A.R.LANE(COWSDEN)LIMITED
- 46900Non-specialised wholesale trade
- 68209Other letting and operating of own or leased real estate
Opportunity 79/100 (strong), bankability 77/100. Strong seller-intent signal (78/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 55.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 55.9 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | — | £1.28M |
| Current assets | — | £192.6k |
| Net assets | — | £1.28M |
| Average employees | 1 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (26 events)Click to expand
- 2025-10-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-09-15🔓Charge satisfied #3
- 2022-09-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-10-31📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-09-11📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-09-10📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-12-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2014-12-10🔒Charge registered #3Lender: Hsbc Bank PLC
- 2014-09-13📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-03-31➖LANE, Deborah Mary resignedsecretary
- 2013-03-28➖LANE, Patrick William resigneddirector
- 2013-01-02➕BAKER, Katharine Elizabeth appointedsecretary
- 2011-02-23🔓Charge satisfied #2
- 2011-02-23🔓Charge satisfied #1
- 2003-02-12➖LANE, Alfred Reginald resigneddirector
- 1997-08-27🔒Charge registered #2Lender: Midland Bank PLC
- 1970-08-04🔒Charge registered #1Lender: Midland Bank LTD
- 1941-11-18🏢Company incorporatedAs A.R.LANE(COWSDEN)LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "LANE" — strong identity link between founder and business.
- +Founder age: Director aged approximately 78 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 85 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Reginald Lane Individual · British · DOB 03/1948 · age 78 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · WR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A J MUTCH & SON LTD→ 09227600 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| A R LEWIS TREECARE LTD→ 15695540 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABBEY FARMERS LIMITED→ 01561299 · est 1981 · no financials extracted | — | — | — | — | 44y | — | — |
| ABS FORESTRY LTD→ 17056071 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ACTON MILL CARE FARM LIMITED→ 06960349 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| AGRI MUSH LIMITED→ 14128985 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALLENS HILL LIMITED→ 05228311 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| AMIBARA LIMITED→ 07172319 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| ANDREW GRANT SERVICES LIMITED→ 01319902 · est 1977 · no financials extracted | — | — | — | — | 48y | — | — |
| ANSTEYS OF WORCESTER LIMITED→ 08905008 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| APPLECROSS EQUESTRIAN LIMITED→ 09804520 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AQUAHELIOS LIMITED→ 10618160 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 10/12/2014 | 15/09/2022 | |
| satisfied | Midland Bank Midland Bank PLC | Debenture | 1 property | 27/08/1997 | 23/02/2011 | |
| satisfied | Midland Bank Midland Bank LTD | Mortgage | 1 property | 04/08/1970 | 23/02/2011 |