A & C GROUP LIMITED
- · Oldest live charge 42.8y old — refinance window within 12 months
Opportunity 75/100 (strong), bankability 65/100. Strong seller-intent signal (83/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 5 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
12 live charges · 2 lenders · oldest 42.8y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 42.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Average employees | 0 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (44 events)Click to expand
- 2026-02-27📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-11-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-10-17📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-01-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-10-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-10-28📄change-person-director-company-with-change-dateofficers · CH01
- 2022-10-28📄change-person-director-company-with-change-dateofficers · CH01
- 2022-10-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-12-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-11-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-11-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-05-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-05-13📄resolutionresolution · RESOLUTIONS
- 2021-05-13✏️change-of-name-noticechange-of-name · CONNOT
- 2020-10-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-03-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-03-06📄resolutionresolution · RESOLUTIONS
- 2019-02-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2015-05-05🔓Charge satisfied #12
- 2015-05-05🔓Charge satisfied #11
- 2015-05-05🔓Charge satisfied #10
- 2015-05-05🔓Charge satisfied #9
- 2015-05-05🔓Charge satisfied #8
- 2015-05-05🔓Charge satisfied #7
- 2015-05-05🔓Charge satisfied #2
- 2000-12-19➕BARBAGELATA, Charlie Claude appointedsecretary
- 2000-12-19➕BARBAGELATA, Charlie Claude appointeddirector
- 2000-12-19➖FABES, Dorothy Rose resignedsecretary
- 2000-12-19➖FABES, Graham Lloyd resigneddirector
- 1995-03-29➕BARBAGELATA-FABES, Angela Mary Eileen appointeddirector
- 1995-03-07➖FABES, Rodney Maurice resigneddirector
- 1992-02-21🔒Charge registered #12Lender: Midland Bank PLC
- 1989-09-29🔒Charge registered #11Lender: Midland Bank PLC
- 1989-09-29🔒Charge registered #10Lender: Midland Bank PLC
- 1989-07-21🔒Charge registered #9Lender: Midland Bank PLC
- 1986-01-16🔒Charge registered #8Lender: Midland Bank PLC
- 1986-01-16🔒Charge registered #7Lender: Midland Bank PLC
- 1984-07-25🔒Charge registered #6Lender: Midland Bank PLC
- 1984-07-22🔒Charge registered #5Lender: Midland Bank PLC
- 1984-07-13🔒Charge registered #4Lender: Midland Bank PLC
- 1984-07-13🔒Charge registered #3Lender: Midland Bank PLC
- 1984-06-20🔒Charge registered #2Lender: Midland Bank PLC
- 1983-09-26🔒Charge registered #1Lender: Williams & Glyn's Bank PLC
- 1953-01-02🏢Company incorporatedAs A & C GROUP LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 80 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 74 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Angela Mary Eileen Barbagelata-Fabes Individual · British · DOB 09/1952 · age 74 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 01/06/2021 |
2 historic (ceased) PSCs
- A & C Group Limitedceased 01/06/2021· 75-100% shares · 75-100% voting
- The Calton Group (Beauty And Spa) Limitedceased 07/04/2017· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Other · BN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 57 COLERIDGE STREET (HOVE) LIMITED→ 08257589 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| 71/73 EWART STREET LTD→ 14009960 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 81-82 HANOVER STREET RTM COMPANY LIMITED→ 16967787 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 87 LANSDOWNE PLACE RTM COMPANY LIMITED→ 16475558 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 9 DITCHLING RISE MANAGEMENT LIMITED→ 07942522 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| 9402 LTD→ 10870608 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| A COMPANY OF BAILIFFS LIMITED→ 16419337 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A1 DEVELOPMENTS SOUTH EAST LIMITED→ 10151715 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AARON YUSUF LTD→ 12557024 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ABBEY CLOSE 1966 LIMITED→ 09026650 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ABBEYSTONE SUPPORT LIMITED→ 08973139 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ABINGER HOMES LIMITED→ 12280498 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Midland Bank Midland Bank PLC | Charge | 1 property | 21/02/1992 | 05/05/2015 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 29/09/1989 | 05/05/2015 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 29/09/1989 | 05/05/2015 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 21/07/1989 | 05/05/2015 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 16/01/1986 | 05/05/2015 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 16/01/1986 | 05/05/2015 | |
| outstanding | Midland Bank Midland Bank PLC | Charge | 1 property | 25/07/1984 | — | |
| outstanding | Midland Bank Midland Bank PLC | Charge | 1 property | 22/07/1984 | — | |
| outstanding | Midland Bank Midland Bank PLC | Legal charge | 1 property | 13/07/1984 | — | |
| outstanding | Midland Bank Midland Bank PLC | Legal charge | 1 property | 13/07/1984 | — | |
| satisfied | Midland Bank Midland Bank PLC | Charge | 1 property | 20/06/1984 | 05/05/2015 | |
| outstanding | Williams & Glyn's Bank Williams & Glyn's Bank PLC | Charge | 1 property | 26/09/1983 | — |