ARGENT BY-PRODUCTS GROUP LIMITED

🌳Matureactive
00266901 · ltd · incorporated 1932-07-11
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: SIC 99999
Sector: Extraterritorial bodies
Investor take
Pursue
Active trading company with a 67-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (93/100, director aged 67). Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (53/100).

🏦

Refinance opportunity

14 live charges · 8 lenders · oldest 45.6y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 45.6 years old — likely at or near maturity.
  • · 8 lenders named — inter-creditor friction likely.
  • · Legal-friction score 55/100 (high).

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
14 charges (14/14 with lender, 14/14 with type)
90
Directors & officers
20 officers (2 active, 20 linked, 18 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
302 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 1 officers
  • • 1 address
Last 180 days
3
filings
  • • 1 officers
  • • 1 address
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (76 events)Click to expand
  1. 2026-05-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-05-14
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2025-04-22
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  4. 2024-07-17
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  5. 2023-09-29
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  6. 2023-09-06
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2023-05-31
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2023-05-31
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2022-10-04
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2022-09-05
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  11. 2021-07-31
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  12. 2021-07-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2021-07-01
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2021-06-14
    ➕
    FALLOWFIELD-SMITH, James appointed
    director
  15. 2021-06-14
    ➖
    OLDCORN, John resigned
    director
  16. 2021-04-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2020-07-15
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  18. 2019-07-19
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  19. 2019-01-16
    ➖
    BARNES, Andrew John resigned
    director
  20. 2019-01-16
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  21. 2018-06-20
    ➕
    OLDCORN, John appointed
    director
  22. 2017-11-14
    🔓
    Charge satisfied #12
  23. 2017-11-14
    🔓
    Charge satisfied #11
  24. 2017-11-14
    🔓
    Charge satisfied #10
  25. 2017-11-14
    🔓
    Charge satisfied #9
  26. 2017-11-14
    🔓
    Charge satisfied #8
  27. 2017-11-14
    🔓
    Charge satisfied #7
  28. 2017-11-10
    🔓
    Charge satisfied #14
  29. 2017-11-10
    🔓
    Charge satisfied #13
  30. 2014-09-24
    🔒
    Charge registered #14
    Lender: Lloyds Bank Commercial Finance Limited as Security Trustee for the Secured Parties (Security Agent)
  31. 2014-09-24
    🔒
    Charge registered #13
    Lender: Lloyds Bank PLC as Security Trustee for the Secured Parties (Security Agent)
  32. 2010-03-05
    🔒
    Charge registered #12
    Lender: Lloyds Tsb Bank PLC
  33. 2010-02-26
    ➖
    HUNTER, Andrew Pennington Havard resigned
    director
  34. 2008-05-20
    ➖
    BARNES, Andrew John resigned
    secretary
  35. 2008-02-20
    🔒
    Charge registered #11
    Lender: Lloyds Tsb Bank PLC
  36. 2007-11-09
    🔒
    Charge registered #10
    Lender: Lloyds Tsb Bank PLC
  37. 2007-09-17
    🔒
    Charge registered #9
    Lender: Lloyds Tsb Bank PLC
  38. 2007-03-28
    🔒
    Charge registered #8
    Lender: Lloyds Tsb Bank PLC
  39. 2006-07-28
    🔓
    Charge satisfied #6
  40. 2006-07-28
    🔓
    Charge satisfied #5
  41. 2006-04-18
    🔒
    Charge registered #7
    Lender: Lloyds Tsb Bank PLC
  42. 2005-09-30
    ➖
    BOND, Christopher David resigned
    director
  43. 2005-09-30
    ➖
    WARD, Douglas John resigned
    director
  44. 2005-03-01
    ➖
    JANNETTA, Lucio Enrico Peter resigned
    director
  45. 2004-10-22
    🔓
    Charge satisfied #4
  46. 2004-01-23
    ➕
    BOND, Christopher David appointed
    director
  47. 2003-07-16
    🔒
    Charge registered #6
    Lender: The Governor and Company of the Bank of Scotland
  48. 2002-10-31
    🔒
    Charge registered #5
    Lender: The Governor and Company of the Bank of Scotland
  49. 2002-06-14
    ➕
    BARNES, Andrew John appointed
    secretary
  50. 2002-06-14
    ➖
    MORGAN, Peter Frederick resigned
    secretary
Showing most recent 50 of 76 events

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 94 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Argent Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Argent Holdings Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
ARGENT BY-PRODUCTS GROUP LIMITED
This company · 00266901

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Argent Holdings Limited
Corporate entity
75–100%
—75-100% shares01/06/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1932-07-11
Jurisdictionengland-wales
Primary SIC99999 — SIC 99999

Registered office

C/O Orchardworld
790 The Crescent
Colchester
CO4 9YQ
United Kingdom

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-02-18
Last: 2026-02-04

Officers (2 active · 18 resigned)

FALLOWFIELD-SMITH, James→
director · ~39y · appointed 2021-06-14
View their other companies + combined net worth →
Active
GRAY, David John→
director · ~67y · appointed 1997-09-18
View their other companies + combined net worth →
Active
BARNES, Andrew John→
secretary · appointed 2002-06-14 · resigned 2008-05-20
Resigned
MORGAN, Peter Frederick→
secretary · resigned 2002-06-14
Resigned
ANDREW, Geoffrey Harry Langdon→
director · ~103y · resigned 1995-09-27
Resigned
BARNES, Andrew John→
director · ~62y · appointed 2001-10-31 · resigned 2019-01-16
Resigned
BOND, Christopher David→
director · ~70y · appointed 2004-01-23 · resigned 2005-09-30
Resigned
BUSWELL, Michel Norman→
director · ~87y · resigned 1997-02-01
Resigned
CLARK, William→
director · ~87y · appointed 1996-01-03 · resigned 1997-09-18
Resigned
DELL, Julian David→
director · ~69y · resigned 1997-03-31
Resigned
DEWHURST, David Mark→
director · ~63y · appointed 1992-02-21 · resigned 1997-03-31
Resigned
HUNTER, Andrew Pennington Havard→
director · ~63y · appointed 1997-09-18 · resigned 2010-02-26
Resigned
JACKSON, John Andrew→
director · ~76y · resigned 1994-04-28
Resigned
JANNETTA, Lucio Enrico Peter→
director · ~77y · appointed 1998-03-27 · resigned 2005-03-01
Resigned
KNOBIL, Henry Eric→
director · ~94y · resigned 1997-01-31
Resigned
KNOX, Lesley Mary Samuel→
director · ~73y · resigned 1997-03-07
Resigned
MUSK, Michael John→
director · ~72y · appointed 1998-04-28 · resigned 2001-10-31
Resigned
OLDCORN, John→
director · ~56y · appointed 2018-06-20 · resigned 2021-06-14
Resigned
TEACHER, Michael John→
director · ~79y · appointed 1994-10-17 · resigned 1997-09-18
Resigned
WARD, Douglas John→
director · ~86y · appointed 1997-03-31 · resigned 2005-09-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

14
Total charges
1
Outstanding
1
Active lenders
Status:Lender:14 of 14 shown
TypeProperties
satisfied
Lloyds Banking Group
Lloyds Bank Commercial Finance Limited as Security Trustee for the Secured Parties (Security Agent)
A registered charge—24/09/201410/11/2017
satisfied
Lloyds Banking Group
Lloyds Bank PLC as Security Trustee for the Secured Parties (Security Agent)
A registered charge—24/09/201410/11/2017
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
Deed of admission1 property05/03/201014/11/2017
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
Deed of admission to an omnibus guarantee and set-off agreement dated 28 march 2007 and1 property20/02/200814/11/2017
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
A deed of admission1 property09/11/200714/11/2017
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
A deed of admission to an omnibus guarantee and set-off agreement dated 28TH march 2007 and1 property17/09/200714/11/2017
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
An omnibus guarantee and set-off agreement1 property28/03/200714/11/2017
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
Debenture1 property18/04/200614/11/2017
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Supplemental debenture1 property16/07/200328/07/2006
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Debenture1 property31/10/200228/07/2006
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Composite guarantee and debenture1 property30/09/199722/10/2004
satisfied
Hambros Bank (As Agent and Trustee for the Banks)
Hambros Bank Limited(As Agent and Trustee for the Banks)
Guarantee & debenture1 property07/02/199020/12/1990
satisfied
The Bank of Nova Scotia & Hambros Bank
The Bank of Nova Scotia & Hambros Bank Limited
Charge over deposit1 property09/10/198902/04/1990
outstanding
Eagle Star Assurance Company
Eagle Star Assurance Company Limited
Agreement by letter1 property24/11/1980—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (302 total)

change-person-director-company-with-change-date
officers · CH01
2026-05-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-04
accounts-with-accounts-type-dormant
accounts · AA
2025-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-19
accounts-with-accounts-type-dormant
accounts · AA
2024-07-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-19
accounts-with-accounts-type-dormant
accounts · AA
2023-09-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-09-06
change-person-director-company-with-change-date
officers · CH01
2023-05-31
change-person-director-company-with-change-date
officers · CH01
2023-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-10-04
accounts-with-accounts-type-dormant
accounts · AA
2022-09-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-01