FISHER & RIDGWAY, LIMITED
🌳Matureactive
00513750 · ltd · incorporated 1952-11-29
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£266.7k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: SIC 01410
Sector: Agriculture, forestry & fishing
Investor take
PursueActive trading company with a 78-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (68/100, director aged 78). Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 57.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 57.7 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 5 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
104 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £266,706
Net assets shrinking
Down £7,569 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£267k
↓ 2.8% YoY
Current Assets
£114k
↓ 7.2% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £271.0k | £278.5k |
| Current assets | £114.0k | £122.9k |
| Net assets | £266.7k | £274.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-08-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-06📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2023-11-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-05-08📄change-person-director-company-with-change-dateofficers · CH01
- 2017-04-10📄change-person-director-company-with-change-dateofficers · CH01
- 2017-04-10📄change-person-secretary-company-with-change-dateofficers · CH03
- 2017-04-10📄change-person-director-company-with-change-dateofficers · CH01
- 2017-04-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2013-09-02➕FISHER, Edward Joseph appointeddirector
- 2012-09-05➖FISHER, James Edward resigneddirector
- 2007-09-07➖FISHER, Joan Marjorie resigneddirector
- 1998-03-28➕FISHER, Michael William appointedsecretary
- 1998-03-28➖FISHER, Edward Isaac resignedsecretary
- 1998-03-28➖FISHER, Edward Isaac resigneddirector
- 1997-04-07🔒Charge registered #5Lender: Midland Bank PLC
- 1987-06-16🔒Charge registered #4Lender: Midland Bank PLC
- 1974-04-03🔒Charge registered #3Lender: Midland Bank PLC
- 1971-02-23🔒Charge registered #2Lender: Forward Trust (Finance) LTD
- 1968-10-29🔒Charge registered #1Lender: The Derbyshire Building Society
- 1952-11-29🏢Company incorporatedAs FISHER & RIDGWAY, LIMITED
Owner dependency
96/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "FISHER" — strong identity link between founder and business.
- +Founder age: Director aged approximately 78 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
89/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- secondaryStable-but-static management: Company is 74 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Michael William Fisher Individual · British · DOB 05/1948 · age 78 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
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| EMMA THOMAS EVENTING LTD→ 16010545 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| EQUIFINITY LTD→ 05925020 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| FACS LIMITED→ 04596030 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
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| FOUR ACRES KENNELS LTD→ 16689428 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| FOXBURY FARM (OXON) LIMITED→ 02912369 · est 1994 · no financials extracted | — | — | — | — | 32y | — | — |
| FRED HUTSBY FARMS LIMITED→ 13567870 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| FRED WINTER FARMS LIMITED→ 08410349 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1952-11-29
Jurisdictionengland-wales
Primary SIC01410 — SIC 01410
Registered office
Ivy House Farm
Stoke Golding
Nuneaton
Warwickshire
CV13 6HF
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-17
Last: 2026-04-03
Officers (3 active · 4 resigned)
FISHER, Michael William→
Activesecretary · appointed 1998-03-28
View their other companies + combined net worth →
FISHER, Edward Joseph→
Activedirector · ~48y · appointed 2013-09-02
View their other companies + combined net worth →
Active
FISHER, Edward Isaac→
Resignedsecretary · resigned 1998-03-28
FISHER, Edward Isaac→
Resigneddirector · ~110y · resigned 1998-03-28
FISHER, James Edward→
Resigneddirector · ~59y · resigned 2012-09-05
FISHER, Joan Marjorie→
Resigneddirector · ~102y · resigned 2007-09-07
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
5
Outstanding
3
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Midland Bank Midland Bank PLC | Legal mortgage | 1 property | 07/04/1997 | — | |
| outstanding | Midland Bank Midland Bank PLC | Legal charge | 1 property | 16/06/1987 | — | |
| outstanding | Midland Bank Midland Bank PLC | Equitable charge by deposit of deeds (without written charge) | 1 property | 03/04/1974 | — | |
| outstanding | Forward Trust (Finance) Forward Trust (Finance) LTD | Legal charge | 1 property | 23/02/1971 | — | |
| outstanding | The Derbyshire Building Society | Mortgage | 1 property | 29/10/1968 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (104 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-30
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-20
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-10
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-23
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-08
change-sail-address-company-with-old-address-new-address
address · AD02
2024-04-06
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-17
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-20
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-21
confirmation-statement-with-updates
confirmation-statement · CS01
2022-04-26
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2021-05-07
accounts-with-accounts-type-micro-entity
accounts · AA
2021-01-27
confirmation-statement-with-updates
confirmation-statement · CS01
2020-05-14
accounts-with-accounts-type-micro-entity
accounts · AA
2019-12-20