A. & E. G. HEADING LIMITED
🌳Matureactive
00520618 · ltd · incorporated 1953-06-15
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Growing of cereals (except rice), leguminous crops and oil seeds
Sector: Agriculture, forestry & fishing
Investor take
PursueActive trading company with a 86-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 86). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
36 live charges · 5 lenders · oldest 50.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 50.2 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
36 charges (36/36 with lender, 36/36 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 4 with DOB)
86
Ownership & PSC
3 active PSC(s) of 5 total, 5 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
177 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Average employees | 22 | 2100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (94 events)Click to expand
- 2025-12-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-12-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-12-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-10-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-10📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-10-10📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-25🔒Charge registered #36Lender: Clydesdale Bank PLC (Trading as Virgin Money)
- 2024-02-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-02-22🔓Charge satisfied #32
- 2024-02-22🔓Charge satisfied #30
- 2024-02-22🔓Charge satisfied #29
- 2024-02-22🔓Charge satisfied #28
- 2024-02-22🔓Charge satisfied #27
- 2024-02-22🔓Charge satisfied #26
- 2024-02-22🔓Charge satisfied #25
- 2024-02-22🔓Charge satisfied #24
- 2024-02-22🔓Charge satisfied #23
- 2024-02-22🔓Charge satisfied #21
- 2024-02-22🔓Charge satisfied #20
- 2024-02-22🔓Charge satisfied #19
- 2024-02-22🔓Charge satisfied #18
- 2024-02-22🔓Charge satisfied #17
- 2024-02-22🔓Charge satisfied #16
- 2024-02-22🔓Charge satisfied #15
- 2024-02-22🔓Charge satisfied #14
- 2024-02-22🔓Charge satisfied #13
- 2024-02-22🔓Charge satisfied #12
- 2024-02-22🔓Charge satisfied #11
- 2024-02-22🔓Charge satisfied #10
- 2024-02-22🔓Charge satisfied #9
- 2024-02-22🔓Charge satisfied #8
- 2024-02-22🔓Charge satisfied #7
- 2024-02-22🔓Charge satisfied #6
- 2024-02-22🔓Charge satisfied #5
Showing most recent 50 of 94 events
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "HEADING" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 86 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 86 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 73 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Birketts Trust Corporation Limited holds 25-50% — a significant corporate investor but not a controlling parent.
🏛️
Birketts Trust Corporation Limited
Corporate parent
⬇
A. & E. G. HEADING LIMITED
This company · 00520618
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Elisabeth Breton Heading Individual · British · DOB 10/1939 · age 87 | 25–50% | 25–50% | 25-50% shares · 25-50% voting · trust interest | 24/11/2025 |
Birketts Trust Corporation Limited Corporate entity | — | 25–50% | 25-50% voting · trust interest | 24/11/2025 |
Mr John Edwin Heading Individual · British · DOB 11/1940 · age 86 | 25–50% | 25–50% | 25-50% shares · 25-50% voting · trust interest | 06/04/2016 |
2 historic (ceased) PSCs
- The Executors Of Mrs Ann Heading (Deceased)ceased 07/10/2024· 25-50% shares · 25-50% voting
- Henry James Headingceased 08/01/2019· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · IP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ARCHAEAN LTD→ 15148537 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AURORA SHIHTZU LTD→ 17112927 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AVANTUS MARKETING SERVICES UK LIMITED→ 14926364 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AWARD SPRAY SERVICES LIMITED→ 04551625 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| AYA FARMING LIMITED→ 12722748 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| B H GRAIN & STORAGE LTD→ 16630267 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| B.ENGLISH & SON LIMITED→ 00721911 · est 1962 · no financials extracted | — | — | — | — | 63y | — | — |
| B.L.MITCHAM & SON LIMITED→ 00515410 · est 1953 · no financials extracted | — | — | — | — | 73y | — | — |
| BACONS ENTERPRISE LTD→ 16250934 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BACTON PIGS LIMITED→ 01247453 · est 1976 · no financials extracted | — | — | — | — | 50y | — | — |
| BADDELEY FARMS LIMITED→ 00742405 · est 1962 · no financials extracted | — | — | — | — | 63y | — | — |
| BALLINGDON CAPITAL LIMITED→ 09495993 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1953-06-15
Jurisdictionengland-wales
Primary SIC01110 — Growing of cereals (except rice), leguminous crops and oil seeds
Registered office
Greenwood House
Greenwood Court
Bury St Edmunds
Suffolk
IP32 7GY
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-09-18
Last: 2025-09-04
Officers (3 active · 2 resigned)
Active
Active
HEADING, Marc Edwin→
Activedirector · ~61y · appointed 1994-01-01
View their other companies + combined net worth →
HEADING, Dorothy Edna→
Resigneddirector · ~111y · resigned 2007-11-13
HEADING, Henry James→
Resigneddirector · ~84y · resigned 2017-02-12
Click a director name to see their full track record across all companies.
Mortgages & charges
36
Total charges
5
Outstanding
2
Active lenders
Status:Lender:36 of 36 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Virgin Money) | A registered charge | 9 properties | 25/04/2024 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Virgin Money) | A registered charge | 1 property | 16/02/2024 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Virgin Money) | A registered charge | 1 property | 16/02/2024 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Virgin Money) | A registered charge | 1 property | 16/02/2024 | — | |
| satisfied | The Agricultural Mortgage Corporation The Agricultural Mortgage Corporation PLC | A registered charge | 1 property | 17/06/2022 | 22/02/2024 | |
| outstanding | The Agricultural Mortgage Corporation (Cn: 00234742) The Agricultural Mortgage Corporation PLC (Cn: 00234742) | A registered charge | 1 property | 11/11/2020 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 11/11/2020 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 11/11/2020 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 11/11/2020 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 11/11/2020 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 11/11/2020 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 24/09/2020 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 24/09/2020 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 24/09/2020 | 22/02/2024 | |
| satisfied | Folk Nominee Folk Nominee Limited | A registered charge | 1 property | 19/08/2019 | 20/06/2022 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 06/11/2001 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 05/11/2001 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage | 1 property | 21/08/2001 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 06/02/2001 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 20/03/2000 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 20/03/2000 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 15/03/2000 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 03/12/1999 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 06/05/1993 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 06/05/1993 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 06/05/1993 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 06/05/1993 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 06/05/1993 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 06/05/1993 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 06/05/1993 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 06/05/1993 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 06/05/1993 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 06/05/1993 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 27/02/1990 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 16/12/1982 | 22/02/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Memorandum of deposit | 1 property | 06/04/1976 | 22/02/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (177 total)
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-12-12
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-12-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-10
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-10-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-10
change-person-secretary-company-with-change-date
officers · CH03
2025-10-10
change-person-director-company-with-change-date
officers · CH01
2025-10-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-02-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-02-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-02-27