TESCO PLC
🌳Matureactive
00445790 · plc · incorporated 1947-11-27
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Retail sale in non-specialised stores with food, beverages or tobacco predominating
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 71-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 71). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
9 live charges · 8 lenders · oldest 34.5y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 34.5 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 48/100 (high).
Data confidence
Overall: low (53/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
74 officers (11 active, 74 linked, 65 with DOB)
88
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
19 connected companies via shared directors
90
Filing history
8345 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 officers
Last 180 days
18
filings
- • 17 capital
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (166 events)Click to expand
- 2026-05-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-05-06➖GARNIER, Thierry Dominique Gerard resigneddirector
- 2026-03-09📄capital-return-purchase-own-sharescapital · SH03
- 2026-03-09📄capital-return-purchase-own-sharescapital · SH03
- 2026-02-11📄capital-return-purchase-own-sharescapital · SH03
- 2026-02-11📄capital-return-purchase-own-sharescapital · SH03
- 2026-02-11📄capital-return-purchase-own-sharescapital · SH03
- 2026-02-05📄capital-cancellation-sharescapital · SH06
- 2026-02-05📄capital-return-purchase-own-sharescapital · SH03
- 2026-02-05📄capital-return-purchase-own-sharescapital · SH03
- 2026-01-22📄capital-cancellation-sharescapital · SH06
- 2026-01-08📄capital-cancellation-sharescapital · SH06
- 2026-01-08📄capital-cancellation-sharescapital · SH06
- 2026-01-08📄capital-cancellation-sharescapital · SH06
- 2026-01-06📄capital-return-purchase-own-sharescapital · SH03
- 2026-01-06📄capital-return-purchase-own-sharescapital · SH03
- 2026-01-06📄capital-return-purchase-own-sharescapital · SH03
- 2026-01-06📄capital-return-purchase-own-sharescapital · SH03
- 2025-12-24📄capital-cancellation-sharescapital · SH06
- 2025-12-12📄capital-cancellation-sharescapital · SH06
- 2025-12-03📄capital-cancellation-sharescapital · SH06
- 2025-12-03📄capital-cancellation-sharescapital · SH06
- 2025-12-03📄capital-cancellation-sharescapital · SH06
- 2025-12-03📄capital-cancellation-sharescapital · SH06
- 2025-12-03📄capital-return-purchase-own-sharescapital · SH03
- 2025-12-03📄capital-return-purchase-own-sharescapital · SH03
- 2025-06-12➖PLATT, Elizabeth Alison resigneddirector
- 2025-04-14➕TAYLOR, Christopher Jon appointedsecretary
- 2025-04-14➖THOMSON, Sara resignedsecretary
- 2025-02-20➕KENNEDY, Christopher John appointeddirector
- 2024-12-17➕THOMSON, Sara appointedsecretary
- 2024-12-17➖WELCH, Robert John resignedsecretary
- 2024-06-14➖GROTE, Byron Elmer resigneddirector
- 2023-09-01➕FAIRBAIRN, Carolyn Julie appointeddirector
- 2023-09-01➕MURPHY, Gerard Martin appointeddirector
- 2023-06-16➖ALLAN, John Murray resigneddirector
- 2023-06-16➖POWNALL, Lindsey Jane resigneddirector
- 2022-10-01➕SILVER, Caroline Louise appointeddirector
- 2022-06-17➖GOLSBY, Stephen William resigneddirector
- 2022-06-17➖PATTERSON, Simon Iain resigneddirector
- 2021-06-25➖ARMOUR, Mark Henry resigneddirector
- 2021-06-25➖OLSSON, Anders Bertil Mikael resigneddirector
- 2021-06-25➖OPPENHEIMER, Deanna Watson resigneddirector
- 2021-06-18➕WHITWORTH, Karen Tracy appointeddirector
- 2021-06-01➕BODSON, Bertrand Jean Francois appointeddirector
- 2021-05-01➕NAWAZ, Imran appointeddirector
- 2021-04-30➕GARNIER, Thierry Dominique Gerard appointeddirector
- 2021-04-30➖STEWART, Alan James resigneddirector
- 2020-10-01➕MURPHY, Ken appointeddirector
- 2020-09-30➖LEWIS, David John resigneddirector
Showing most recent 50 of 166 events
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -10 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 71 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · AL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 50NINE HEALTH & WELLBEING GROUP LTD→ 11789622 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| A&K WILSON PICTURE FRAMERS LTD→ 04562700 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| AAROH FOODS LTD→ 09951454 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AD PERFORMANCE LTD→ 15122773 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADS MEDI CARE LTD→ 08905345 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| AFS67 LTD→ 16848345 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AFTA NADEEM LTD→ 15328658 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AIR ART LTD→ 17055595 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AIR LUXURY STORE LTD→ 16107196 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AJ ONLINE STORE LTD→ 14764845 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AKP EYECARE LIMITED→ 11017558 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AL MADINA HALAL LTD→ 15597301 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeplc
Incorporated1947-11-27
Jurisdictionengland-wales
Primary SIC47110 — Retail sale in non-specialised stores with food, beverages or tobacco predominating
Registered office
Tesco House, Shire Park
Kestrel Way
Welwyn Garden City
AL7 1GA
United Kingdom
Filing status
Accounts
Next due: 2026-08-26
Last made up to: 2025-02-26
Confirmation statement
Next due: 2026-07-02
Last: 2025-06-18
Officers (11 active · 63 resigned)
TAYLOR, Christopher Jon→
Activesecretary · appointed 2025-04-14
View their other companies + combined net worth →
BETHELL, Melissa→
Activedirector · ~52y · appointed 2018-09-24
View their other companies + combined net worth →
BODSON, Bertrand Jean Francois→
Activedirector · ~51y · appointed 2021-06-01
View their other companies + combined net worth →
FAIRBAIRN, Carolyn Julie→
Activedirector · ~66y · appointed 2023-09-01
View their other companies + combined net worth →
GILLILAND, Stewart Charles→
Activedirector · ~69y · appointed 2018-03-05
View their other companies + combined net worth →
KENNEDY, Christopher John→
Activedirector · ~62y · appointed 2025-02-20
View their other companies + combined net worth →
MURPHY, Gerard Martin→
Activedirector · ~71y · appointed 2023-09-01
View their other companies + combined net worth →
Active
NAWAZ, Imran→
Activedirector · ~53y · appointed 2021-05-01
View their other companies + combined net worth →
SILVER, Caroline Louise→
Activedirector · ~64y · appointed 2022-10-01
View their other companies + combined net worth →
WHITWORTH, Karen Tracy→
Activedirector · ~57y · appointed 2021-06-18
View their other companies + combined net worth →
AGER, Rowley Stuart→
Resignedsecretary · resigned 2004-03-15
LENNARK, Darren Elliot→
Resignedsecretary · appointed 2016-07-01 · resigned 2016-08-10
LLOYD, Jonathan Mark→
Resignedsecretary · appointed 2006-12-14 · resigned 2015-01-12
LLOYD, Jonathan Mark→
Resignedsecretary · appointed 2005-07-18 · resigned 2006-12-14
MOORE, Paul Anthony→
Resignedsecretary · appointed 2015-01-12 · resigned 2016-06-30
NEVILLE-ROLFE, Lucy Jeanne, Ms.→
Resignedsecretary · appointed 2004-03-15 · resigned 2006-12-14
THOMSON, Sara→
Resignedsecretary · appointed 2024-12-17 · resigned 2025-04-14
WELCH, Robert John→
Resignedsecretary · appointed 2016-08-10 · resigned 2024-12-17
AGER, Rowley Stuart→
Resigneddirector · ~81y · appointed 1992-10-05 · resigned 2004-02-27
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
2
Outstanding
2
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Tesco Trustee Company of Ireland as Trustee of the Tesco Ireland Senior Executive Pension Scheme Tesco Trustee Company of Ireland Limited as Trustee of the Tesco Ireland Limited Senior Executive Pension Scheme | Account security agreement | 1 property | 04/11/2009 | — | |
| outstanding | Tesco Ireland Pension Trustees as Trustee of the Tesco Ireland Pension Plan Tesco Ireland Pension Trustees Limited as Trustee of the Tesco Ireland Limited Pension Plan | Account security agreement | 1 property | 04/11/2009 | — | |
| satisfied | Tesco Ireland Pension Trustees as Trustee of the Tesco Ireland Executive Scheme Tesco Ireland Pension Trustees Limited as Trustee of the Tesco Ireland Limited Executive Scheme | Account security agreement | 1 property | 27/03/2009 | 25/11/2009 | |
| satisfied | Tesco Trustee Company of Ireland as Trustee of the Tesco Ireland Staff Scheme (The "Trustee") Tesco Trustee Company of Ireland Limited as Trustee of the Tesco Ireland Limited Staff Scheme (The "Trustee") | Account security agreement | 1 property | 27/03/2009 | 25/11/2009 | |
| satisfied | NatWest Group Rbs Aerospace Limited | A share charge | 1 property | 13/05/2005 | 09/10/2009 | |
| satisfied | Deutsche International Finance (Ireland) Deutsche International Finance (Ireland) Limited | Primary obligor guarantee,undertaking and indemnity deed | 1 property | 31/07/2001 | 09/10/2009 | |
| satisfied | Deutsche Bank Ag | Primary obligor guarantee undertaking and indemnity deed | 1 property | 08/12/2000 | 09/10/2009 | |
| satisfied | Cobroad Investments | Sterling deposit agreement and charge | 1 property | 05/04/1994 | 14/09/2000 | |
| satisfied | Cobroad Investments | Sterling deposit agreement and charge | 1 property | 17/12/1991 | 01/08/1995 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (8345 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-05-07
capital-return-purchase-own-shares
capital · SH03
2026-03-09
capital-return-purchase-own-shares
capital · SH03
2026-03-09
capital-return-purchase-own-shares
capital · SH03
2026-02-11
capital-return-purchase-own-shares
capital · SH03
2026-02-11
capital-return-purchase-own-shares
capital · SH03
2026-02-11
capital-cancellation-shares
capital · SH06
2026-02-05
capital-return-purchase-own-shares
capital · SH03
2026-02-05
capital-return-purchase-own-shares
capital · SH03
2026-02-05
capital-cancellation-shares
capital · SH06
2026-01-22
capital-cancellation-shares
capital · SH06
2026-01-08
capital-cancellation-shares
capital · SH06
2026-01-08
capital-cancellation-shares
capital · SH06
2026-01-08
capital-return-purchase-own-shares
capital · SH03
2026-01-06
capital-return-purchase-own-shares
capital · SH03
2026-01-06