JENSTEN INSURANCE BROKERS (YORKSHIRE & HUMBERSIDE) LTD

🌳Matureactive

00371448 · ltd · incorporated 1941-12-23

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

72/100

Strong

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What this business does

Primary activity: Non-life insurance

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).

🏦

Refinance opportunity

6 live charges · 6 lenders · oldest 38.4y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 38.4 years old — likely at or near maturity.
· 6 lenders named — inter-creditor friction likely.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

6 charges (6/6 with lender, 6/6 with type)

Directors & officers

20 officers (5 active, 20 linked, 14 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

34 connected companies via shared directors

Filing history

190 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

72/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filing

• 1 confirmation-statement

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 2 officers
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (66 events)Click to expand

2026-04-20
➕
THOMSON, Robin Cameron appointed
director
2026-04-20
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-20
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-01-14
📄
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-01-14
📄
legacy
accounts · PARENT_ACC
2025-12-27
📄
legacy
other · GUARANTEE2
2025-12-27
📄
legacy
other · AGREEMENT2
2025-12-02
➖
GRIMSHAW, Neil David resigned
director
2025-03-05
📍
change-sail-address-company-with-old-address-new-address
address · AD02
2025-03-03
📄
change-corporate-secretary-company-with-change-date
officers · CH04
2025-01-10
📄
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-01-10
📄
legacy
accounts · PARENT_ACC
2025-01-10
📄
legacy
other · GUARANTEE2
2025-01-10
📄
legacy
other · AGREEMENT2
2024-11-14
📄
change-person-director-company-with-change-date
officers · CH01
2024-11-14
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-11-11
➖
HARDIE, Alistair John David resigned
director
2024-01-16
📄
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-01-16
📄
legacy
accounts · PARENT_ACC
2024-01-16
📄
legacy
other · GUARANTEE2
2024-01-16
📄
legacy
other · AGREEMENT2
2023-10-19
📄
miscellaneous
miscellaneous · MISC
2023-10-18
✏️
certificate-change-of-name-company
change-of-name · CERTNM
2023-10-18
✏️
change-of-name-request-comments
change-of-name · NM06
2023-10-18
✏️
change-of-name-notice
change-of-name · CONNOT
2023-09-18
➖
SUGDEN, Marshall John resigned
director
2023-09-12
➕
GRIMSHAW, Neil David appointed
director
2022-07-26
➕
SHOOSMITHS SECRETARIES LIMITED appointed
corporate-secretary
2022-07-26
➖
SAEIDI, Anna resigned
secretary
2021-09-15
➕
LALLEY, Graeme Neal appointed
director
2021-09-15
➕
ORGAN, Robert Charles William appointed
director
2021-09-15
➕
SAEIDI, Anna appointed
secretary
2021-08-11
➖
SIGGERY, Lisa resigned
secretary
2021-02-11
🔓
Charge satisfied #6
2021-02-08
➕
HANNAN, Edward George Fitzgerald appointed
director
2021-02-08
➖
MARSHALL, Robert Andrew resigned
secretary
2021-02-08
➕
SIGGERY, Lisa appointed
secretary
2021-02-08
➖
BUTTERFIELD, Wendy resigned
director
2021-02-08
➖
COWLEY, Wayne Michael resigned
director
2021-02-08
➕
HARDIE, Alistair John David appointed
director
2021-02-08
➖
MARSHALL, Robert Andrew resigned
director
2020-11-11
🔒
Charge registered #6
Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
2020-09-09
🔓
Charge satisfied #2
2018-08-28
🔓
Charge satisfied #5
2017-08-18
➖
PACKETT, Andrew Sydney resigned
director
2017-05-02
🔓
Charge satisfied #4
2017-05-02
🔓
Charge satisfied #3
2016-12-01
➖
PACKETT, Charles Michael resigned
director
2015-08-21
➕
MARSHALL, Robert Andrew appointed
director
2014-10-09
➕
BUTTERFIELD, Wendy appointed
director

Showing most recent 50 of 66 events

Owner dependency

40/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.

Succession & seller-readiness

30/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Packetts Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Packetts Holdings Ltd

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

JENSTEN INSURANCE BROKERS (YORKSHIRE & HUMBERSIDE) LTD

This company · 00371448

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Packetts Holdings Ltd Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	06/04/2016

1 historic (ceased) PSC

Mr Marshall John Sugdenceased 08/02/2021· significant influence · firm interest

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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JOHNSTON PENSION TRUSTEES LIMITED→ 06023104 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
JTMA INVESTMENT LIMITED→ 13361476 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
KEY CARE LIMITED→ 01309093 · est 1977 · no financials extracted	—	—	—	—	48y	—	—
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1941-12-23

Jurisdictionengland-wales

Primary SIC65120 — Non-life insurance

Registered office

Salts Wharf

Ashley Lane

Shipley

West Yorkshire

BD17 7DB

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-07-08

Last: 2026-06-24