A.& E.MARSHALL.LIMITED
🌳Matureactive
00439253 · ltd · incorporated 1947-07-19
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£310.0k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 65-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (85/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 48.3y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 48.3 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 3 with DOB)
82
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
106 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £309,980
Cash draining
Cash down 82% YoY
Cash YoY
-82%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£2k
↓ 82% YoY
Net Worth
£310k
↑ 60% YoY
Current Assets
£3k
↓ 81% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £390.5k | £195.2k |
| Current assets | £2.8k | £14.5k |
| Cash | £2.4k | £13.9k |
| Debtors | £368 | £516 |
| Net assets | £310.0k | £194.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2026-02-25📄replacement-filing-of-director-appointment-with-nameofficers · RP01AP01
- 2025-06-11📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-09-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-02-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-05-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-06📄change-person-director-company-with-change-dateofficers · CH01
- 2021-01-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-01-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-01-04📄change-person-director-company-with-change-dateofficers · CH01
- 2020-05-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-02📄change-person-director-company-with-change-dateofficers · CH01
- 2020-01-02📄change-person-director-company-with-change-dateofficers · CH01
- 2019-09-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-23➕MARSHALL, Susan Elizabeth appointeddirector
- 2018-01-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2015-08-17➖MARSHALL, Jean Daphne resigneddirector
- 2015-06-01➖HEASMAN, Graham Baker resignedsecretary
- 2011-02-24➕MARSHALL, Andrew John appointeddirector
- 1992-12-31➖MARSHALL, Jean Daphne resignedsecretary
- 1992-05-27➕HEASMAN, Graham Baker appointedsecretary
- 1987-10-30🔓Charge satisfied #2
- 1987-09-03🔓Charge satisfied #1
- 1987-01-27🔒Charge registered #3Lender: National Westminster Bank PLC
- 1980-02-17🔒Charge registered #2Lender: Barclays Bank LTD
- 1978-01-17🔒Charge registered #1Lender: Barclays Bank PLC
- 1947-07-19🏢Company incorporatedAs A.& E.MARSHALL.LIMITED
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "MARSHALL" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 15 years.
- secondaryStable-but-static management: Company is 79 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew John Marshall Individual · British · DOB 03/1961 · age 65 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mrs Susan Elizabeth Marshall Individual · British · DOB 09/1961 · age 65 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 104 HOLDINGS UK LTD→ 14087431 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 258 PROPERTY LIMITED→ 15846424 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 39 PROPERTIES LIMITED→ 15206054 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 47 SPENCER STREET MANAGEMENT COMMITTEE LIMITED→ 12405712 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| A HYDE & CO LTD→ 16273825 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A K (CUMBRIA) LTD→ 06496234 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| A.H.H.A INVESTMENTS LTD→ 16422880 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A&DS PROPERTY ENTERPRISES LIMITED→ 15814854 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A&I PROPERTIES (CUMBRIA) LIMITED→ 16143398 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AAIMA NOOR PROPERTIES LTD→ 15773651 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AARDVARK RESEARCH & DEVELOPMENT LTD→ 12389387 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AARR PROPERTIES LIMITED→ 16063529 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1947-07-19
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
14a Main Street
Cockermouth
Cumbria
CA13 9LQ
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31
Officers (2 active · 3 resigned)
MARSHALL, Andrew John→
Activedirector · ~65y · appointed 2011-02-24
View their other companies + combined net worth →
MARSHALL, Susan Elizabeth→
Activedirector · ~65y · appointed 2018-01-23
View their other companies + combined net worth →
HEASMAN, Graham Baker→
Resignedsecretary · appointed 1992-05-27 · resigned 2015-06-01
MARSHALL, Jean Daphne→
Resignedsecretary · resigned 1992-12-31
MARSHALL, Jean Daphne→
Resigneddirector · ~103y · resigned 2015-08-17
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
1
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 27/01/1987 | — | |
| satisfied | Barclays Barclays Bank LTD | Legal charge | 1 property | 17/02/1980 | 30/10/1987 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 17/01/1978 | 03/09/1987 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (106 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-14
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-02-25
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-06-11
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-03
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-09-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-02-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-13
confirmation-statement-with-updates
confirmation-statement · CS01
2022-01-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-29
confirmation-statement-with-updates
confirmation-statement · CS01
2021-01-06
change-person-director-company-with-change-date
officers · CH01
2021-01-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-01-04