NUFFIELD HEALTH
Opportunity 70/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 73). Biggest value-creation lever: Consolidate lender relationships. 18 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).
Refinance opportunity
86 live charges · 18 lenders · oldest 47.1y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 47.1 years old — likely at or near maturity.
- · 18 lenders named — inter-creditor friction likely.
- · Legal-friction score 63/100 (high).
Data confidence
Overall: low (49/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
- • 1 mortgage
- • 1 confirmation-statement
- • 1 mortgage
- • 1 officers
Corporate timeline (272 events)Click to expand
- 2026-05-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-07🔒Charge registered #86Lender: National Westminster Bank PLC (As Security Trustee for the Beneficiaries)
- 2026-01-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-01➕BARRELL, Sam, Dr appointeddirector
- 2025-11-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-26➕DODD, Dominic appointeddirector
- 2025-08-07📄accounts-with-accounts-type-groupaccounts · AA
- 2025-08-04📄resolutionresolution · RESOLUTIONS
- 2025-08-04📄memorandum-articlesincorporation · MA
- 2025-07-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-30➖BAJWA, Junaid Azmat, Dr resigneddirector
- 2025-07-30➖MASLIN, Stephen resigneddirector
- 2025-06-08📍change-sail-address-company-with-new-addressaddress · AD02
- 2024-09-24📄accounts-with-accounts-type-groupaccounts · AA
- 2024-08-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-31➖SACHDEV, Nilesh resigneddirector
- 2023-09-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-09-01➕WHITWORTH, Karen Tracy appointeddirector
- 2023-08-03📄accounts-with-accounts-type-groupaccounts · AA
- 2023-07-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-07-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-07-26➕KILLEN, Tracey Anne appointeddirector
- 2023-07-26➕ROCHFORD, Lee appointeddirector
- 2023-07-26➖BRYANT, Martin Warwick resigneddirector
- 2023-07-26➖LISTER, David William resigneddirector
- 2022-12-01📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2022-12-01📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-11-30➕THOMSON, Iben appointedsecretary
- 2022-11-30➖NEWMAN, Toby resignedsecretary
- 2022-11-12📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2022-11-12📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2022-10-18➕ROBB, Elizabeth Jane appointeddirector
- 2022-10-18➖ADEBOWALE, Victor Olufemi, Lord resigneddirector
- 2022-10-18➖HOMER, Linda Margaret, Dame resigneddirector
- 2022-09-23🔒Charge registered #85Lender: National Westminster Bank PLC (As Security Trustee for the Beneficiaries)
- 2021-10-01➕STANSFELD, Mark Andrew appointeddirector
- 2021-09-29➕BAJWA, Junaid Azmat, Dr appointeddirector
- 2020-10-23🔒Charge registered #84Lender: Natwest Markets PLC (In Its Capacity as Security Trustee for the Beneficiaries)
- 2020-08-04🔒Charge registered #83Lender: Natwest Markets PLC (As Security Trustee)
- 2020-07-27🔒Charge registered #82Lender: Natwest Markets PLC (As Security Trustee for the Beneficiaries)
- 2020-07-10🔓Charge satisfied #76
- 2020-06-30➖HARDY, Russell Stephen Mons resigneddirector
- 2019-06-26➕ADEBOWALE, Victor Olufemi, Lord appointeddirector
- 2019-06-26➖DRISCOLL, Fiona Elizabeth resigneddirector
- 2019-06-26➖MCCRACKEN, Philip Guy resigneddirector
- 2019-02-01➕HOMER, Linda Margaret, Dame appointeddirector
- 2018-11-23➕SACHDEV, Nilesh appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -9 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 73 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
Red flags
2 med · 1 lowMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: BAJWA, Junaid Azmat, Dr resigned 2025-07-30; MASLIN, Stephen resigned 2025-07-30
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · KT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AFRAMEA CARE LTD→ 16122654 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AGC ANAESTHESIA LTD→ 15152734 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AGE CONCERN KINGSTON UPON THAMES→ 02272550 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| AGILE OCCUPATIONAL HEALTH LTD→ 15322785 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALAYA HEALTH LTD→ 16542352 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALBIN SZOT LTD→ 11886204 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ALDEV MEDICAL LTD→ 13896159 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ALEXANDER FORSTER GARDEN EXCELLENCE LTD→ 09361890 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ALEXANDROPOULOU LTD→ 11961299 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALFA MEDICA LTD→ 08298491 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ALHH LTD→ 13934909 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ALIGNED FOR LIFE LIMITED→ 07493757 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (10 active · 45 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank (As Security Trustee for the Beneficiaries) National Westminster Bank PLC (As Security Trustee for the Beneficiaries) | A registered charge | 1 property | 07/05/2026 | — | |
| outstanding | National Westminster Bank (As Security Trustee for the Beneficiaries) National Westminster Bank PLC (As Security Trustee for the Beneficiaries) | A registered charge | 1 property | 23/09/2022 | — | |
| outstanding | NatWest Group Natwest Markets PLC (In Its Capacity as Security Trustee for the Beneficiaries) | A registered charge | 1 property | 23/10/2020 | — | |
| outstanding | NatWest Group Natwest Markets PLC (As Security Trustee) | A registered charge | 1 property | 04/08/2020 | — | |
| outstanding | NatWest Group Natwest Markets PLC (As Security Trustee for the Beneficiaries) | A registered charge | 1 property | 27/07/2020 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC (Acting as Security Trustee for the Beneficiaries) | A registered charge | 2 properties | 12/10/2016 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC (As Security Trustee for the Beneficiaries) | A registered charge | 1 property | 18/12/2015 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 17/10/2014 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC (In Its Capacity as Security Trustee for the Beneficiaries) | A registered charge | 1 property | 07/10/2014 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC as Security Trustee | Standard security executed on the 1 december 2011 | 1 property | 05/12/2011 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Security Trustee | Standard security | 1 property | 05/12/2011 | 10/07/2020 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC (As Security Trustee for the Beneficiaries) | Debenture | 1 property | 01/12/2011 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Second debenture | 2 properties | 28/02/2011 | 04/01/2012 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge over commercial property | 1 property | 28/02/2011 | 04/01/2012 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Account charge | 1 property | 07/08/2009 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Supplemental debenture to a debenture dated 26 september 2002 and | 2 properties | 24/07/2009 | 29/11/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Charge over securities | 1 property | 30/11/2007 | 04/03/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Trustee for the Beneficiaries | Debenture | 2 properties | 26/09/2002 | 29/11/2014 | |
| satisfied | Lloyds Banking Group Barclays Bank PLC and the Royal Bank of Scotland PLC | A standard security which was presented for registration in scotland on the 14TH october and | 1 property | 25/09/2002 | 29/11/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A standard security which was presented for registration in scotland on the 14TH october and | 1 property | 25/09/2002 | 31/10/2014 | |
| satisfied | Barclays Barclays Bank PLC | Standard security | 1 property | 10/01/1995 | 08/10/2002 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 23/12/1994 | 08/10/2002 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 2 properties | 28/07/1994 | 03/07/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 28/02/1994 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 28/02/1994 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 28/02/1994 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 28/02/1994 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 28/02/1994 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 28/02/1994 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 04/01/1994 | 25/06/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 04/01/1994 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 04/01/1994 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 04/01/1994 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 29/07/1993 | 25/06/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 28/04/1993 | 25/06/1996 | |
| satisfied | Bupa Investments Bupa Investments Limited | Legal mortgage | 3 properties | 04/07/1990 | 25/06/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 04/07/1990 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 04/07/1990 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 04/07/1990 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 04/07/1990 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 04/07/1990 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 04/07/1990 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 04/07/1990 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 04/07/1990 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 04/07/1990 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/07/1988 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/07/1988 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/07/1988 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/07/1988 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/07/1988 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/07/1988 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/07/1988 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/07/1988 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/07/1988 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/07/1988 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/07/1988 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/07/1988 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/07/1988 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/07/1988 | 24/10/1996 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 1 property | 28/02/1985 | 24/10/1996 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Debenture | 1 property | 28/02/1985 | 25/06/1996 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 1 property | 28/02/1985 | 24/10/1996 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 1 property | 28/02/1985 | 26/07/1994 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 1 property | 28/02/1985 | 26/07/1994 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 1 property | 28/02/1985 | 26/07/1994 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 1 property | 28/02/1985 | 26/07/1994 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 1 property | 01/05/1984 | 24/10/1996 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 1 property | 01/05/1984 | 24/10/1996 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 1 property | 01/05/1984 | 24/10/1996 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 1 property | 01/05/1984 | 24/10/1996 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 1 property | 01/05/1984 | 24/10/1996 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 1 property | 01/05/1984 | 24/10/1996 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 1 property | 01/05/1984 | 24/10/1996 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 1 property | 01/05/1984 | 24/10/1996 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 1 property | 01/05/1984 | 24/10/1996 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 1 property | 01/05/1984 | 24/10/1996 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 1 property | 01/05/1984 | 24/10/1996 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 2 properties | 01/05/1984 | 24/10/1996 | |
| satisfied | Barclays Barclays Merchant Bank Limited | Legal charge | 1 property | 01/05/1984 | 24/10/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 22/03/1984 | 25/06/1996 | |
| satisfied | Bupa Investments Bupa Investments Limited | Charge | 1 property | 22/04/1983 | 24/10/1996 | |
| satisfied | Bupa Investments Bupa Investments Limited | Supplemental deed | 1 property | 21/04/1983 | 24/10/1996 | |
| satisfied | Weston Provident Association Weston Provident Association Limited | Legal charge | 1 property | 12/04/1983 | 28/09/1989 | |
| satisfied | The Provident Association for Medical Care . The Provident Association for Medical Care Limited. | Debenture | 1 property | 07/04/1983 | 18/06/1990 | |
| satisfied | The Provident Association for Medical Care The Provident Association for Medical Care Limited | Debenture | 2 properties | 25/03/1980 | 18/06/1990 | |
| satisfied | Britannia Building Society | Legal charge | 2 properties | 02/05/1979 | 11/05/1994 |