SOUTH LONDON CHURCH FUND & SOUTHWARK DIOCESAN BOARD OF FINANCE(THE)
Opportunity 73/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 81). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 14 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
Refinance opportunity
19 live charges · 14 lenders · oldest 21.9y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 21.9 years old — likely at or near maturity.
- · 14 lenders named — inter-creditor friction likely.
- · Legal-friction score 63/100 (high).
Data confidence
Overall: low (50/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 officers
- • 2 officers
- • 5 officers
Corporate timeline (205 events)Click to expand
- 2026-05-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-13📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-11➕DUMBRECK, Geoffrey James William, The Venerable Dr appointeddirector
- 2026-01-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-01➕COOK, Helen Jane, The Reverend appointeddirector
- 2025-12-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-13➕CALDERBANK, Peter Charles Edward appointeddirector
- 2025-11-07➖ASTIN, Moira Anne Elizabeth, The Venerable resigneddirector
- 2025-11-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-23📄accounts-with-accounts-type-fullaccounts · AA
- 2025-06-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-30➕JATHANNA, Roshan Naveenchandra appointeddirector
- 2025-05-30➕WILSON, Rosemary Georgia appointeddirector
- 2025-04-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-04📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-20🔒Charge registered #19Lender: National Westminster Bank PLC
- 2024-12-05➕BACZYK-BELL, Charles John Mackinnon, The Reverend Doctor appointeddirector
- 2024-12-05➕BENNETT, Anne Yvonne, The Reverend appointeddirector
- 2024-12-05➕CHIKE, Chigor, The Venerable Doctor appointeddirector
- 2024-12-05➕GARCIA FUERTE, Antonio, The Reverend appointeddirector
- 2024-12-05➕LEBEY, Nicholas Kwabena, The Reverend Captain appointeddirector
- 2024-12-05➕MACNEANEY, Jonathan Niall Agnew, The Reverend appointeddirector
- 2024-12-05➕MANSON, Thomas Marshall appointeddirector
- 2024-12-05➕MURDOCH, James William appointeddirector
- 2024-12-05➕PEACOCK, Nicholas James, Reverend Dr appointeddirector
- 2024-12-05➕SHEPHERD, Bridget Claire, The Reverend appointeddirector
- 2024-12-05➕WADDELL, Paul Martin appointeddirector
- 2024-12-05➕WILLIAMS, David Anthony appointeddirector
- 2024-12-05➕WOODS, Grahame Elliott appointeddirector
- 2024-12-05➖ALEXANDER, April resigneddirector
- 2023-09-08➖DORGU, Woyin Karowei, Rt Revd Dr resigneddirector
- 2023-09-01➕THOMAS, Nicola appointedsecretary
- 2023-08-31➖MARTIN, Ruth resignedsecretary
- 2023-08-09🔒Charge registered #18Lender: National Westminster Bank PLC
- 2023-02-02➕GAINSBOROUGH, Jonathan Martin, Revd Dr appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -35 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 81 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| 71 OAKLEY ROAD RTM COMPANY LIMITED→ 07635353 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
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| ACMR 109 LIMITED→ 09999364 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ACMR 111 LIMITED→ 09999435 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
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| ACMR 120 LIMITED→ 09999449 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ACMR 121 LIMITED→ 09999649 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ACMR 122 LIMITED→ 09999663 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (36 active · 251 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 20/12/2024 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 09/08/2023 | — | |
| outstanding | Caf Bank Caf Bank Limited | A registered charge | 1 property | 22/12/2022 | — | |
| outstanding | Reliance Bank Reliance Bank Limited | A registered charge | 1 property | 26/11/2019 | — | |
| outstanding | Methodist Chapel Aid Methodist Chapel Aid Limited | A registered charge | 1 property | 02/08/2019 | — | |
| outstanding | HSBC Hsbc Private Bank (UK) Limited | A registered charge | — | 12/02/2019 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 19/11/2018 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 25/07/2018 | — | |
| outstanding | Caf Bank Caf Bank Limited | A registered charge | 1 property | 05/03/2018 | — | |
| outstanding | Methodist Chapel Aid Methodist Chapel Aid Limited | A registered charge | 1 property | 12/12/2017 | — | |
| outstanding | Green Pastures Cbs Green Pastures Cbs Limited | A registered charge | 1 property | 13/01/2017 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A registered charge | 1 property | 07/11/2013 | 03/10/2018 | |
| satisfied | The Church Commissioners for England | A registered charge | 1 property | 28/08/2013 | 20/10/2020 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 13/11/2009 | 17/06/2019 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 13/11/2009 | 17/06/2019 | |
| satisfied | Church Commissioners for England | Legal charge | 1 property | 20/02/2009 | 27/03/2019 | |
| outstanding | Aib Group (UK) Aib Group (UK) PLC | Legal mortgage | 1 property | 11/05/2006 | — | |
| outstanding | Aib Group (UK) P.L.C. | Legal mortgage | 2 properties | 01/11/2004 | — | |
| outstanding | Nora and Olive Brewer Memorial Trust | Legal charge | 1 property | 13/07/2004 | — |