SOUTH SHORE MUTUAL INSURANCE COMPANY LIMITED
🌳Matureactive
00399783 · private-limited-guarant-nsc · incorporated 1945-10-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueActive trading company with a 64-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 77/100. Strong seller-intent signal (60/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 32.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 32.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
16 officers (3 active, 16 linked, 14 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
140 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (52 events)Click to expand
- 2026-03-20📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-04-15📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-15📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-07📄accounts-with-accounts-type-fullaccounts · AA
- 2025-02-04➕HOLDEN, Mark appointeddirector
- 2025-02-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-01-22➖HODKINSON, Steven Paul resigneddirector
- 2024-04-02➕HODKINSON, Steven Paul appointeddirector
- 2024-04-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-28➖KILGALLON, Nigel Peter resigneddirector
- 2024-03-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-02📄accounts-with-accounts-type-fullaccounts · AA
- 2022-10-19📄accounts-with-accounts-type-fullaccounts · AA
- 2022-08-17➕KILGALLON, Nigel Peter appointeddirector
- 2022-08-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-04-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-04-01📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-03-31➖KILGALLON, Nigel Peter resignedsecretary
- 2022-03-31➖KILGALLON, Nigel Peter resigneddirector
- 2022-01-27📄accounts-with-accounts-type-fullaccounts · AA
- 2021-09-14➖FREEMAN, James Graham resigneddirector
- 2021-09-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-04-09📄accounts-with-accounts-type-fullaccounts · AA
- 2020-08-17➕KILGALLON, Nigel Peter appointedsecretary
- 2020-08-17📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2019-07-03📄accounts-with-accounts-type-fullaccounts · AA
- 2018-07-05🔓Charge satisfied #5
- 2018-07-05🔓Charge satisfied #4
- 2018-07-05🔓Charge satisfied #3
- 2018-07-05🔓Charge satisfied #2
- 2014-06-13➖CORNTHWAITE, Peter John resigneddirector
- 2014-06-10➖CAM, David Edward resignedsecretary
- 2014-06-09➕GRAY, Jonathan appointeddirector
- 2013-11-18➕KILGALLON, Nigel Peter appointeddirector
- 2013-11-15➖CAM, David Edward resigneddirector
- 2012-10-15🔒Charge registered #5Lender: Amanda Jean Thompson, Nicholas William Robert Thompson, Calderwood Pensions Limited and Fiona Carolyn Gilje
- 2012-10-15🔒Charge registered #4Lender: Amanda Jean Thompson, Nicholas William Robert Thompson, Calderwood Pensions Limited and Fiona Carolyn Gilje
- 2008-10-21🔒Charge registered #3Lender: Barbara Joan Thompson, Amanda Jean Thompson & Fiona Carolyn Gilje as Trustees of the Blackpool Pleasure Beach Self Administered Pension Scheme
- 2004-06-23➖THOMPSON, Lilian Doris resigneddirector
- 2004-06-12➖THOMPSON, William Geoffrey resigneddirector
- 2001-10-31➖THOMPSON, Nicholas William Robert resigneddirector
- 1999-04-01➕FREEMAN, James Graham appointeddirector
- 1998-10-23➕THOMPSON, Amanda Jean appointeddirector
- 1998-10-23➕THOMPSON, Nicholas William Robert appointeddirector
- 1998-05-16🔓Charge satisfied #1
- 1994-02-22➕CORNTHWAITE, Peter John appointeddirector
- 1994-01-25🔒Charge registered #2Lender: Singer & Friedlander Limited
- 1994-01-25🔒Charge registered #1Lender: Singer & Friedlander Limited
- 1993-05-31➖SWINDLEHURST, Philip resigneddirector
Showing most recent 50 of 52 events
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Blackpool Pleasure Beach Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Blackpool Pleasure Beach Limited
Corporate parent · holds 75-100% shares
⬇
SOUTH SHORE MUTUAL INSURANCE COMPANY LIMITED
This company · 00399783
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Blackpool Pleasure Beach Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · FY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 21ST CENTURY MORTGAGE FINANCE LIMITED→ 08848090 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| 4 SUPERNOVAS LTD→ 14448611 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A & N FINANCIAL MANAGEMENT LIMITED→ 10849117 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ALFA INVESTIMENTOS LTD→ 17128485 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALLIUM MONEY LIMITED→ 10977963 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ARBATEL CAPITAL LIMITED→ 07220706 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| ASPIRATION FINANCIAL MANAGEMENT LIMITED→ 10452920 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AVACOBS SERVICES LIMITED→ 11176577 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| BECKETTS CONNECT LTD→ 08840730 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| BECKETTS F S LTD→ 05122604 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| BECKETTS FINANCIAL GROUP LTD→ 12546916 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| BECODA LIMITED→ 10171322 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc
Incorporated1945-10-25
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
525 Ocean Boulevard, Promenade
Blackpool
FY4 1EZ
Filing status
Accounts
Next due: 2026-06-20
Last made up to: 2024-03-31
Confirmation statement
Next due: 2026-09-24
Last: 2025-09-10
Officers (3 active · 13 resigned)
GRAY, Jonathan→
Activedirector · ~56y · appointed 2014-06-09
View their other companies + combined net worth →
HOLDEN, Mark→
Activedirector · ~50y · appointed 2025-02-04
View their other companies + combined net worth →
THOMPSON, Amanda Jean→
Activedirector · ~64y · appointed 1998-10-23
View their other companies + combined net worth →
CAM, David Edward→
Resignedsecretary · resigned 2014-06-10
KILGALLON, Nigel Peter→
Resignedsecretary · appointed 2020-08-17 · resigned 2022-03-31
CAM, David Edward→
Resigneddirector · ~71y · resigned 2013-11-15
CORNTHWAITE, Peter John→
Resigneddirector · ~69y · appointed 1994-02-22 · resigned 2014-06-13
FREEMAN, James Graham→
Resigneddirector · ~91y · appointed 1999-04-01 · resigned 2021-09-14
HODKINSON, Steven Paul→
Resigneddirector · ~54y · appointed 2024-04-02 · resigned 2025-01-22
KILGALLON, Nigel Peter→
Resigneddirector · ~67y · appointed 2022-08-17 · resigned 2024-03-28
KILGALLON, Nigel Peter→
Resigneddirector · ~67y · appointed 2013-11-18 · resigned 2022-03-31
PITT, David Arthur→
Resigneddirector · ~99y · resigned 1992-10-31
SWINDLEHURST, Philip→
Resigneddirector · ~82y · resigned 1993-05-31
THOMPSON, Lilian Doris→
Resigneddirector · ~123y · resigned 2004-06-23
THOMPSON, Nicholas William Robert→
Resigneddirector · ~58y · appointed 1998-10-23 · resigned 2001-10-31
THOMPSON, William Geoffrey→
Resigneddirector · ~90y · resigned 2004-06-12
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
0
Outstanding
0
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Amanda Jean Thompson, Nicholas William Robert Thompson, Calderwood Pensions and Fiona Carolyn Gilje Amanda Jean Thompson, Nicholas William Robert Thompson, Calderwood Pensions Limited and Fiona Carolyn Gilje | Legal charge | 1 property | 15/10/2012 | 05/07/2018 | |
| satisfied | Amanda Jean Thompson, Nicholas William Robert Thompson, Calderwood Pensions and Fiona Carolyn Gilje Amanda Jean Thompson, Nicholas William Robert Thompson, Calderwood Pensions Limited and Fiona Carolyn Gilje | Legal charge | 1 property | 15/10/2012 | 05/07/2018 | |
| satisfied | Barbara Joan Thompson, Amanda Jean Thompson & Fiona Carolyn Gilje as Trustees of the Blackpool Pleasure Beach Self Administered Pension Scheme | Mortgage | 1 property | 21/10/2008 | 05/07/2018 | |
| satisfied | Singer & Friedlander Singer & Friedlander Limited | Deed of assignment | 1 property | 25/01/1994 | 05/07/2018 | |
| satisfied | Singer & Friedlander Singer & Friedlander Limited | Mortgage debenture | 1 property | 25/01/1994 | 16/05/1998 |
Recent filings (140 total)
change-account-reference-date-company-previous-shortened
accounts · AA01
2026-03-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-15
change-person-director-company-with-change-date
officers · CH01
2025-04-15
change-person-director-company-with-change-date
officers · CH01
2025-04-15
accounts-with-accounts-type-full
accounts · AA
2025-04-07
appoint-person-director-company-with-name-date
officers · AP01
2025-02-04
termination-director-company-with-name-termination-date
officers · TM01
2025-01-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-10
appoint-person-director-company-with-name-date
officers · AP01
2024-04-02
termination-director-company-with-name-termination-date
officers · TM01
2024-03-28
accounts-with-accounts-type-full
accounts · AA
2024-01-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-26
accounts-with-accounts-type-full
accounts · AA
2022-10-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-13
appoint-person-director-company-with-name-date
officers · AP01
2022-08-17