A.E. WILCOX & SON LIMITED
- · Oldest live charge 48.3y old — refinance window within 12 months
Opportunity 79/100 (strong), bankability 65/100. Strong seller-intent signal (68/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 4 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 48.3y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 48.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Average employees | 1500 | 1800 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (24 events)Click to expand
- 2025-09-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-28📄capital-allotment-sharescapital · SH01
- 2023-07-25📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-25📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-06-28📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-07-07📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-05-10📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-07-03📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-10-07➖WILCOX, Hilary resignedsecretary
- 2014-10-07➖WILCOX, Hilary resigneddirector
- 1999-01-24➖WILCOX, Roy Edward Mower resigneddirector
- 1992-10-28🔒Charge registered #4Lender: Lloyds Bank PLC
- 1987-08-07🔒Charge registered #3Lender: Lloyds Bank PLC
- 1978-02-10🔒Charge registered #2Lender: Lloyds Bank LTD
- 1978-02-10🔒Charge registered #1Lender: Lloyds Bank LTD
- 1950-10-24🏢Company incorporatedAs A.E. WILCOX & SON LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "WILCOX" — strong identity link between founder and business.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 76 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jonathan Roy Edward Wilcox Individual · British · DOB 08/1959 · age 67 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Timothy Paul Wilcox Individual · British · DOB 03/1962 · age 64 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Automotive · GL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 123 CAR COMMERCIAL LIMITED→ 06530357 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| 12CP LIMITED→ 12292963 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 24HR MOBILE TYRES GLOUCESTERSHIRE LTD→ 15505795 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 360 AUTOMOTIVE GLOUCESTER LTD→ 08895606 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| 928 SPECIALISTS LTD→ 09473309 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| A J TAYLOR CRC LIMITED→ 15980044 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A LARGE HOLDINGS LTD→ 14484062 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A.J.M SPARES LTD→ 13587317 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| A.M.S. FLEET MANAGEMENT LIMITED→ 03852619 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| A1 MOTOR SERVICES (STROUD) LTD→ 09490181 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| AB MOTOR VEHICLE SERVICES LTD→ 08974139 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ABC SERVICES CHELTENHAM LTD→ 16309566 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | Mortgage | 1 property | 28/10/1992 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | Legal charge | 1 property | 07/08/1987 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank LTD | Legal mortgage | 2 properties | 10/02/1978 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank LTD | Legal mortgage | 1 property | 10/02/1978 | — |