ABBEY COMMERCIAL INVESTMENTS LIMITED
Opportunity 62/100 (worth a look), bankability 37/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (45/100).
Refinance opportunity
66 live charges · 19 lenders · oldest 73.3y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 73.3 years old — likely at or near maturity.
- · 19 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
- • 3 mortgage
- • 3 mortgage
- • 2 address
- • 1 confirmation-statement
Corporate timeline (151 events)Click to expand
- 2026-04-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-31🔒Charge registered #66Lender: Lazari Finance 2 Limited
- 2026-03-31🔒Charge registered #65Lender: Lazari Finance Limited
- 2026-03-31🔒Charge registered #64Lender: Lazari Finance Limited
- 2026-02-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-01-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-06-26📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-06-02📄accounts-with-accounts-type-groupaccounts · AA
- 2024-10-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-19🔓Charge satisfied #60
- 2024-05-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-01-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-19🔒Charge registered #63Lender: Cynergy Bank Limited
- 2024-01-19🔒Charge registered #62Lender: Cynergy Bank Limited
- 2023-07-28📄accounts-with-accounts-type-groupaccounts · AA
- 2023-07-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-14🔒Charge registered #61Lender: Jonathan Dryden Foord as Security Trustee
- 2022-10-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-24🔒Charge registered #60Lender: Lloyds Bank PLC
- 2022-09-23📄change-person-director-company-with-change-dateofficers · CH01
- 2022-06-30📄accounts-with-accounts-type-groupaccounts · AA
- 2022-04-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-12🔒Charge registered #59Lender: Arbuthnot Latham & Co., Limited
- 2021-10-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-07-31➕GRAY, Colin Andrew appointeddirector
- 2021-07-30➖GRAY, Colin Andrew resigneddirector
- 2021-03-24🔓Charge satisfied #58
- 2021-03-24🔓Charge satisfied #49
- 2020-06-01➕GRAY, Colin Andrew appointeddirector
- 2020-04-22➖FOORD, Brian Dryden resigneddirector
- 2020-04-22➖FOORD, Jonathan Dryden resigneddirector
- 2019-05-30🔒Charge registered #58Lender: Lloyds Bank PLC (As Security Trustee)
- 2019-03-12🔓Charge satisfied #43
- 2019-03-12🔓Charge satisfied #42
- 2019-03-12🔓Charge satisfied #39
- 2019-03-12🔓Charge satisfied #37
- 2019-03-12🔓Charge satisfied #17
- 2019-02-28🔒Charge registered #57Lender: Lloyds Bank PLC (As Security Agent)
- 2018-05-09🔓Charge satisfied #40
- 2018-05-09🔓Charge satisfied #38
- 2018-05-09🔓Charge satisfied #36
- 2018-05-09🔓Charge satisfied #35
- 2018-05-09🔓Charge satisfied #23
- 2018-05-09🔓Charge satisfied #14
- 2018-05-04🔓Charge satisfied #54
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 78 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 79 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high · 2 med · 2 lowStatutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2026-03-31
Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-03-31: A registered charge; 2026-03-31: A registered charge; 2026-03-31: A registered charge
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Multiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
Libraco Acquisition Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Libraco Acquisition Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting · firm interest | 22/04/2020 |
1 historic (ceased) PSC
- Strategic Resources Ltdceased 22/04/2020· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · PE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 47PROPERTY INVESTMENTS LIMITED→ 17115430 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 9 BUCKTORN ROAD LTD→ 15400776 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A-CUBED LIMITED→ 06611358 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| A&C PROPERTY LTD→ 11217182 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| A3N PROPERTIES LIMITED→ 16311076 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AARAN ADVISORY LTD→ 14644461 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AARCHAR SUMMITS LTD→ 16187610 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AASTHA PROPERTIES LTD→ 16193966 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABACUS (KENT) OPERATIONS LIMITED→ 11421711 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ABEY HOUSES LIMITED→ 16523538 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACADEMY ESTATES LTD→ 15239972 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCENT LIVING LTD→ 13336158 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
11 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 8 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lazari Finance 2 Lazari Finance 2 Limited | A registered charge | — | 31/03/2026 | — | |
| outstanding | Lazari Finance Lazari Finance Limited | A registered charge | — | 31/03/2026 | — | |
| outstanding | Lazari Finance Lazari Finance Limited | A registered charge | — | 31/03/2026 | — | |
| outstanding | Cynergy Bank Cynergy Bank Limited | A registered charge | — | 19/01/2024 | — | |
| outstanding | Cynergy Bank Cynergy Bank Limited | A registered charge | 1 property | 19/01/2024 | — | |
| outstanding | Jonathan Dryden Foord as Security Trustee | A registered charge | 1 property | 14/07/2023 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 2 properties | 24/10/2022 | 19/09/2024 | |
| outstanding | Arbuthnot Latham & Co., Arbuthnot Latham & Co., Limited | A registered charge | — | 12/04/2022 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC (As Security Trustee) | A registered charge | 2 properties | 30/05/2019 | 24/03/2021 | |
| part-satisfied | Lloyds Banking Group Lloyds Bank PLC (As Security Agent) | A registered charge | 3 properties | 28/02/2019 | — | |
| outstanding | Arbuthnot Latham & Co., Arbuthnot Latham & Co., Limited | A registered charge | — | 26/04/2018 | — | |
| outstanding | Arbuthnot Latham & Co., Arbuthnot Latham & Co., Limited | A registered charge | — | 26/04/2018 | — | |
| satisfied | Santander Santander UK PLC as Security Trustee for Itself and Each of Its Subsidiaries from Time to Time | A registered charge | 1 property | 04/12/2013 | 04/05/2018 | |
| satisfied | Santander Santander UK PLC as Security Trustee for Itself and Each of Its Subsidiaries from Time to Time | A registered charge | 1 property | 04/12/2013 | 04/05/2018 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Assignment of spomsor loans | 1 property | 19/10/2012 | — | |
| satisfied | Burt Bros. (Hosiery) Burt Bros. (Hosiery) Limited | Legal charge | 2 properties | 24/09/2012 | 28/06/2017 | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus guarantee and set-off agreement dated 02 july 2002 and | 1 property | 25/01/2012 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Standard security | 1 property | 03/07/2009 | 24/03/2021 | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus guarantee and set-off agreement | 1 property | 19/01/2007 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 28/04/2006 | 26/06/2016 | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus guarantee and set-off agreement dated 2ND july 2002 and | 1 property | 26/04/2006 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus guarantee and set-off agreement dated 2ND july 2002 and | 1 property | 02/06/2005 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus guarantee and set-off agreement dated 13 june 2002 | 1 property | 03/06/2004 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 30/08/2002 | 12/03/2019 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 09/07/2002 | 12/03/2019 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 09/07/2002 | 30/06/2017 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 09/07/2002 | 09/05/2018 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 09/07/2002 | 12/03/2019 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 09/07/2002 | 09/05/2018 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 09/07/2002 | 12/03/2019 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture | 1 property | 02/07/2002 | 09/05/2018 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 03/01/2001 | 09/05/2018 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 09/02/1998 | 17/05/2000 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 09/02/1998 | 06/07/2006 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 09/02/1998 | 06/07/2006 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 09/02/1998 | 06/07/2006 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 09/02/1998 | 06/07/2006 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 09/02/1998 | 22/08/2002 | |
| satisfied | 3I 3I PLC | Mortgage | 1 property | 30/09/1997 | 01/04/1999 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Corporate guarantee | 1 property | 06/10/1993 | 17/04/2014 | |
| satisfied | Lombard North Central Lombard North Central PLC | Legal charge | 1 property | 09/12/1992 | 06/07/2006 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Mortgage | 1 property | 13/07/1992 | 21/05/2009 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 05/08/1988 | 17/04/2014 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Legal charge | 1 property | 08/02/1988 | 09/05/2018 | |
| satisfied | Investors in Industry . Investors in Industry PLC. | Mortgage | 1 property | 11/07/1986 | 03/01/1997 | |
| satisfied | Investors in Industry . Investors in Industry PLC. | Mortgage | 1 property | 11/07/1986 | 06/07/2006 | |
| satisfied | Investors in Industry . Investors in Industry PLC. | Mortgage | 1 property | 11/07/1986 | 06/07/2006 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Equitable charge by memorandum of deposit | 1 property | 04/04/1986 | 21/05/2009 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Legal mortgage | 1 property | 27/02/1986 | 21/05/2009 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Legal mortgage | 1 property | 27/02/1986 | 12/03/2019 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Legal mortgage | 1 property | 27/02/1986 | 06/07/2006 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Legal mortgage | 1 property | 27/02/1986 | 06/01/1998 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Legal mortgage | 1 property | 27/02/1986 | 09/05/2018 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Legal mortgage | 1 property | 27/02/1986 | 21/05/2009 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Legal mortgage | 1 property | 27/02/1986 | 21/05/2009 | |
| satisfied | Investors in Industry . Investors in Industry PLC. | Mortgage | 1 property | 17/01/1986 | 13/10/1986 | |
| satisfied | Investors in Industry . Investors in Industry PLC. | Mortgage | 1 property | 17/01/1986 | 13/10/1986 | |
| satisfied | Investors in Industry Investors in Industry PLC | Mortgage | 1 property | 01/11/1985 | 13/10/1986 | |
| satisfied | Investors in Industry Investors in Industry PLC | Mortgage | 1 property | 01/11/1985 | 13/10/1986 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Legal mortgage | 1 property | 29/10/1982 | 05/05/1994 | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | Legal charge registered pursuant to an order of court dated 14/7/81 | 1 property | 24/02/1981 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Mortgage | 1 property | 17/06/1974 | 21/05/2009 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Charge | 1 property | 04/05/1965 | 21/05/2009 | |
| satisfied | Industrial & Commercial Finance Corp. . Industrial & Commercial Finance Corp. LTD. | Mortgage | 1 property | 21/01/1960 | 06/07/2006 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Legal charge | 1 property | 15/07/1959 | 21/05/2009 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Charge by way of a legal mortgage | 1 property | 13/03/1953 | 21/05/2009 |