ANDREWS PENSION TRUST LIMITED
🌳Matureactive
00537669 · ltd · incorporated 1954-09-03
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 61.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£100
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (50/100).
🏦
Refinance opportunity
1 live charge · oldest 61.7y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 61.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
31 officers (3 active, 31 linked, 28 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
163 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £100
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£100
~ YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £100 | £100 |
| Net assets | £100 | £100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (73 events)Click to expand
- 2025-08-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-07-25📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-25📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-25📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-06-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-02-14➖HOWARD, Carl Frederick resigneddirector
- 2024-02-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-02📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-02-01➕POOLE, Jonathan Richard appointedsecretary
- 2024-02-01➕POOLE, Jonathan Richard appointeddirector
- 2024-02-01➖GUNYON, Steven resignedsecretary
- 2024-02-01➖GUNYON, Steven Leslie resigneddirector
- 2024-02-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-01📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-01-18📄change-person-director-company-with-change-dateofficers · CH01
- 2023-08-08➕CHEETHAM, Simon Ainsley appointeddirector
- 2023-08-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-26➕GUNYON, Steven appointedsecretary
- 2023-06-26➖LAW, Andrew Alexander resignedsecretary
- 2023-06-26📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-06-26📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-06-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-10-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-10-13➖WESTGATE, David Edward resigneddirector
- 2022-10-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-10-01➕HOWARD, Carl Frederick appointeddirector
- 2022-07-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-03-31➖BUMFORD, Paul George resigneddirector
- 2022-02-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-01-16➕GUNYON, Steven Leslie appointeddirector
- 2020-09-30➖RICHARDS, Dawn resigneddirector
- 2019-06-20➕RICHARDS, Dawn appointeddirector
- 2019-02-28➖WRIGHT, Nicholas Kenneth resigneddirector
- 2018-04-23➕BUMFORD, Paul George appointeddirector
- 2018-03-31➖CHAPMAN, Christopher Bernard resigneddirector
- 2017-01-01➕WESTGATE, David Edward appointeddirector
- 2016-12-31➖ROBSON, Michael resigneddirector
- 2008-08-28➖CHILVER, John Decele resigneddirector
- 2008-08-28➖GREETHAM, Andrew William resigneddirector
- 2008-08-28➖JEFFREYS, Florence Jennifer resigneddirector
- 2008-08-28➖MILLER, Neil James resigneddirector
- 2008-08-28➖PEARCE-THOMAS, Richard resigneddirector
- 2008-08-28➖TONGUE, Adrian Philip resigneddirector
- 2008-08-28➖VINCENT, Peter Edward resigneddirector
- 2008-08-28➖YATES, Ian Gary resigneddirector
- 2008-08-20➖WHITE, Alexander Peter Kenneth Victor resigneddirector
- 2006-09-07➕YATES, Ian Gary appointeddirector
Showing most recent 50 of 73 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Andrews & Partners Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Andrews & Partners Limited
Corporate parent · holds 75-100% shares · board control
⬇
ANDREWS PENSION TRUST LIMITED
This company · 00537669
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Andrews & Partners Limited Corporate entity | 75–100% | 75–100% | board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence · trust interest | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALMA VALE WEALTH MANAGEMENT LIMITED→ 08698932 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ALTON WEALTH MANAGEMENT LIMITED→ 10881706 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AMCOR HOLDING 2023 UK TRUSTEE COMPANY LIMITED→ 15104425 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AMOL LIFE LTD→ 15571430 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AMPLAN LIMITED→ 07620677 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ANDERSON MORTGAGES LTD→ 09600078 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ANDREW SHAW LIMITED→ 06317941 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ANDREWS MORTGAGE SOLUTIONS LTD→ 13850372 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ANGEL INVESTORS BRISTOL LIMITED→ 14946960 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANT WORLDWIDE LTD→ 15192888 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| APEX INSURANCE BROKERS LIMITED→ 07014570 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| APEX LEGAL RISKS LIMITED→ 08527439 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1954-09-03
Jurisdictionengland-wales
Primary SIC65300 — Pension funding
Registered office
42b High Street
Keynsham
Bristol
BS31 1DX
England
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-01-28
Last: 2026-01-14
Officers (3 active · 28 resigned)
POOLE, Jonathan Richard→
Activesecretary · appointed 2024-02-01
View their other companies + combined net worth →
CHEETHAM, Simon Ainsley→
Activedirector · ~53y · appointed 2023-08-08
View their other companies + combined net worth →
POOLE, Jonathan Richard→
Activedirector · ~41y · appointed 2024-02-01
View their other companies + combined net worth →
GUNYON, Steven→
Resignedsecretary · appointed 2023-06-26 · resigned 2024-02-01
LAW, Andrew Alexander→
Resignedsecretary · resigned 2023-06-26
BECKWITH, Michael Christopher→
Resigneddirector · ~82y · resigned 2000-05-14
BRIDGLAND, Jonathan Andrew→
Resigneddirector · ~71y · resigned 2000-11-25
BUMFORD, Paul George→
Resigneddirector · ~70y · appointed 2018-04-23 · resigned 2022-03-31
CHAPMAN, Christopher Bernard→
Resigneddirector · ~72y · appointed 1997-12-05 · resigned 2018-03-31
CHILVER, John Decele→
Resigneddirector · ~89y · appointed 2000-11-15 · resigned 2008-08-28
DOW, Amanda→
Resigneddirector · ~52y · appointed 2002-12-05 · resigned 2006-06-07
FAULKNER, Charles Hugh Branston→
Resigneddirector · ~110y · resigned 1997-04-06
GREETHAM, Andrew William→
Resigneddirector · ~68y · appointed 2001-02-07 · resigned 2008-08-28
GUNYON, Steven Leslie→
Resigneddirector · ~71y · appointed 2022-01-16 · resigned 2024-02-01
HEATH, Janet Lesley→
Resigneddirector · ~60y · appointed 1998-11-12 · resigned 2002-06-30
HOWARD, Carl Frederick→
Resigneddirector · ~54y · appointed 2022-10-01 · resigned 2024-02-14
JEFFREYS, Florence Jennifer→
Resigneddirector · ~70y · appointed 1997-12-05 · resigned 2008-08-28
LEES, Roger Frederick→
Resigneddirector · ~84y · resigned 1995-03-01
MARTIN, Stasha→
Resigneddirector · ~80y · appointed 1997-02-17 · resigned 2004-03-05
MILLER, Neil James→
Resigneddirector · ~66y · appointed 1997-02-17 · resigned 2008-08-28
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Leicester Permanent Building Society | Mortgage | 1 property | 15/09/1964 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (163 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-19
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-07-25
change-person-director-company-with-change-date
officers · CH01
2024-07-25
change-person-director-company-with-change-date
officers · CH01
2024-07-25
change-person-secretary-company-with-change-date
officers · CH03
2024-07-25
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-05-15
termination-director-company-with-name-termination-date
officers · TM01
2024-02-14
termination-secretary-company-with-name-termination-date
officers · TM02
2024-02-02
termination-director-company-with-name-termination-date
officers · TM01
2024-02-01
appoint-person-director-company-with-name-date
officers · AP01
2024-02-01
appoint-person-secretary-company-with-name-date
officers · AP03
2024-02-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-18