HEADLAM GROUP PLC
Opportunity 59/100 (worth a look), bankability 37/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (45/100). Current lenders should be on monthly review.
Refinance opportunity
20 live charges · 7 lenders · oldest 41.8y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 41.8 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 63/100 (high).
Data confidence
Overall: low (52/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
- • 1 confirmation-statement
- • 1 officers
- • 4 officers
- • 1 confirmation-statement
- • 1 resolution
- • 6 officers
- • 4 mortgage
- • 1 confirmation-statement
Corporate timeline (111 events)Click to expand
- 2026-06-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-06-22📄resolutionresolution · RESOLUTIONS
- 2026-06-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-06-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-05-20➕KELSALL, Nicholas Paul appointeddirector
- 2026-05-20➕WALSH, Wilfred Thomas appointeddirector
- 2026-05-20➖WILLIAMS, Robin George Walton resigneddirector
- 2026-05-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-27➕BARCLAY, Robert Todd appointeddirector
- 2026-04-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-26➕JONES, Richard Crispin Morgan appointeddirector
- 2026-03-26➖PHILLIPS, Adam David resigneddirector
- 2026-02-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-28🔒Charge registered #20Lender: Wells Fargo Capital Finance (UK) Limited (as Security Agent)
- 2026-01-27🔒Charge registered #19Lender: Wells Fargo Capital Finance (UK) Limited
- 2026-01-27🔒Charge registered #18Lender: Wells Fargo Capital Finance (UK) Limited
- 2026-01-27🔒Charge registered #17Lender: Wells Fargo Capital Finance (UK) Limited
- 2025-11-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-04🔒Charge registered #16Lender: Barclays Bank PLC
- 2025-11-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-31🔒Charge registered #15Lender: Barclays Bank PLC
- 2025-10-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-03➖PAYNE, Christopher Richard resigneddirector
- 2025-08-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-08🔒Charge registered #14Lender: Barclays Bank PLC as Security Trustee for the Secured Parties
- 2025-06-02📄resolutionresolution · RESOLUTIONS
- 2025-05-15📄capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figurecapital · SH04
- 2025-05-15📄capital-sale-or-transfer-treasury-shares-with-date-currency-capital-figurecapital · SH04
- 2025-04-02📄accounts-with-accounts-type-groupaccounts · AA
- 2025-03-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-28➖EDELMAN, Keith Graeme resigneddirector
- 2024-10-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-04🔒Charge registered #13Lender: Barclays Bank PLC as Security Trustee for the Secured Parties
- 2024-06-16📄resolutionresolution · RESOLUTIONS
- 2023-12-14➕HUGHES, Alison Jane Margaret appointedsecretary
- 2023-12-14➖FARBRIDGE, Caroline Louise resignedsecretary
- 2023-05-25➕PHILLIPS, Adam David appointeddirector
- 2023-05-25➖PHILLIPS, Adam David resigneddirector
- 2023-03-20➕PHILLIPS, Adam David appointeddirector
- 2022-10-10➕BIRD, Jemima Chloe appointeddirector
- 2022-10-10➖ALDRIDGE, Amanda resigneddirector
- 2022-10-10➖KING, Simon Theodore resigneddirector
- 2022-10-10➕WILLIAMS, Robin George Walton appointeddirector
- 2022-09-05➕FARBRIDGE, Caroline Louise appointedsecretary
- 2022-09-05➖PRISM COSEC LIMITED resignedcorporate-secretary
- 2022-09-01➕HUBBARD, Karen Rachael appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -7 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 70 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
Red flags
1 high · 3 med · 1 lowStatutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2026-06-30
Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: PAYNE, Christopher Richard resigned 2025-10-03; PHILLIPS, Adam David resigned 2026-03-26; WILLIAMS, Robin George Walton resigned 2026-05-20
Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-01-28: A registered charge; 2026-01-27: A registered charge; 2026-01-27: A registered charge
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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11 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (8 active · 29 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Wells Fargo Capital Finance (UK) (as Security Agent) Wells Fargo Capital Finance (UK) Limited (as Security Agent) | A registered charge | 1 property | 28/01/2026 | — | |
| outstanding | Wells Fargo Capital Finance (UK) Wells Fargo Capital Finance (UK) Limited | A registered charge | 1 property | 27/01/2026 | — | |
| outstanding | Wells Fargo Capital Finance (UK) Wells Fargo Capital Finance (UK) Limited | A registered charge | 4 properties | 27/01/2026 | — | |
| outstanding | Wells Fargo Capital Finance (UK) Wells Fargo Capital Finance (UK) Limited | A registered charge | 1 property | 27/01/2026 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 04/11/2025 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | 3 properties | 31/10/2025 | — | |
| outstanding | Barclays Barclays Bank PLC as Security Trustee for the Secured Parties | A registered charge | 4 properties | 08/08/2025 | — | |
| outstanding | Barclays Barclays Bank PLC as Security Trustee for the Secured Parties | A registered charge | 1 property | 04/10/2024 | — | |
| satisfied | Mossend Developments Mossend Developments Limited | Standard security which was presented for registration in scotland | 1 property | 08/11/1996 | 31/10/1998 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 10/11/1995 | 31/10/1998 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 12/10/1995 | 31/10/1998 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 13/09/1993 | 31/10/1998 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 17/05/1993 | 31/10/1998 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 17/10/1989 | 31/10/1998 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 17/10/1989 | 01/09/2009 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 23/05/1989 | 14/11/1996 | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | Single debenture | 1 property | 17/05/1988 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 04/10/1984 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 24/09/1984 | — | |
| outstanding | Barclays Barclays Bank PLC | Debenture | 1 property | 24/09/1984 | — |