C.LUMLEY & SONS LIMITED

🌳Matureactive

00543469 · ltd · incorporated 1955-01-19

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Apr 2025

Net worth

—

book net assets

Opportunity

82/100

Exceptional

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What this business does

Primary activity: SIC 01500

Sector: Agriculture, forestry & fishing

Investor take

Pursue

Active trading company with a 72-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 67/100. Strong seller-intent signal (63/100, director aged 72). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · 3 lenders · oldest 44.5y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 44.5 years old — likely at or near maturity.
· 3 lenders named — inter-creditor friction likely.
· Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

7 officers (4 active, 7 linked, 5 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

1 connected companies via shared directors

Filing history

96 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-04-05	2024-04-05
Average employees	2	200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (28 events)Click to expand

2026-01-05
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-01
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-11-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-11-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2018-10-17
➕
LUMLEY, Anne Margaret Mary appointed
director
2017-12-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2016-11-07
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-03-03
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2016-01-27
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-03-27
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-10-14
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2001-10-19
🔒
Charge registered #3
Lender: Hsbc Bank PLC
2001-08-18
➕
LUMLEY, Elizabeth Susan Margaret appointed
director
2001-08-18
➖
LUMLEY, John Benjamin Noel resigned
director
1998-05-15
➖
LUMLEY, Margaret resigned
director
1998-05-11
➕
LUMLEY, David Christopher appointed
director
1996-04-24
➕
LUMLEY, David Christopher appointed
secretary
1996-04-24
➖
LUMLEY, Margaret resigned
secretary
1993-12-03
🔓
Charge satisfied #1
1993-07-27
🔒
Charge registered #2
Lender: Midland Bank PLC
1993-07-01
➕
LUMLEY, Margaret appointed
director
1982-01-19
🔒
Charge registered #1
Lender: Barclays Bank PLC
1955-01-19
🏢
Company incorporated
As C.LUMLEY & SONS LIMITED

Owner dependency

98/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Founder name in company name: Company name contains director surname "LUMLEY" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 72 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 71 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr David Christopher Lumley Individual · British · DOB 01/1960 · age 66	75–100%	—	75-100% shares	31/12/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Agriculture · YO postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
BETH NORMANDALE LTD→ 15107645 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
BRIDGE FARM YORKSHIRE LIMITED→ 14244525 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
BRUNSWICK ORGANIC NURSERIES LIMITED→ 02667067 · est 1991 · no financials extracted	—	—	—	—	34y	—	—
C & K WOOD (U.K.) LIMITED→ 04252828 · est 2001 · no financials extracted	—	—	—	—	24y	—	—
C & M DENNESS LIMITED→ 04342784 · est 2001 · no financials extracted	—	—	—	—	24y	—	—
C J ELCOCK LIMITED→ 11158474 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
C.C. JENKINSON & CO. LIMITED→ 01150717 · est 1973 · no financials extracted	—	—	—	—	52y	—	—
CARBON NEUTRAL SOLUTIONS LIMITED→ 05934957 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
CARING4CRITTERS CIC→ 15182580 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
CARLTON CONTRACTING SERVICES LIMITED→ 03522695 · est 1998 · no financials extracted	—	—	—	—	28y	—	—
CARPVALE FISHERIES (NO.1) LTD→ 13659467 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
CARR HOUSE FARM LIMITED→ 05199280 · est 2004 · no financials extracted	—	—	—	—	21y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1955-01-19

Jurisdictionengland-wales

Primary SIC01500 — SIC 01500

Registered office

Manor Farm

East Heslerton

Malton

Yorks

YO17 8RN

Filing status

Accounts

Next due: 2027-01-05

Last made up to: 2025-04-05

Confirmation statement

Next due: 2027-02-06

Last: 2026-01-23

Officers (4 active · 3 resigned)

LUMLEY, David Christopher→

secretary · appointed 1996-04-24

View their other companies + combined net worth →

Active

LUMLEY, Anne Margaret Mary→

director · ~35y · appointed 2018-10-17

View their other companies + combined net worth →

Active

LUMLEY, David Christopher→

director · ~66y · appointed 1998-05-11

View their other companies + combined net worth →

Active

LUMLEY, Elizabeth Susan Margaret→

director · ~72y · appointed 2001-08-18

View their other companies + combined net worth →

Active

LUMLEY, Margaret→

secretary · resigned 1996-04-24

Resigned

LUMLEY, John Benjamin Noel→

director · ~103y · resigned 2001-08-18

Resigned

LUMLEY, Margaret→

director · ~101y · appointed 1993-07-01 · resigned 1998-05-15

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:3 of 3 shown

		Type	Properties
outstanding	HSBC Hsbc Bank PLC	Debenture	1 property	19/10/2001	—
outstanding	Midland Bank Midland Bank PLC	Fixed and floating charge	1 property	27/07/1993	—
satisfied	Barclays Barclays Bank PLC	Debenture	1 property	19/01/1982	03/12/1993

Click column headers to sort. Use filters above to narrow by status and lender.