CHARLES LUMB & SONS,LIMITED
🌳Matureactive
00314166 · ltd · incorporated 1936-05-15
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 45.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: SIC 47791
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 45.1y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 45.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 33/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (2 active, 6 linked, 5 with DOB)
87
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
105 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Average employees | 2 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 officers
Last 90 days
2
filings
- • 1 officers
- • 1 miscellaneous
Last 180 days
4
filings
- • 3 officers
- • 1 miscellaneous
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-07-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-07-09➖LUMB, Catherine Mary resigneddirector
- 2026-04-20📄legacymiscellaneous · RP01PSC01
- 2026-02-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-01➕DOCKREE, Susanna Jane appointeddirector
- 2026-01-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-09📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-01-06➕SUGDEN, Charles appointeddirector
- 2025-12-23➖LUMB, Anthony Reginald resignedsecretary
- 2025-12-23➖LUMB, Anthony Reginald resigneddirector
- 2025-12-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-11-10📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-10📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-10-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-10-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2004-05-22➕LUMB, Catherine Mary appointeddirector
- 2004-05-22➖LUMB, Frank resigneddirector
- 1981-06-14🔒Charge registered #1Lender: National Westminster Bank LTD
- 1936-05-15🏢Company incorporatedAs CHARLES LUMB & SONS,LIMITED
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·3 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: LUMB, Anthony Reginald resigned 2025-12-23; LUMB, Anthony Reginald resigned 2025-12-23; LUMB, Catherine Mary resigned 2026-07-09
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Charles Sugden Individual · British · DOB 03/1971 · age 55 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 25/10/2019 |
Mrs Susanna Jane Dockree Individual · British · DOB 08/1969 · age 57 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 25/10/2019 |
1 historic (ceased) PSC
- Mr Anthony Reginald Lumbceased 25/10/2019· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| CENTURION CUES LIMITED→ 16304791 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CHEESE & CO (YORKSHIRE) LIMITED→ 14342791 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1936-05-15
Jurisdictionengland-wales
Primary SIC47791 — SIC 47791
Registered office
Forest Moor House
Forest Moor Road
Knaresborough
North Yorkshire
HG5 8JU
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-10-22
Last: 2025-10-08
Officers (2 active · 4 resigned)
DOCKREE, Susanna Jane→
Activedirector · ~57y · appointed 2026-02-01
View their other companies + combined net worth →
SUGDEN, Charles→
Activedirector · ~55y · appointed 2026-01-06
View their other companies + combined net worth →
LUMB, Anthony Reginald→
Resignedsecretary · resigned 2025-12-23
LUMB, Anthony Reginald→
Resigneddirector · ~91y · resigned 2025-12-23
LUMB, Catherine Mary→
Resigneddirector · ~92y · appointed 2004-05-22 · resigned 2026-07-09
LUMB, Frank→
Resigneddirector · ~119y · resigned 2004-05-22
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank LTD | Legal mortgage | 1 property | 14/06/1981 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (105 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-07-10
legacy
miscellaneous · RP01PSC01
2026-04-20
appoint-person-director-company-with-name-date
officers · AP01
2026-02-19
appoint-person-director-company-with-name-date
officers · AP01
2026-02-13
termination-director-company-with-name-termination-date
officers · TM01
2026-01-09
termination-secretary-company-with-name-termination-date
officers · TM02
2026-01-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-02
change-person-director-company-with-change-date
officers · CH01
2025-11-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-10
change-person-director-company-with-change-date
officers · CH01
2025-11-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-13