A.MONGER LIMITED

🌳Matureactive
00518326 · ltd · incorporated 1953-04-02
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Aug 2025
Net worth
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Active trading company with a 67-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 77/100. Strong seller-intent signal (73/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

10 live charges · 4 lenders · oldest 40.8y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 40.8 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
8 officers (4 active, 8 linked, 6 with DOB)
85
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
139 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Aug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-08-312024-08-31
Average employees192000

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
  • 2 officers
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (48 events)Click to expand
  1. 2026-03-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-03-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-12-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-03-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-03-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-03-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  8. 2022-03-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-02-10
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2021-03-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2021-03-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2021-01-07
    📄
    memorandum-articles
    incorporation · MA
  13. 2021-01-07
    📄
    resolution
    resolution · RESOLUTIONS
  14. 2020-12-17
    AYRES, Robert appointed
    director
  15. 2020-12-17
    LOCKYER, Brenda Anne appointed
    director
  16. 2020-12-17
    YOUNG, Andrew Stephen resigned
    director
  17. 2020-12-17
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  18. 2020-12-17
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2020-12-17
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2020-12-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  21. 2020-04-14
    📄
    change-person-director-company-with-change-date
    officers · CH01
  22. 2018-10-29
    🔓
    Charge satisfied #10
  23. 2018-10-29
    🔓
    Charge satisfied #9
  24. 2018-10-29
    🔓
    Charge satisfied #4
  25. 2012-12-14
    🔒
    Charge registered #10
    Lender: Newbury Building Society
  26. 2012-03-16
    🔒
    Charge registered #9
    Lender: Newbury Building Society
  27. 2009-07-21
    🔓
    Charge satisfied #3
  28. 2009-07-10
    🔓
    Charge satisfied #8
  29. 2009-07-10
    🔓
    Charge satisfied #7
  30. 2008-11-13
    🔓
    Charge satisfied #6
  31. 2008-11-13
    🔓
    Charge satisfied #5
  32. 2008-08-13
    🔒
    Charge registered #6
    Lender: Capital Home Loans Limited
  33. 2008-08-13
    🔒
    Charge registered #5
    Lender: Capital Home Loans Limited
  34. 2006-10-11
    🔒
    Charge registered #4
    Lender: National Westminster Bank PLC
  35. 2006-05-31
    🔓
    Charge satisfied #1
  36. 2006-05-25
    🔒
    Charge registered #3
    Lender: Capital Home Loans Limited
  37. 2006-03-21
    🔓
    Charge satisfied #2
  38. 2006-02-17
    🔒
    Charge registered #8
    Lender: Capital Home Loans Limited
  39. 2006-02-17
    🔒
    Charge registered #7
    Lender: Capital Home Loans Limited
  40. 2004-10-29
    🔒
    Charge registered #2
    Lender: National Westminster Bank PLC
  41. 2003-08-19
    NICE, Anthony resigned
    director
  42. 1997-01-15
    PERMAN, Michael George appointed
    secretary
  43. 1997-01-15
    NICE, Coral Rosetta resigned
    secretary
  44. 1995-03-31
    PERMAN, Michael George appointed
    director
  45. 1995-03-31
    NICE, Coral Rosetta resigned
    director
  46. 1995-03-31
    YOUNG, Andrew Stephen appointed
    director
  47. 1985-09-27
    🔒
    Charge registered #1
    Lender: Midland Bank PLC
  48. 1953-04-02
    🏢
    Company incorporated
    As A.MONGER LIMITED

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

80/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
  • primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 73 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

A. Nice (Holdings) Limited holds 25-50% — a significant corporate investor but not a controlling parent.

🏛️
A. Nice (Holdings) Limited
Corporate parent · holds 25-50% shares
significant stake
A.MONGER LIMITED
This company · 00518326

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Michael George Perman
Individual · British · DOB 02/1959 · age 67
2550%
25–50%25-50% shares · 25-50% voting06/04/2016
A. Nice (Holdings) Limited
Corporate entity
2550%
25–50%25-50% shares · 25-50% voting06/04/2016
1 historic (ceased) PSC
  • Mr Andrew Stephen Youngceased 17/12/2020· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1953-04-02
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects

Registered office

Worthy House
14 Winchester Road
Basingstoke
Hampshire
RG21 8UQ
United Kingdom

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-04-14
Last: 2026-03-31

Officers (4 active · 4 resigned)

PERMAN, Michael George
secretary · appointed 1997-01-15
View their other companies + combined net worth →
Active
AYRES, Robert
director · ~48y · appointed 2020-12-17
View their other companies + combined net worth →
Active
LOCKYER, Brenda Anne
director · ~62y · appointed 2020-12-17
View their other companies + combined net worth →
Active
PERMAN, Michael George
director · ~67y · appointed 1995-03-31
View their other companies + combined net worth →
Active
NICE, Coral Rosetta
secretary · resigned 1997-01-15
Resigned
NICE, Anthony
director · ~87y · resigned 2003-08-19
Resigned
NICE, Coral Rosetta
director · ~85y · resigned 1995-03-31
Resigned
YOUNG, Andrew Stephen
director · ~64y · appointed 1995-03-31 · resigned 2020-12-17
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

10
Total charges
0
Outstanding
0
Active lenders
Status:Lender:10 of 10 shown
TypeProperties
satisfied
Newbury Building Society
Legal charge1 property14/12/201229/10/2018
satisfied
Newbury Building Society
Legal charge1 property16/03/201229/10/2018
satisfied
Capital Home Loans
Capital Home Loans Limited
Deed of charge1 property13/08/200813/11/2008
satisfied
Capital Home Loans
Capital Home Loans Limited
Deed of charge1 property13/08/200813/11/2008
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property11/10/200629/10/2018
satisfied
Capital Home Loans
Capital Home Loans Limited
Deed of charge1 property25/05/200621/07/2009
satisfied
Capital Home Loans
Capital Home Loans Limited
Legal charge1 property17/02/200610/07/2009
satisfied
Capital Home Loans
Capital Home Loans Limited
Legal charge1 property17/02/200610/07/2009
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property29/10/200421/03/2006
satisfied
Midland Bank
Midland Bank PLC
Fixed and floating charge1 property27/09/198531/05/2006

Recent filings (139 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-02
change-person-director-company-with-change-date
officers · CH01
2026-03-18
change-person-director-company-with-change-date
officers · CH01
2026-03-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-11
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-21
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-09
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2022-03-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-08
change-person-director-company-with-change-date
officers · CH01
2022-02-10
confirmation-statement-with-updates
confirmation-statement · CS01
2021-04-09