NUFFIELD HEALTH

🌳Matureactive
00576970 · private-limited-guarant-nsc-limited-exemption · incorporated 1957-01-14
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
70/100
Strong
🔔
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What this business does
Primary activity: Other human health activities
Sector: Human health & social work
Investor take
Pursue
Active trading company with a 73-year-old founder — textbook succession opportunity.

Opportunity 70/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 73). Biggest value-creation lever: Consolidate lender relationships. 18 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).

🏦

Refinance opportunity

86 live charges · 18 lenders · oldest 47.1y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 47.1 years old — likely at or near maturity.
  • · 18 lenders named — inter-creditor friction likely.
  • · Legal-friction score 63/100 (high).

Data confidence

Overall: low (49/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
86 charges (86/86 with lender, 86/86 with type)
90
Directors & officers
55 officers (10 active, 55 linked, 45 with DOB)
86
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
2 connected companies via shared directors
51
Filing history
378 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • 1 confirmation-statement
  • 1 mortgage
Last 180 days
3
filings
  • 1 confirmation-statement
  • 1 mortgage
  • 1 officers
Counts from Companies House filing history.
Corporate timeline (272 events)Click to expand
  1. 2026-05-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2026-05-07
    🔒
    Charge registered #86
    Lender: National Westminster Bank PLC (As Security Trustee for the Beneficiaries)
  3. 2026-01-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2026-01-01
    BARRELL, Sam, Dr appointed
    director
  5. 2025-11-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2025-11-26
    DODD, Dominic appointed
    director
  7. 2025-08-07
    📄
    accounts-with-accounts-type-group
    accounts · AA
  8. 2025-08-04
    📄
    resolution
    resolution · RESOLUTIONS
  9. 2025-08-04
    📄
    memorandum-articles
    incorporation · MA
  10. 2025-07-31
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2025-07-31
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2025-07-30
    BAJWA, Junaid Azmat, Dr resigned
    director
  13. 2025-07-30
    MASLIN, Stephen resigned
    director
  14. 2025-06-08
    📍
    change-sail-address-company-with-new-address
    address · AD02
  15. 2024-09-24
    📄
    accounts-with-accounts-type-group
    accounts · AA
  16. 2024-08-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2024-07-31
    SACHDEV, Nilesh resigned
    director
  18. 2023-09-20
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2023-09-01
    WHITWORTH, Karen Tracy appointed
    director
  20. 2023-08-03
    📄
    accounts-with-accounts-type-group
    accounts · AA
  21. 2023-07-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  22. 2023-07-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  23. 2023-07-27
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  24. 2023-07-27
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  25. 2023-07-26
    KILLEN, Tracey Anne appointed
    director
  26. 2023-07-26
    ROCHFORD, Lee appointed
    director
  27. 2023-07-26
    BRYANT, Martin Warwick resigned
    director
  28. 2023-07-26
    LISTER, David William resigned
    director
  29. 2022-12-01
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  30. 2022-12-01
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  31. 2022-11-30
    THOMSON, Iben appointed
    secretary
  32. 2022-11-30
    NEWMAN, Toby resigned
    secretary
  33. 2022-11-12
    📄
    mortgage-charge-whole-release-with-charge-number
    mortgage · MR05
  34. 2022-11-12
    📄
    mortgage-charge-whole-release-with-charge-number
    mortgage · MR05
  35. 2022-10-18
    ROBB, Elizabeth Jane appointed
    director
  36. 2022-10-18
    ADEBOWALE, Victor Olufemi, Lord resigned
    director
  37. 2022-10-18
    HOMER, Linda Margaret, Dame resigned
    director
  38. 2022-09-23
    🔒
    Charge registered #85
    Lender: National Westminster Bank PLC (As Security Trustee for the Beneficiaries)
  39. 2021-10-01
    STANSFELD, Mark Andrew appointed
    director
  40. 2021-09-29
    BAJWA, Junaid Azmat, Dr appointed
    director
  41. 2020-10-23
    🔒
    Charge registered #84
    Lender: Natwest Markets PLC (In Its Capacity as Security Trustee for the Beneficiaries)
  42. 2020-08-04
    🔒
    Charge registered #83
    Lender: Natwest Markets PLC (As Security Trustee)
  43. 2020-07-27
    🔒
    Charge registered #82
    Lender: Natwest Markets PLC (As Security Trustee for the Beneficiaries)
  44. 2020-07-10
    🔓
    Charge satisfied #76
  45. 2020-06-30
    HARDY, Russell Stephen Mons resigned
    director
  46. 2019-06-26
    ADEBOWALE, Victor Olufemi, Lord appointed
    director
  47. 2019-06-26
    DRISCOLL, Fiona Elizabeth resigned
    director
  48. 2019-06-26
    MCCRACKEN, Philip Guy resigned
    director
  49. 2019-02-01
    HOMER, Linda Margaret, Dame appointed
    director
  50. 2018-11-23
    SACHDEV, Nilesh appointed
    director
Showing most recent 50 of 272 events

Owner dependency

55/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -9 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 73 — succession pressure is live.

Succession & seller-readiness

60/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.

Red flags

2 med · 1 low
2 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: BAJWA, Junaid Azmat, Dr resigned 2025-07-30; MASLIN, Stephen resigned 2025-07-30

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

12 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated1957-01-14
Jurisdictionengland-wales
Primary SIC86900 — Other human health activities

Registered office

Epsom Gateway
Ashley Avenue
Epsom
Surrey
KT18 5AL

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-23
Last: 2026-05-09

Officers (10 active · 45 resigned)

THOMSON, Iben
secretary · appointed 2022-11-30
View their other companies + combined net worth →
Active
BARRELL, Sam, Dr
director · ~58y · appointed 2026-01-01
View their other companies + combined net worth →
Active
DODD, Dominic
director · ~59y · appointed 2025-11-26
View their other companies + combined net worth →
Active
FIGGIS, Patrick Adam Fernesley
director · ~69y · appointed 2018-06-27
View their other companies + combined net worth →
Active
KILLEN, Tracey Anne
director · ~65y · appointed 2023-07-26
View their other companies + combined net worth →
Active
MACDONALD, Natalie-Jane Anne, Dr
director · ~64y · appointed 2017-01-27
View their other companies + combined net worth →
Active
ROBB, Elizabeth Jane
director · ~73y · appointed 2022-10-18
View their other companies + combined net worth →
Active
ROCHFORD, Lee
director · ~59y · appointed 2023-07-26
View their other companies + combined net worth →
Active
STANSFELD, Mark Andrew
director · ~66y · appointed 2021-10-01
View their other companies + combined net worth →
Active
WHITWORTH, Karen Tracy
director · ~57y · appointed 2023-09-01
View their other companies + combined net worth →
Active
BLAZEY, Jennifer Anne
secretary · appointed 2000-06-01 · resigned 2001-05-10
Resigned
BRIERLEY, Richard Paul
secretary · appointed 2001-05-10 · resigned 2002-01-04
Resigned
HOLBEN, David George
secretary · appointed 2005-04-26 · resigned 2011-09-01
Resigned
HOLMES, Olivia Jacqueline
secretary · appointed 2002-01-05 · resigned 2002-05-24
Resigned
JONES, John Edward
secretary · appointed 2004-07-30 · resigned 2005-04-01
Resigned
LEADER, Victor Colin
secretary · resigned 2000-06-01
Resigned
NEWMAN, Toby
secretary · appointed 2017-02-28 · resigned 2022-11-30
Resigned
SPEVACK, Tracey Jane
secretary · appointed 2002-05-24 · resigned 2004-07-30
Resigned
TALBUTT, Luke, Mr.
secretary · appointed 2011-09-01 · resigned 2017-02-28
Resigned
ADEBOWALE, Victor Olufemi, Lord
director · ~64y · appointed 2019-06-26 · resigned 2022-10-18
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

86
Total charges
12
Outstanding
3
Active lenders
Status:Lender:86 of 86 shown
TypeProperties
outstanding
National Westminster Bank (As Security Trustee for the Beneficiaries)
National Westminster Bank PLC (As Security Trustee for the Beneficiaries)
A registered charge1 property07/05/2026
outstanding
National Westminster Bank (As Security Trustee for the Beneficiaries)
National Westminster Bank PLC (As Security Trustee for the Beneficiaries)
A registered charge1 property23/09/2022
outstanding
NatWest Group
Natwest Markets PLC (In Its Capacity as Security Trustee for the Beneficiaries)
A registered charge1 property23/10/2020
outstanding
NatWest Group
Natwest Markets PLC (As Security Trustee)
A registered charge1 property04/08/2020
outstanding
NatWest Group
Natwest Markets PLC (As Security Trustee for the Beneficiaries)
A registered charge1 property27/07/2020
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC (Acting as Security Trustee for the Beneficiaries)
A registered charge2 properties12/10/2016
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC (As Security Trustee for the Beneficiaries)
A registered charge1 property18/12/2015
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property17/10/2014
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC (In Its Capacity as Security Trustee for the Beneficiaries)
A registered charge1 property07/10/2014
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC as Security Trustee
Standard security executed on the 1 december 20111 property05/12/2011
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC as Security Trustee
Standard security1 property05/12/201110/07/2020
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC (As Security Trustee for the Beneficiaries)
Debenture1 property01/12/2011
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Second debenture2 properties28/02/201104/01/2012
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge over commercial property1 property28/02/201104/01/2012
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Account charge1 property07/08/2009
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Supplemental debenture to a debenture dated 26 september 2002 and2 properties24/07/200929/11/2014
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Charge over securities1 property30/11/200704/03/2008
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC as Trustee for the Beneficiaries
Debenture2 properties26/09/200229/11/2014
satisfied
Lloyds Banking Group
Barclays Bank PLC and the Royal Bank of Scotland PLC
A standard security which was presented for registration in scotland on the 14TH october and1 property25/09/200229/11/2014
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A standard security which was presented for registration in scotland on the 14TH october and1 property25/09/200231/10/2014
satisfied
Barclays
Barclays Bank PLC
Standard security1 property10/01/199508/10/2002
satisfied
Barclays
Barclays Bank PLC
Debenture1 property23/12/199408/10/2002
satisfied
Barclays
Barclays Bank PLC
Legal charge2 properties28/07/199403/07/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property28/02/199424/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property28/02/199424/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property28/02/199424/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property28/02/199424/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property28/02/199424/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property28/02/199424/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property04/01/199425/06/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property04/01/199424/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property04/01/199424/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property04/01/199424/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property29/07/199325/06/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property28/04/199325/06/1996
satisfied
Bupa Investments
Bupa Investments Limited
Legal mortgage3 properties04/07/199025/06/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property04/07/199024/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property04/07/199024/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property04/07/199024/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property04/07/199024/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property04/07/199024/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property04/07/199024/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property04/07/199024/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property04/07/199024/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property04/07/199024/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property21/07/198824/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property21/07/198824/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property21/07/198824/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property21/07/198824/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property21/07/198824/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property21/07/198824/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property21/07/198824/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property21/07/198824/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property21/07/198824/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property21/07/198824/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property21/07/198824/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property21/07/198824/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property21/07/198824/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property21/07/198824/10/1996
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge1 property28/02/198524/10/1996
satisfied
Barclays
Barclays Merchant Bank Limited
Debenture1 property28/02/198525/06/1996
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge1 property28/02/198524/10/1996
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge1 property28/02/198526/07/1994
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge1 property28/02/198526/07/1994
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge1 property28/02/198526/07/1994
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge1 property28/02/198526/07/1994
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge1 property01/05/198424/10/1996
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge1 property01/05/198424/10/1996
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge1 property01/05/198424/10/1996
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge1 property01/05/198424/10/1996
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge1 property01/05/198424/10/1996
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge1 property01/05/198424/10/1996
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge1 property01/05/198424/10/1996
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge1 property01/05/198424/10/1996
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge1 property01/05/198424/10/1996
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge1 property01/05/198424/10/1996
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge1 property01/05/198424/10/1996
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge2 properties01/05/198424/10/1996
satisfied
Barclays
Barclays Merchant Bank Limited
Legal charge1 property01/05/198424/10/1996
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property22/03/198425/06/1996
satisfied
Bupa Investments
Bupa Investments Limited
Charge1 property22/04/198324/10/1996
satisfied
Bupa Investments
Bupa Investments Limited
Supplemental deed1 property21/04/198324/10/1996
satisfied
Weston Provident Association
Weston Provident Association Limited
Legal charge1 property12/04/198328/09/1989
satisfied
The Provident Association for Medical Care .
The Provident Association for Medical Care Limited.
Debenture1 property07/04/198318/06/1990
satisfied
The Provident Association for Medical Care
The Provident Association for Medical Care Limited
Debenture2 properties25/03/198018/06/1990
satisfied
Britannia Building Society
Legal charge2 properties02/05/197911/05/1994
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (378 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-12
appoint-person-director-company-with-name-date
officers · AP01
2026-01-05
appoint-person-director-company-with-name-date
officers · AP01
2025-11-28
accounts-with-accounts-type-group
accounts · AA
2025-08-07
resolution
resolution · RESOLUTIONS
2025-08-04
memorandum-articles
incorporation · MA
2025-08-04
termination-director-company-with-name-termination-date
officers · TM01
2025-07-31
termination-director-company-with-name-termination-date
officers · TM01
2025-07-31
change-sail-address-company-with-new-address
address · AD02
2025-06-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-19
accounts-with-accounts-type-group
accounts · AA
2024-09-24
termination-director-company-with-name-termination-date
officers · TM01
2024-08-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-22
appoint-person-director-company-with-name-date
officers · AP01
2023-09-20