GERALD MCDONALD & COMPANY LIMITED

🌳Matureactive

00258990 · ltd · incorporated 1931-09-14

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jun 2025

Net worth

£17.38M

book net assets

Opportunity

75/100

Strong

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What this business does

Primary activity: SIC 10320

Sector: Manufacturing

Investor take

Pursue

Active trading company with a 76-year-old founder — textbook succession opportunity.

Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 76). Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).

🏦

Refinance opportunity

11 live charges · 4 lenders · oldest 38.7y

25/100

too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

· Oldest live charge is 38.7 years old — likely at or near maturity.
· 4 lenders named — inter-creditor friction likely.
· Legal-friction score 50/100 (high).

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

11 charges (11/11 with lender, 11/11 with type)

Directors & officers

11 officers (5 active, 11 linked, 10 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

7 connected companies via shared directors

Filing history

141 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

75/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £17,375,110

Cash YoY

+54%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£8.9m

↑ 54% YoY

Net Worth

£17m

↑ 6.1% YoY

Current Assets

£23m

↑ 3.5% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-06-30	2024-06-30
Total assets	£17.43M	£16.43M
Current assets	£23.22M	£22.43M
Cash	£8.91M	£5.80M
Debtors	£7.92M	£9.20M
Net assets	£17.38M	£16.37M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 1 accounts
• 1 mortgage

Counts from Companies House filing history.

Corporate timeline (42 events)Click to expand

2026-03-30
📄
accounts-with-accounts-type-full
accounts · AA
2026-01-29
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-28
🔒
Charge registered #11
Lender: Barclays Bank PLC
2025-03-21
📄
accounts-with-accounts-type-medium
accounts · AA
2025-01-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-01-14
➖
MOSS, Andrew Charles Bentham resigned
director
2024-02-27
📄
accounts-with-accounts-type-full
accounts · AA
2023-03-17
📄
accounts-with-accounts-type-full
accounts · AA
2022-03-02
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-03-01
🔒
Charge registered #10
Lender: Barclays Bank PLC
2022-02-07
📄
accounts-with-accounts-type-group
accounts · AA
2021-11-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-11-16
➕
SMITH, Wayne Peter appointed
director
2021-04-21
📄
accounts-with-accounts-type-group
accounts · AA
2020-03-16
📄
accounts-with-accounts-type-group
accounts · AA
2019-03-01
📄
accounts-with-accounts-type-group
accounts · AA
2018-02-20
📄
accounts-with-accounts-type-group
accounts · AA
2017-03-29
📄
accounts-with-accounts-type-group
accounts · AA
2016-09-01
➕
CRAWFORD, Stephen Derek appointed
director
2016-09-01
➕
MCDONALD, Maxim Gerald appointed
director
2014-05-31
➖
TEW, Frank Arthur resigned
secretary
2014-05-31
➖
TEW, Frank Arthur resigned
director
2011-08-19
🔒
Charge registered #9
Lender: Barclays Bank PLC
2011-08-18
🔓
Charge satisfied #4
2011-08-18
🔓
Charge satisfied #3
2011-08-18
🔓
Charge satisfied #2
2011-08-18
🔓
Charge satisfied #1
2007-07-06
🔒
Charge registered #8
Lender: Barclays Bank PLC
2007-07-06
🔒
Charge registered #7
Lender: Barclays Bank PLC
2007-06-14
➕
MCDONALD, Maria Elena appointed
director
2007-06-14
➖
HATT, Kenneth William Charles resigned
director
2007-05-24
🔒
Charge registered #6
Lender: Hsbc Asset Finance (UK) Limited & Hsbc Equipment Finance (UK) Limited
2006-12-05
➖
MCDONALD, Gerald Ian Michael resigned
director
2006-12-05
➖
MCDONALD, Henny Martha resigned
director
2001-08-29
🔒
Charge registered #5
Lender: Hsbc Asset Finance (UK) Limited & Hsbc Equipment Finance (UK) Limited
2000-01-11
🔒
Charge registered #4
Lender: Hsbc Bank PLC
1999-07-01
➕
MOSS, Andrew Charles Bentham appointed
director
1996-09-01
➕
TEW, Frank Arthur appointed
director
1994-05-05
🔒
Charge registered #3
Lender: Midland Bank PLC
1993-06-30
🔒
Charge registered #2
Lender: Midland Bank PLC
1987-10-23
🔒
Charge registered #1
Lender: Midland Bank PLC
1931-09-14
🏢
Company incorporated
As GERALD MCDONALD & COMPANY LIMITED

Owner dependency

88/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Founder name in company name: Company name contains director surname "MCDONALD" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 76 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

83/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 19 years.
secondaryStable-but-static management: Company is 95 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

7 live charges

low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Gerald Alistair Mcdonald Individual · British · DOB 03/1955 · age 71	75–100%	—	75-100% shares	07/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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GAO EXPRESS DISTRIBUTION LIMITED→ 14131978 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
GELATO ITALIA LIMITED→ 07442221 · est 2010 · no financials extracted	—	—	—	—	15y	—	—
GERALD MCDONALD (HERBS & SPICES) LIMITED→ 00220178 · est 1927 · no financials extracted	—	—	—	—	99y	—	—
GOSPODINELE LUI TATA LTD→ 15689808 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
GREAT WHEATLEY VINEYARD LIMITED→ 13578851 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
GREAT WHEATLEY WINE CO. LIMITED→ 12305219 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
GREENACRE SMALLHOLDINGS LIMITED→ 00458434 · est 1948 · no financials extracted	—	—	—	—	77y	—	—
GREENLEAF CONSUMABLES LTD→ 16480991 · est 2025 · no financials extracted	—	—	—	—	—	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1931-09-14

Jurisdictionengland-wales

Primary SIC10320 — SIC 10320

Registered office

Cranes Farm Road

Basildon

Essex

SS14 3GT

Filing status

Accounts

Next due: 2027-03-31

Last made up to: 2025-06-30

Confirmation statement

Next due: 2026-08-04

Last: 2025-07-21