisfied | Marston Thompson & Evershed Marston Thompson & Evershed PLC | Legal charge | 1 property | 20/08/1993 | 10/01/1996 | |
| satisfied | London Scottish Bank London Scottish Bank PLC | Memorandum of deposit of land certificate | 1 property | 19/08/1993 | 05/12/2019 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 23/08/1991 | 02/02/2021 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 23/08/1991 | 02/02/2021 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Charge of agreement for lease | 1 property | 05/12/1990 | 02/02/2021 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 05/12/1990 | 02/02/2021 | |
| satisfied | The Council of the City of Manchester | Equitable charge | 1 property | 22/02/1989 | 01/11/2019 |