BLACKBURN DIOCESAN BOARD OF FINANCE LIMITED

🌳Matureactive

00225457 · private-limited-guarant-nsc · incorporated 1927-10-29

Investment thesis

Looks cheap but ownership + security both unclear — probable value trap.

Why interesting: Headline metrics may be attractive.

Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

80/100

Exceptional

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Activities of religious organisations

Sector: Other service activities

Investor take

Pursue

Active trading company with a 82-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (63/100, director aged 82). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

6 live charges · 6 lenders · oldest 92.2y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 92.2 years old — likely at or near maturity.
· 6 lenders named — inter-creditor friction likely.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: low (51/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

6 charges (6/6 with lender, 6/6 with type)

Directors & officers

100 officers (27 active, 100 linked, 95 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

6 connected companies via shared directors

Filing history

326 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filing

• 1 accounts

Last 90 days

filings

• 1 accounts
• 1 resolution
• 1 officers

Last 180 days

filings

• 4 officers
• 1 accounts
• 1 resolution

Counts from Companies House filing history.

Corporate timeline (197 events)Click to expand

2026-07-10
📄
accounts-with-accounts-type-group
accounts · AA
2026-05-23
📄
resolution
resolution · RESOLUTIONS
2026-05-01
📄
change-person-director-company-with-change-date
officers · CH01
2026-04-01
📄
change-person-director-company-with-change-date
officers · CH01
2026-04-01
📄
change-person-director-company-with-change-date
officers · CH01
2026-02-24
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-12-09
📄
memorandum-articles
incorporation · MA
2025-11-23
➕
ATKINSON, Jane Louise, The Ven appointed
director
2025-11-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-10-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-10-12
➕
ACOMB, Simon appointed
director
2025-10-11
➖
AVES, Nicholas Peter resigned
director
2025-09-24
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-07-08
📄
accounts-with-accounts-type-group
accounts · AA
2025-04-10
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-04-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-04-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-04-08
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-04-06
➖
IRELAND, Mark Campbell, Venerable resigned
director
2025-03-30
➕
GREEN, Fleur Estelle, Revd Canon appointed
director
2025-03-02
➕
DIN, Munawar, Revd appointed
director
2025-03-02
➕
SHIHADAH-DAVIDSON, Rana appointed
director
2025-02-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-02-05
📄
change-person-director-company-with-change-date
officers · CH01
2025-02-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-02-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-02-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-02-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-02-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-02-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-01-01
➕
COWELL, John Philip appointed
director
2025-01-01
➕
CRAVEN, David Alex, The Revd appointed
director
2025-01-01
➕
GASCOIGNE, David Paul appointed
director
2025-01-01
➕
HALDANE, Ruth Kathleen appointed
director
2025-01-01
➕
LOCKWOOD, Hannah Bethany appointed
director
2025-01-01
➕
SMITH, Joanne Sarah appointed
director
2025-01-01
➕
WALKER, Wendy Ann appointed
director
2024-12-31
➖
CARTER, Awena Elizabeth, Dr resigned
director
2024-12-31
➖
CARTER, Richard Geoffrey, Prof resigned
director
2024-12-31
➖
COX, Simon John, The Revd Canon Dr resigned
director
2024-12-31
➖
DIN, Munawar, Revd resigned
director
2024-12-31
➖
HOLLIDAY, Andrew, Canon resigned
director
2024-08-10
➖
AECHTNER, Rebecca Barbara, The Revd Dr resigned
director
2024-07-25
➖
COX, Timothy Daniel resigned
director
2024-07-19
➕
KENNEDY, Joseph, The Rt Revd Dr appointed
director
2023-09-27
➕
PORTER, Damian Michael, Revd appointed
director
2022-08-31
➖
HENDERSON, Julian Tudor, Rt Revd resigned
director
2022-01-01
➕
MCGAUGHEY, Ruth Mary Louise appointed
secretary
2022-01-01
➕
HORSFALL, Andrew Stuart, Canon appointed
director
2022-01-01
➕
RONSON, Paul John appointed
director

Showing most recent 50 of 197 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-26 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 82 — succession pressure is live.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 17 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Other · BB postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
ATKINSON PROPERTIES LIMITED→ 03929729 · est 2000 · no financials extracted	—	—	—	—	26y	—	—
AUIA LTD→ 14348543 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
BANSHEE PRODUCTS LTD→ 13325290 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
BARNFIELD LAND LTD→ 12651205 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
BAT 3 LIMITED→ 11084993 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
BAXENDEN THERAPY HUB LTD→ 16372670 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
BEECH'S (1959) LTD→ 15759573 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
BHG ADVISORY LTD→ 16893901 · est 2025 · no financials extracted	—	—	—	—	—	—	—
BLACK HORSE TRAVEL LTD→ 16830898 · est 2025 · no financials extracted	—	—	—	—	—	—	—
BLACKBURN CATHEDRAL TRUST→ 07044409 · est 2009 · no financials extracted	—	—	—	—	16y	—	—
BLACKBURN INCORPORATED LAW ASSOCIATION(THE)→ 00017302 · est 1882 · no financials extracted	—	—	—	—	143y	—	—
BLACKBURN VINEYARD CHURCH→ 08404168 · est 2013 · no financials extracted	—	—	—	—	13y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeprivate-limited-guarant-nsc

Incorporated1927-10-29

Jurisdictionengland-wales

Primary SIC94910 — Activities of religious organisations

Registered office

Diocesan Offices Clayton House

Walker Office Park

Blackburn

BB1 2QE

England

Filing status

Accounts

Next due: 2027-09-30

Last made up to: 2025-12-31

Confirmation statement

Next due: 2027-04-10

Last: 2026-03-27