WESTERN PROVIDENT ASSOCIATION LIMITED

🌳Matureactive

00475557 · private-limited-guarant-nsc · incorporated 1949-12-01

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

81/100

Exceptional

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What this business does

Primary activity: Non-life insurance

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 75-year-old founder — textbook succession opportunity.

Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 75). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: low (52/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

59 officers (15 active, 59 linked, 55 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

13 connected companies via shared directors

Filing history

261 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

81/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filing

• 1 accounts

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (113 events)Click to expand

2026-05-14
📄
accounts-with-accounts-type-group
accounts · AA
2025-05-22
📄
accounts-with-accounts-type-group
accounts · AA
2025-02-10
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-01-23
➖
BARING, Evelyn Rowland Esmond, The Rt Hon The Earl Of Cromer resigned
director
2025-01-07
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-01-07
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-01-07
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-01-07
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-01-01
➕
EAVIS, Donna Mary appointed
director
2025-01-01
➕
SHIER, Sharon appointed
director
2024-12-31
➖
BRAMSTON, Rodney Adrian resigned
director
2024-12-31
➖
GOODMAN, Brian Ewens Michael resigned
director
2024-05-22
📄
accounts-with-accounts-type-group
accounts · AA
2024-05-16
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-05-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-05-15
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-05-09
➕
GENTLE, Craig Gordon appointed
director
2024-05-09
➕
WATKIN, Robert Edward appointed
director
2024-05-09
➖
PUGH, Arthur John resigned
director
2024-01-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-01-01
➖
KENYON, Henry James resigned
director
2023-06-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-06-27
➕
PIERREPONT, Camilla Jane Buttery appointed
director
2023-06-13
📄
accounts-with-accounts-type-group
accounts · AA
2023-05-16
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-05-11
➕
SEARLE, James Charles appointed
director
2023-03-30
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2023-03-30
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-03-29
➕
BELL, Kimberley Jayne appointed
secretary
2023-03-29
➖
CHESTER, John Frederick resigned
director
2023-03-23
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2023-03-22
➖
ROYLE, Nicola Anne resigned
secretary
2022-12-20
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-12-16
➖
HAWORTH, Andrew Nathan resigned
director
2022-11-17
📄
change-person-director-company-with-change-date
officers · CH01
2022-10-19
📄
change-person-director-company-with-change-date
officers · CH01
2022-10-13
📄
change-person-director-company-with-change-date
officers · CH01
2022-04-20
➕
CHAPMAN, Andrew Donald Sutcliffe appointed
director
2020-12-03
➖
KRAMER, Martin Cedric resigned
director
2020-10-14
➕
OBEY, Anne appointed
director
2020-06-18
➕
JOHNSON, Rosalind Andrea appointed
director
2020-03-25
➕
SOUTHERN, Mark John appointed
director
2020-03-25
➕
VENABLES, Peter Robert Charles appointed
director
2020-03-25
➕
GOODMAN, Brian Ewens Michael appointed
director
2019-08-30
➖
STAINTON, Julian Clifford resigned
director
2019-02-22
➕
GILL, Jasper Anthony appointed
director
2018-03-23
➖
RILEY, Rachel Jane resigned
director
2017-05-03
➖
BUTLER, Kevin Yardley resigned
director
2017-05-03
➖
FODEN, Michael James resigned
director
2017-02-22
➖
CHAMBERS, Mark resigned
director

Showing most recent 50 of 113 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-14 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 75 — succession pressure is live.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 17 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · TA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
1ST FINANCIAL GROUP LIMITED→ 04206886 · est 2001 · no financials extracted	—	—	—	—	24y	—	—
A M RUTHVEN & ASSOCIATES LIMITED→ 04690684 · est 2003 · no financials extracted	—	—	—	—	23y	—	—
ADANAC FINANCIAL SERVICES LIMITED→ 04524584 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
ASHLEY COLMAN WEALTH MANAGEMENT (IFA) LTD.→ 07559391 · est 2011 · no financials extracted	—	—	—	—	15y	—	—
AURUM COMMERCIAL FINANCE LTD→ 16050154 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
B COLES SW LTD→ 12328570 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
BEAUFORT FINANCIAL PLANNING (SOUTH WEST) LIMITED→ 08529290 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
BREED ELLIOTT (S.W.) LIMITED→ 07247402 · est 2010 · no financials extracted	—	—	—	—	15y	—	—
BROOKWELL MORTGAGES LTD→ 05463626 · est 2005 · no financials extracted	—	—	—	—	20y	—	—
BROUGHTON OF BATLEY (HOLDINGS)→ 00601712 · est 1958 · no financials extracted	—	—	—	—	68y	—	—
BUILDING CLAIMS SERVICES LIMITED→ 04709944 · est 2003 · no financials extracted	—	—	—	—	23y	—	—
BURLEY SECURITIES LTD→ 14932457 · est 2023 · no financials extracted	—	—	—	—	2y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeprivate-limited-guarant-nsc

Incorporated1949-12-01

Jurisdictionengland-wales

Primary SIC65120 — Non-life insurance

Registered office

Rivergate House

Blackbrook Park

Taunton

Somerset

TA1 2PE

Filing status

Accounts

Next due: 2027-09-30

Last made up to: 2025-12-31

Confirmation statement

Next due: 2026-07-22

Last: 2025-07-08