A G THOMAS (BRADFORD) LIMITED
- · Oldest live charge 47.5y old — refinance window within 12 months
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 81). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 47.5y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 47.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | — | £186.1k |
| Current assets | — | £149.4k |
| Net assets | — | £191.2k |
| Average employees | 300 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Corporate timeline (20 events)Click to expand
- 2025-09-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-09-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-01-26➖THOMAS, Arnold Gray resigneddirector
- 2020-11-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-08-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-07-13📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-03-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-09-22📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-30📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-09-16📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-07-03📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2007-05-02➖THOMAS, Pauline Joy resigneddirector
- 1978-12-01🔒Charge registered #1Lender: Barclays Bank PLC
- 1946-07-09🏢Company incorporatedAs A G THOMAS (BRADFORD) LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "THOMAS" — strong identity link between founder and business.
- +Founder age: Director aged approximately 81 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 80 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Managing Director Sandra Mary Thomas Individual · British · DOB 08/1945 · age 81 | 50–75% | 50–75% | board controlsig. influence50-75% shares · 50-75% voting · board control · significant influence · firm interest | 12/07/2017 |
Mrs Joy Lynn Exley Individual · British · DOB 04/1947 · age 79 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 26/01/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | Debenture | 1 property | 01/12/1978 | — |