CARLEX LIMITED
Opportunity 82/100 (exceptional), bankability 67/100. Strong seller-intent signal (70/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 57.4y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 57.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £51.4k | £82.6k |
| Current assets | £197.6k | £165.1k |
| Net assets | £1.7k | £18.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 3 persons-with-significant-control
- • 1 accounts
Corporate timeline (26 events)Click to expand
- 2026-01-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-01-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-01-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-12-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-09-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-09-14📄change-person-director-company-with-change-dateofficers · CH01
- 2017-09-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-09-14📄change-person-director-company-with-change-dateofficers · CH01
- 2017-01-12➕PEAKE, Charlotte Louise Emma appointeddirector
- 2011-09-13🔒Charge registered #3Lender: Peter Stevens Estates Limited
- 2008-03-16➕PEAKE, Jeffrey appointeddirector
- 2008-03-16➖BURKE, Douglas resigneddirector
- 2008-03-15➕PEAKE, Charlotte Louise Emma appointedsecretary
- 2008-03-15➖BURKE, Marion resignedsecretary
- 2005-12-31➖SALT, Maurice resigneddirector
- 2005-06-10🔒Charge registered #2Lender: Slough Trading Estate (Warrington) Limited
- 1994-06-21🔓Charge satisfied #1
- 1969-01-21🔒Charge registered #1Lender: Midland Bank PLC
- 1946-12-30🏢Company incorporatedAs CARLEX LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 79 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Charlotte Louise Emma Peake Individual · British · DOB 03/1972 · age 54 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/01/2026 |
Mr Jeffrey Peake Individual · British · DOB 12/1966 · age 60 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Mr Jeff Peakceased 06/01/2026· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Peter Stevens Estates Peter Stevens Estates Limited | Rent deposit deed | 1 property | 13/09/2011 | — | |
| outstanding | Slough Trading Estate (Warrington) Slough Trading Estate (Warrington) Limited | Deposit deed | 1 property | 10/06/2005 | — | |
| satisfied | Midland Bank Midland Bank PLC | Mortgage | 1 property | 21/01/1969 | 21/06/1994 |