BRETT AGGREGATES LIMITED

🌳Matureactive
00316788 · ltd · incorporated 1936-07-24
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: SIC 08120
Sector: Mining & quarrying
Investor take
Pursue
Active trading company with a 80-year-old founder — textbook succession opportunity.

Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 80). Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

26 live charges · 7 lenders · oldest 77.8y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 77.8 years old — likely at or near maturity.
  • · 7 lenders named — inter-creditor friction likely.
  • · Legal-friction score 45/100 (high).

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
26 charges (26/26 with lender, 26/26 with type)
90
Directors & officers
18 officers (6 active, 18 linked, 15 with DOB)
87
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
182 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (88 events)Click to expand
  1. 2026-03-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2026-03-06
    🔒
    Charge registered #26
    Lender: Hsbc UK Bank PLC
  3. 2025-09-23
    📄
    accounts-with-accounts-type-full
    accounts · AA
  4. 2024-12-31
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2024-12-31
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2024-12-23
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2024-12-20
    🔒
    Charge registered #25
    Lender: Hsbc UK Bank PLC
  8. 2024-12-20
    🔒
    Charge registered #24
    Lender: Hsbc UK Bank PLC
  9. 2024-12-20
    🔒
    Charge registered #23
    Lender: Hsbc UK Bank PLC
  10. 2024-11-18
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2024-10-31
    🔒
    Charge registered #22
    Lender: Hsbc UK Bank PLC
  12. 2024-09-25
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  13. 2024-07-31
    📄
    accounts-with-accounts-type-full
    accounts · AA
  14. 2024-01-31
    📄
    capital-alter-shares-subdivision
    capital · SH02
  15. 2024-01-27
    📄
    memorandum-articles
    incorporation · MA
  16. 2024-01-23
    📄
    resolution
    resolution · RESOLUTIONS
  17. 2024-01-16
    📄
    mortgage-satisfy-charge-part
    mortgage · MR04
  18. 2024-01-13
    📄
    capital-variation-of-rights-attached-to-shares
    capital · SH10
  19. 2024-01-13
    📄
    capital-name-of-class-of-shares
    capital · SH08
  20. 2024-01-09
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  21. 2024-01-09
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  22. 2023-11-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  23. 2023-10-02
    COUPLAND, Philip David appointed
    director
  24. 2023-09-20
    📄
    accounts-with-accounts-type-full
    accounts · AA
  25. 2023-04-18
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  26. 2023-04-11
    LONGLAND, Tom Mark resigned
    director
  27. 2022-10-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  28. 2022-07-26
    📄
    accounts-with-accounts-type-full
    accounts · AA
  29. 2021-02-19
    🔒
    Charge registered #21
    Lender: Hsbc UK Bank PLC
  30. 2020-12-31
    SMITH, Alan Henry resigned
    director
  31. 2020-12-23
    🔒
    Charge registered #20
    Lender: Hsbc UK Bank PLC
  32. 2020-04-30
    🔓
    Charge satisfied #13
  33. 2020-01-01
    KITCHIN, Susan Frances appointed
    secretary
  34. 2020-01-01
    GILBERT, John resigned
    secretary
  35. 2019-11-04
    LONGLAND, Tom Mark appointed
    director
  36. 2018-09-27
    🔓
    Charge satisfied #14
  37. 2017-10-06
    🔒
    Charge registered #19
    Lender: Hsbc Bank PLC
  38. 2017-09-18
    🔒
    Charge registered #18
    Lender: Hsbc Bank PLC
  39. 2017-05-22
    🔒
    Charge registered #17
    Lender: Hsbc Invoice Finance (UK) LTD
  40. 2017-05-22
    🔒
    Charge registered #16
    Lender: Hsbc Invoice Finance (UK) LTD
  41. 2016-05-16
    🔓
    Charge satisfied #15
  42. 2016-05-16
    🔓
    Charge satisfied #12
  43. 2016-05-16
    🔓
    Charge satisfied #11
  44. 2015-07-01
    SMITH, Alan Henry appointed
    director
  45. 2015-06-30
    TARN, Nicholas James appointed
    director
  46. 2013-09-10
    TALLON, Peter William John resigned
    director
  47. 2012-06-28
    🔒
    Charge registered #15
    Lender: National Westminster Bank PLC
  48. 2012-06-28
    🔒
    Charge registered #14
    Lender: Rbs Invoice Finance Limited
  49. 2010-01-06
    🔓
    Charge satisfied #2
  50. 2008-09-01
    MUTCH, Gregor John appointed
    director
Showing most recent 50 of 88 events

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • -5 active directors: Broader management team in place — suggests transferable governance.
  • +Founder name in company name: Company name contains director surname "BRETT" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 80 — succession pressure is live.

Succession & seller-readiness

80/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

11 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Brett Trading Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Brett Trading Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
BRETT AGGREGATES LIMITED
This company · 00316788

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Brett Trading Limited
Corporate entity
75100%
board control75-100% shares · board control01/01/2024
1 historic (ceased) PSC
  • Robert Brett & Sons Ltdceased 01/01/2024· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1936-07-24
Jurisdictionengland-wales
Primary SIC08120 — SIC 08120

Registered office

Robert Brett House
Ashford Road
Canterbury
Kent
CT4 7PP
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-09-15
Last: 2025-09-01

Officers (6 active · 12 resigned)

KITCHIN, Susan Frances
secretary · appointed 2020-01-01
View their other companies + combined net worth →
Active
BRETT, William John
director · ~61y · appointed 1999-08-02
View their other companies + combined net worth →
Active
COUPLAND, Philip David
director · ~56y · appointed 2023-10-02
View their other companies + combined net worth →
Active
GILBERT, John
director · ~80y · appointed 2002-07-25
View their other companies + combined net worth →
Active
MUTCH, Gregor John
director · ~67y · appointed 2008-09-01
View their other companies + combined net worth →
Active
TARN, Nicholas James
director · ~61y · appointed 2015-06-30
View their other companies + combined net worth →
Active
GILBERT, John
secretary · appointed 2002-07-25 · resigned 2020-01-01
Resigned
WOOLNOUGH, Peter Barry
secretary · resigned 2002-07-26
Resigned
BRETT, Stephen Robert
director · ~73y · resigned 2002-04-30
Resigned
BRETT, Timothy William
director · ~88y · resigned 2005-12-31
Resigned
DAVIES, Michael Roderick
director · ~82y · appointed 1993-01-06 · resigned 1995-09-30
Resigned
DRURY, Martin Reilly
director · ~84y · appointed 1993-01-06 · resigned 1998-12-31
Resigned
LONGLAND, Tom Mark
director · ~51y · appointed 2019-11-04 · resigned 2023-04-11
Resigned
PEER, John Scott
director · ~91y · resigned 1997-08-18
Resigned
RUSSELL, Simon John
director · ~75y · appointed 1997-08-18 · resigned 2006-12-31
Resigned
SMITH, Alan Henry
director · ~70y · appointed 2015-07-01 · resigned 2020-12-31
Resigned
TALLON, Peter William John
director · ~77y · appointed 1999-01-01 · resigned 2013-09-10
Resigned
WOOLNOUGH, Peter Barry
director · ~80y · resigned 2002-07-26
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

26
Total charges
11
Outstanding
1
Active lenders
Status:Lender:26 of 26 shown
TypeProperties
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property06/03/2026
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property20/12/2024
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property20/12/2024
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property20/12/2024
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property31/10/2024
part-satisfied
HSBC
Hsbc UK Bank PLC
A registered charge1 property19/02/2021
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property23/12/2020
outstanding
HSBC
Hsbc Bank PLC
A registered charge1 property06/10/2017
outstanding
HSBC
Hsbc Bank PLC
A registered charge1 property18/09/2017
outstanding
HSBC
Hsbc Invoice Finance (UK) LTD
A registered charge22/05/2017
outstanding
HSBC
Hsbc Invoice Finance (UK) LTD
A registered charge22/05/2017
satisfied
National Westminster Bank
National Westminster Bank PLC
Debenture1 property28/06/201216/05/2016
satisfied
NatWest Group
Rbs Invoice Finance Limited
Debenture1 property28/06/201227/09/2018
satisfied
Lincoln Properties
Lincoln Properties Limited
Deed of charge1 property28/11/200530/04/2020
satisfied
National Westminster Bank
National Westminster Bank PLC
Charge over book debts1 property26/02/200016/05/2016
satisfied
National Westminster Bank
National Westminster Bank PLC
Debenture1 property26/02/200016/05/2016
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Mortgage1 property06/07/197818/07/1991
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Mortgage1 property06/07/197818/07/1991
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Legal charge1 property05/10/197618/07/1991
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Legal charge1 property24/05/197618/07/1991
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Charge by way of legal mortgage1 property18/01/196518/07/1991
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Charge by way of legal mortgage1 property18/01/196518/07/1991
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Charge by way of legal mortgage1 property18/01/196518/07/1991
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Charge by way of legal mortgage1 property18/01/196518/07/1991
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Mortgage1 property22/09/194806/01/2010
satisfied
Lloyds Banking Group
Lloyds Bank PLC
Mortgage1 property22/09/194818/07/1991
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (182 total)

mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-11
accounts-with-accounts-type-full
accounts · AA
2025-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-18
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-25
change-person-secretary-company-with-change-date
officers · CH03
2024-09-25
accounts-with-accounts-type-full
accounts · AA
2024-07-31
capital-alter-shares-subdivision
capital · SH02
2024-01-31
memorandum-articles
incorporation · MA
2024-01-27
resolution
resolution · RESOLUTIONS
2024-01-23
mortgage-satisfy-charge-part
mortgage · MR04
2024-01-16
capital-variation-of-rights-attached-to-shares
capital · SH10
2024-01-13