AVON INSURANCE PLC
🌳Matureactive
00209606 · plc · incorporated 1925-11-11
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 79/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
33 officers (4 active, 33 linked, 30 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
191 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (75 events)Click to expand
- 2026-06-20📄accounts-with-accounts-type-fullaccounts · AA
- 2025-06-23📄accounts-with-accounts-type-fullaccounts · AA
- 2024-06-24📄accounts-with-accounts-type-fullaccounts · AA
- 2023-06-29📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-06-29📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-06-28📄accounts-with-accounts-type-fullaccounts · AA
- 2023-06-22➕JOHNS, Sian Elizabeth appointedsecretary
- 2023-06-22➖CREECHAN, James Damian resignedsecretary
- 2023-04-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-04-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-04-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-04-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-04-01➕DIXON, Hannah Marie appointeddirector
- 2023-04-01➕HARVEY, Graham appointeddirector
- 2023-03-31➖BOWER, Steven Mark resigneddirector
- 2023-03-31➖CRIBB, Joanne resigneddirector
- 2022-06-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-06-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-06-17➕BOWER, Steven Mark appointeddirector
- 2022-06-17➖TURNER, Nicholas James resigneddirector
- 2022-05-23📄accounts-with-accounts-type-fullaccounts · AA
- 2021-05-10📄accounts-with-accounts-type-fullaccounts · AA
- 2021-04-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-04-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-04-01➕TURNER, Nicholas James appointeddirector
- 2021-03-31➖SINCLAIR, Lindsay Neil resigneddirector
- 2020-09-02📄change-person-director-company-with-change-dateofficers · CH01
- 2020-08-11📄accounts-with-accounts-type-fullaccounts · AA
- 2020-07-13📄change-person-director-company-with-change-dateofficers · CH01
- 2016-04-08➕MORLEY, Richard David appointeddirector
- 2016-03-08➕CRIBB, Joanne appointeddirector
- 2016-03-08➖PERCY, Charles Richard resigneddirector
- 2016-03-08➖ROBERTS, John Owen resigneddirector
- 2014-12-31➖TINSLEY, Mark Patrick resigneddirector
- 2013-07-16➖LEECH, Ian Charles resigneddirector
- 2012-06-21➖HODSON, Beverley Cliffe resigneddirector
- 2012-01-19➕TINSLEY, Mark Patrick appointeddirector
- 2011-12-31➖CURRY, Donald Thomas Younger, Lord resigneddirector
- 2011-05-31➖HARRIS, Alan resigneddirector
- 2011-05-31➕LEECH, Ian Charles appointeddirector
- 2010-04-14➕ROBERTS, John Owen appointeddirector
- 2010-03-29➖SKELTON, Julian Miles resigneddirector
- 2010-01-04➕HARRIS, Alan appointeddirector
- 2009-12-31➖SCHOUTEN, Wilhelmus Johannes Maria resigneddirector
- 2008-11-01➖GEDEN, Ian Scott resigneddirector
- 2008-11-01➕SINCLAIR, Lindsay Neil appointeddirector
- 2008-07-31➖GRANT, Ian David, Sir resigneddirector
- 2008-02-01➖LUCAS, Robert James resigneddirector
- 2008-02-01➕SKELTON, Julian Miles appointeddirector
- 2007-11-21➕PERCY, Charles Richard appointeddirector
Showing most recent 50 of 75 events
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 68 — succession pressure is live.
Succession & seller-readiness
65/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondaryStable-but-static management: Company is 101 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
N.F.U. Mutual Management Company Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
N.F.U. Mutual Management Company Limited
Corporate parent · holds 75-100% shares · board control
⬇
AVON INSURANCE PLC
This company · 00209606
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
N.F.U. Mutual Management Company Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BROOK CAPITAL AND SECURITIES LTD→ 09171752 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BURBAGE FINANCE LTD→ 08604283 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| CAPRI HOLDINGS LTD→ 11308598 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| CASSIDY GROUP PROPCO 1 LTD→ 13858135 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CASSIDY GROUP PROPCO 2 LTD→ 13858238 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CHARLES SEBASTIAN PROTECTION BROKERS LIMITED→ 10957918 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CHARTERED FINANCIAL SOLUTIONS LIMITED→ 06611992 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| CHARTERS PRIVATE WEALTH LIMITED→ 10423155 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CHEEKY MONKEY ADVENTURES LIMITED→ 12621876 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CHEROKEE LIMITED→ 12423350 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| CHINA INNOVATION FINANCE INST. LIMITED→ 15883857 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CHIRON WERKE UK LIMITED→ 08339646 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeplc
Incorporated1925-11-11
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
Tiddington Road
Stratford Upon Avon
Warwickshire
CV37 7BJ
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-05-17
Last: 2026-05-03
Officers (4 active · 29 resigned)
JOHNS, Sian Elizabeth→
Activesecretary · appointed 2023-06-22
View their other companies + combined net worth →
DIXON, Hannah Marie→
Activedirector · ~49y · appointed 2023-04-01
View their other companies + combined net worth →
HARVEY, Graham→
Activedirector · ~68y · appointed 2023-04-01
View their other companies + combined net worth →
MORLEY, Richard David→
Activedirector · ~59y · appointed 2016-04-08
View their other companies + combined net worth →
COOPER, William Edward→
Resignedsecretary · resigned 1999-11-18
CREECHAN, James Damian→
Resignedsecretary · appointed 1999-11-18 · resigned 2023-06-22
ALDERSEY, Peter William→
Resigneddirector · ~78y · appointed 1991-07-17 · resigned 1995-10-06
BILBY, Colin Thomas→
Resigneddirector · ~90y · resigned 1991-07-18
BOWER, Steven Mark→
Resigneddirector · ~64y · appointed 2022-06-17 · resigned 2023-03-31
BUTLER, Richard Clive, Sir→
Resigneddirector · ~97y · resigned 1996-01-12
CARTER, Nicholas→
Resigneddirector · ~81y · appointed 1999-08-01 · resigned 2001-09-28
CARTER, Richard John, Jp→
Resigneddirector · ~89y · appointed 1998-07-16 · resigned 2003-06-16
CRIBB, Joanne→
Resigneddirector · ~55y · appointed 2016-03-08 · resigned 2023-03-31
CURRY, Donald Thomas Younger, Lord→
Resigneddirector · ~82y · appointed 2000-06-01 · resigned 2011-12-31
DEACON, Robert Anthony→
Resigneddirector · ~83y · appointed 1995-12-21 · resigned 1997-06-30
EVANS, Alun→
Resigneddirector · ~92y · resigned 2000-05-31
GEDEN, Ian Scott→
Resigneddirector · ~73y · appointed 2001-03-15 · resigned 2008-11-01
GRANT, Ian David, Sir→
Resigneddirector · ~83y · appointed 2003-06-16 · resigned 2008-07-31
HARRIS, Alan→
Resigneddirector · ~70y · appointed 2010-01-04 · resigned 2011-05-31
HARRIS, Alan→
Resigneddirector · ~70y · appointed 2002-02-11 · resigned 2006-03-22
Click a director name to see their full track record across all companies.
Recent filings (191 total)
accounts-with-accounts-type-full
accounts · AA
2026-06-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-06
accounts-with-accounts-type-full
accounts · AA
2025-06-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-12
accounts-with-accounts-type-full
accounts · AA
2024-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-07
appoint-person-secretary-company-with-name-date
officers · AP03
2023-06-29
termination-secretary-company-with-name-termination-date
officers · TM02
2023-06-29
accounts-with-accounts-type-full
accounts · AA
2023-06-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-03
appoint-person-director-company-with-name-date
officers · AP01
2023-04-06
appoint-person-director-company-with-name-date
officers · AP01
2023-04-06
termination-director-company-with-name-termination-date
officers · TM01
2023-04-06
termination-director-company-with-name-termination-date
officers · TM01
2023-04-06
termination-director-company-with-name-termination-date
officers · TM01
2022-06-30