PHARMACY MUTUAL INSURANCE COMPANY LIMITED(THE)
⚰️Wound downdissolved
00184646 · private-limited-guarant-nsc · incorporated 1922-09-28
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 32.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
54/100
Worth a look
What this business does
Primary activity: SIC 6603
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed unclear — structural issues outweigh the discount.
Opportunity 54/100 (worth a look), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (50/100). Current lenders should be on monthly review.
🏦
Refinance opportunity
1 live charge · oldest 32.5y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 32.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: low (53/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
45 officers (7 active, 45 linked, 43 with DOB)
89
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
13 connected companies via shared directors
84
Filing history
163 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
54/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
10
Concerning — overdue filings or status flags present.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
49
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (93 events)Click to expand
- 2011-05-17⚠️gazette-dissolved-liquidationgazette · GAZ2
- 2011-05-17🏁Company dissolved
- 2011-02-17⚠️liquidation-voluntary-members-return-of-final-meetinginsolvency · 4.71
- 2010-04-29📍change-registered-office-address-company-with-date-old-addressaddress · AD01
- 2010-04-16⚠️liquidation-voluntary-appointment-of-liquidatorinsolvency · 600
- 2010-04-16⚠️liquidation-voluntary-declaration-of-solvencyinsolvency · 4.70
- 2010-04-16📄resolutionresolution · RESOLUTIONS
- 2009-11-21📄memorandum-articlesincorporation · MA
- 2009-09-28📄legacyaccounts · 225
- 2009-07-28📄legacyofficers · 288c
- 2009-07-28📄legacyannual-return · 363a
- 2008-07-28📄legacyofficers · 288c
- 2008-07-25📄legacyannual-return · 363a
- 2008-04-08📄accounts-with-accounts-type-fullaccounts · AA
- 2008-01-25📄legacyofficers · 288b
- 2008-01-25📄legacyofficers · 288b
- 2008-01-25📄legacyofficers · 288b
- 2008-01-18➖PATEL, Rajesh Ramniklal resigneddirector
- 2008-01-18➖PATEL BSC MRPHARMS, Umesh Babubhai resigneddirector
- 2008-01-18➖SONI, Ashok resigneddirector
- 2008-01-15📄resolutionresolution · RESOLUTIONS
- 2008-01-15📄resolutionresolution · RESOLUTIONS
- 2007-09-12📄legacymortgage · 403a
- 2007-09-12🔓Charge satisfied #1
- 2007-08-14📄accounts-with-accounts-type-fullaccounts · AA
- 2007-07-31📄legacyannual-return · 363s
- 2007-05-09📄legacyofficers · 288b
- 2007-04-30➖D'ARCY, John Gerard Patrick resigneddirector
- 2006-08-09📄legacyannual-return · 363s
- 2006-08-08📄legacyofficers · 288b
- 2006-07-26➖HIRCHFIELD, Glenn Fraser resigneddirector
- 2006-06-27📄accounts-with-accounts-type-fullaccounts · AA
- 2005-11-16➕HIRCHFIELD, Glenn Fraser appointeddirector
- 2004-11-09➖JACK, Malcolm Alexander resigneddirector
- 2004-10-27➕WEBSTER, Alan Watt appointeddirector
- 2004-07-21➖HANNAWIN, Terence Gabriel resigneddirector
- 2003-10-22➕MAJOR, Michael Evelyn appointeddirector
- 2001-07-03➕MAW, Richard Jonathon Crompton appointeddirector
- 2001-07-03➕D'ARCY, John Gerard Patrick appointeddirector
- 2001-07-03➕JACK, Malcolm Alexander appointeddirector
- 2001-06-24➖CONQUEST, Ian Richard resigneddirector
- 2001-06-06➖GUNN, Breda Mary resigneddirector
- 2001-04-24➖ALLAN, George Edward resigneddirector
- 2001-04-24➖CLAPINSKI, Wieslaw Gareth resigneddirector
- 2001-04-24➖CLITHEROW, Jeremy resigneddirector
- 2001-04-24➖EVANS, Richard Owen resigneddirector
- 2001-04-24➖HIND, Frederick John resigneddirector
- 2001-04-24➖JENKINS, Peter resigneddirector
- 2001-04-24➖PATEL, Hemant Ramanbhai resigneddirector
- 2001-04-24➖PHILLIPS, Graham Stuart resigneddirector
Showing most recent 50 of 93 events
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 82 — succession pressure is live.
Succession & seller-readiness
90/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 104 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 high ·Company dissolved
highCompany has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2011-05-17
4 insolvency-related filings on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2011-05-17: gazette-dissolved-liquidation; 2011-02-17: liquidation-voluntary-members-return-of-final-meeting
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · E postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 10SIGMA LTD→ 10183887 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 121 FINANCIAL SOLUTIONS LTD→ 16992858 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 144 MURCHISON ROAD LTD→ 13293687 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 21 FINANCE & ASSOCIATES LTD→ 14119356 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 258 CAPITAL LIMITED→ 16051762 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 2CRANES LIMITED→ 16273407 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 3EYES CAPITAL SERVICES LTD→ 14612117 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| A.BILBROUGH & CO.LIMITED→ 00116377 · est 1911 · no financials extracted | — | — | — | — | 114y | — | — |
| A1 SECURITY SOLUTIONS LTD→ 14900584 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AA HOMES AND HOUSING (JAMAICA HOTEL) LTD→ 11858180 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ABELL FINANCE SYSTEMS LTD→ 14128093 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ABM ADVISORS LIMITED→ 07880785 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusdissolved
Typeprivate-limited-guarant-nsc
Incorporated1922-09-28
Jurisdictionengland-wales
Primary SIC6603 — SIC 6603
Registered office
Tower Bridge House
St. Katharines Way
London
E1W 1DD
Filing status
Accounts
Next due: —
Last made up to: 2007-12-31
Confirmation statement
Next due: —
Last: —
Officers (0 active · 38 resigned)
MAW, Richard Jonathon Crompton→
Activesecretary · appointed 1999-09-28
View their other companies + combined net worth →
ALEXANDER, Gerald Martin→
Activedirector · ~76y · appointed 1995-04-25
View their other companies + combined net worth →
Active
JOHNSTONE, Ian James→
Activedirector · ~64y · appointed 1999-04-27
View their other companies + combined net worth →
MAJOR, Michael Evelyn→
Activedirector · ~78y · appointed 2003-10-22
View their other companies + combined net worth →
MAW, Richard Jonathon Crompton→
Activedirector · ~72y · appointed 2001-07-03
View their other companies + combined net worth →
WEBSTER, Alan Watt→
Activedirector · ~77y · appointed 2004-10-27
View their other companies + combined net worth →
DOSSER, Brian→
Resignedsecretary · resigned 1999-09-27
ALLAN, George Edward→
Resigneddirector · ~76y · appointed 1995-04-25 · resigned 2001-04-24
BENNETT, Martin→
Resigneddirector · ~79y · resigned 1995-04-25
BROWN, Edward Joseph→
Resigneddirector · ~98y · resigned 1995-04-25
BULLOUS, Gordon Harry→
Resigneddirector · ~95y · resigned 1995-04-25
CALVERT, Leslie→
Resigneddirector · ~103y · resigned 1995-04-25
CHAPMAN, William Neil Paulin→
Resigneddirector · ~88y · appointed 1995-04-25 · resigned 1998-04-28
CLAPINSKI, Wieslaw Gareth→
Resigneddirector · ~77y · resigned 2001-04-24
CLITHEROW, Jeremy→
Resigneddirector · ~82y · resigned 2001-04-24
CONQUEST, Ian Richard→
Resigneddirector · ~70y · appointed 1995-04-25 · resigned 2001-06-24
CRUICKSHANK, Alan Stewart→
Resigneddirector · ~75y · resigned 1998-04-28
D'ARCY, John Gerard Patrick→
Resigneddirector · ~68y · appointed 2001-07-03 · resigned 2007-04-30
DELVES, Graham William→
Resigneddirector · ~72y · resigned 1998-04-28
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Pool Reinsurance Company Pool Reinsurance Company Limited | Memorandum of deposit and charge and escrow agreement | 1 property | 01/11/1993 | 12/09/2007 |
Recent filings (163 total)
gazette-dissolved-liquidation
gazette · GAZ2
2011-05-17
liquidation-voluntary-members-return-of-final-meeting
insolvency · 4.71
2011-02-17
change-registered-office-address-company-with-date-old-address
address · AD01
2010-04-29
liquidation-voluntary-appointment-of-liquidator
insolvency · 600
2010-04-16
liquidation-voluntary-declaration-of-solvency
insolvency · 4.70
2010-04-16
resolution
resolution · RESOLUTIONS
2010-04-16
memorandum-articles
incorporation · MA
2009-11-21
legacy
accounts · 225
2009-09-28
legacy
officers · 288c
2009-07-28
legacy
annual-return · 363a
2009-07-28
legacy
officers · 288c
2008-07-28
legacy
annual-return · 363a
2008-07-25
accounts-with-accounts-type-full
accounts · AA
2008-04-08
legacy
officers · 288b
2008-01-25
legacy
officers · 288b
2008-01-25