TOWN AND COUNTY FACTORS LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 72/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).
Refinance opportunity
8 live charges · 8 lenders · oldest 47.7y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 47.7 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
Corporate timeline (113 events)Click to expand
- 2025-09-19📄accounts-with-accounts-type-fullaccounts · AA
- 2025-05-15📄accounts-with-accounts-type-fullaccounts · AA
- 2024-11-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-18➕HADDOW, Sara Kiew appointeddirector
- 2024-11-18➕MORGAN, Benjamin William Edward appointeddirector
- 2024-11-18➖SUTTERS, Charles Alexander resigneddirector
- 2024-11-18➖WOOD, Robert Matthew resigneddirector
- 2024-01-18📄change-corporate-secretary-company-with-change-dateofficers · CH04
- 2024-01-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-10-11📄accounts-with-accounts-type-fullaccounts · AA
- 2023-07-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-07-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-10-07📄accounts-with-accounts-type-fullaccounts · AA
- 2022-09-30📄change-person-director-company-with-change-dateofficers · CH01
- 2022-01-05📄accounts-with-accounts-type-fullaccounts · AA
- 2020-12-03📄accounts-with-accounts-type-fullaccounts · AA
- 2020-02-03📄accounts-with-accounts-type-fullaccounts · AA
- 2019-12-11📄gazette-filings-brought-up-to-dategazette · DISS40
- 2019-12-10📄gazette-notice-compulsorygazette · GAZ1
- 2018-06-04➖BEARDSELL, Lindsay Claire resigneddirector
- 2018-04-16➕BEARDSELL, Lindsay Claire appointeddirector
- 2018-04-16➖MASON, Geoffrey Keith Howard resigneddirector
- 2017-12-12➖PARMAR, Vinod resigneddirector
- 2017-01-05➕SUTTERS, Charles Alexander appointeddirector
- 2017-01-03➕WOOD, Robert Matthew appointeddirector
- 2016-12-30➖TURNER, Philip Haydn resigneddirector
- 2016-12-30➖WILSON, Andrew James resigneddirector
- 2016-07-15➖BUSHNELL, Adrian John resigneddirector
- 2016-07-15➕MASON, Geoffrey Keith Howard appointeddirector
- 2014-04-18➖ADELMAN, Jonathan Mark resigneddirector
- 2014-04-18➕BUSHNELL, Adrian John appointeddirector
- 2013-05-01➕TURNER, Philip Haydn appointeddirector
- 2012-06-01➕ADELMAN, Jonathan Mark appointeddirector
- 2012-05-31➖NOBLE, Michael Jeremy resigneddirector
- 2009-03-16➖BATY, John Clifford resigneddirector
- 2009-03-16➕WILSON, Andrew James appointeddirector
- 2008-07-30➖ROSS, Alan Spencer resigneddirector
- 2007-08-31➖BARKER, Brian Geoffrey resigneddirector
- 2007-08-31➕PARMAR, Vinod appointeddirector
- 2006-03-09➕ROSS, Alan Spencer appointeddirector
- 2006-02-23➖HASDELL, Simon resigneddirector
- 2006-02-23➖HUMPHREYS, Stephen resigneddirector
- 2006-02-23➖JAMES, Paul Frederick resigneddirector
- 2006-02-23➖KLEIN, Jacobus resigneddirector
- 2006-02-23➖NIELSEN, Kim resigneddirector
- 2006-02-23➖SCULLIN, Robert John resigneddirector
- 2005-08-08➕HASDELL, Simon appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Ladbrokes Coral Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ladbrokes Coral Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · E postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 4WILLOW & CO LTD→ 17061935 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 5 STARS CLEANING CO (SERVICES) LIMITED→ 15186610 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 53 DEGREES CAPITAL LIMITED→ 12268813 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 5M SAFETY AND SECURITY SERVICES LIMITED→ 13771564 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 61362 LIMITED→ 08648349 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| 615 LIMITED→ 12333254 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 67A ERSKINE ROAD RTM COMPANY LIMITED→ 08269128 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| 68 & TRANG LTD→ 10589411 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 7 KILLOWEN ROAD LIMITED→ 12847976 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 7 SEVYNN LTD→ 16782305 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 7 TO 7 CLEANING AND RECRUITMENT LTD→ 15827250 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 70 SOUTHBOROUGH ROAD (FLAT MANAGEMENT) COMPANY LIMITED→ 04033590 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 43 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Svenska Handelsbanken | Assignment of charterline | 1 property | 08/06/1984 | 12/05/1990 | |
| outstanding | Lear Pictures and Perenchio Pictures (Trading as Embassy Pictures) Lear Pictures Inc and Perenchio Pictures Inc (Trading as Embassy Pictures) | Sub-charge | 2 properties | 06/05/1983 | — | |
| outstanding | Three Pictures Corporaton | Charge | 2 properties | 18/08/1982 | — | |
| outstanding | Elstree Elstree Limited | Charge | 2 properties | 05/11/1981 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland Limited | Deed of charge | 1 property | 13/03/1981 | 24/02/1990 | |
| satisfied | Carolina Bank Carolina Bank Limited | Standarrd security registered at sasines 5/8/80 | 1 property | 21/12/1979 | 25/07/2003 | |
| satisfied | Carolina Bank Carolina Bank LTD | Deed of charge | 1 property | 21/12/1979 | 24/02/1990 | |
| satisfied | Carolina Leasing Carolina Leasing LTD | Deed | 1 property | 06/09/1978 | 25/07/2003 |