A.G. MARSHALL LIMITED
🌳Matureactive
00536886 · ltd · incorporated 1954-08-13
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 63.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
£-905
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pass (distressed without resilience)Active trading company. Family succession underway — not a classic acquisition target.
Opportunity 82/100 (exceptional), bankability 85/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 63.9y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 63.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 5 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
99 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £905
Net assets shrinking
Down £11,062 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£905
↓ 109% YoY
Current Assets
£8k
↑ 35% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Total assets | £-905 | £10.2k |
| Current assets | £7.9k | £5.9k |
| Net assets | £-905 | £10.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-05-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-05-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-03-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-02-01➕KESTLE, Hannah Sophie Georgina appointeddirector
- 2022-12-02➖KESTLE, Guy Marshall resigneddirector
- 2022-09-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-09-28🔓Charge satisfied #1
- 2021-09-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-09-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-09-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-09-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2005-09-10➕KESTLE, Jane Elizabeth appointeddirector
- 2005-09-10➕KESTLE, Guy Marshall appointeddirector
- 2005-09-10➖MARSHALL, Adolphus George resigneddirector
- 1997-11-14➕KESTLE, Jane Elizabeth appointedsecretary
- 1996-09-29➖MARSHALL, Constance Mary resignedsecretary
- 1996-09-29➖MARSHALL, Constance Mary resigneddirector
- 1962-08-16🔒Charge registered #1Lender: National Provincial Bank LTD
- 1954-08-13🏢Company incorporatedAs A.G. MARSHALL LIMITED
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 84 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFamily succession underway: Not a takeover target — KESTLE, Hannah Sophie Georgina (same surname) appointed 2023-02-01. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 72 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Jane Elizabeth Kestle Individual · British · DOB 12/1942 · age 84 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| A & E PLUMBING LTD→ 11925851 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| A GAS ENGINEER LIMITED→ 14192784 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
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| A HILTON CONSULTANCY LTD→ 10539500 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| A&D INSTALLATIONS LIMITED→ 15758716 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABOUT BUILDING CONSTRUCTION LTD→ 16232741 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABSOLUTE FLOORING (SOUTH WEST) LIMITED→ 07143094 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| ABSOLUTE PLUMBING AND HEATING SW LTD→ 15889155 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACCOMPLISHED PLUMBING & BATHROOMS LIMITED→ 15441461 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ACD ELECTRICAL GREEN-TECH LIMITED→ 14123564 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACE DOUBLE GLAZING LTD→ 08367506 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ACGROAD LTD→ 14202745 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1954-08-13
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
4 Tregarne Terrace
St. Austell
Cornwall
PL25 4BE
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-11-26
Last: 2025-11-12
Officers (3 active · 4 resigned)
KESTLE, Jane Elizabeth→
Activesecretary · appointed 1997-11-14
View their other companies + combined net worth →
KESTLE, Hannah Sophie Georgina→
Activedirector · ~45y · appointed 2023-02-01
View their other companies + combined net worth →
KESTLE, Jane Elizabeth→
Activedirector · ~84y · appointed 2005-09-10
View their other companies + combined net worth →
MARSHALL, Constance Mary→
Resignedsecretary · resigned 1996-09-29
KESTLE, Guy Marshall→
Resigneddirector · ~58y · appointed 2005-09-10 · resigned 2022-12-02
MARSHALL, Adolphus George→
Resigneddirector · ~112y · resigned 2005-09-10
MARSHALL, Constance Mary→
Resigneddirector · ~112y · resigned 1996-09-29
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Provincial Bank National Provincial Bank LTD | Mortgage and general charge | 1 property | 16/08/1962 | 28/09/2022 |
Recent filings (99 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-05-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-12
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-27
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-20
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-05
appoint-person-director-company-with-name-date
officers · AP01
2023-03-13
termination-director-company-with-name-termination-date
officers · TM01
2023-03-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-21
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-28
mortgage-satisfy-charge-full
mortgage · MR04
2022-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-24
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-23