BROMHAM HOLDINGS LIMITED

🌳Matureactive

00597906 · ltd · incorporated 1958-01-27

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 52.6y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Sept 2025

Net worth

—

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 78/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

8 live charges · 2 lenders · oldest 52.6y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 52.6 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

8 charges (8/8 with lender, 8/8 with type)

Directors & officers

6 officers (6 active, 6 linked, 5 with DOB)

Ownership & PSC

1 active PSC(s) of 3 total, 3 with control declared

Director network

2 connected companies via shared directors

Filing history

133 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-09-30	2024-09-30
Average employees	500	500

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 confirmation-statement

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (33 events)Click to expand

2026-03-19
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-13
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-05-13
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-05-13
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-01-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-12-01
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-29
➕
CLEVERLEY, Chantay Louise Atlanta appointed
director
2021-12-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-16
📄
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2021-08-16
📄
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2021-08-16
📄
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2021-03-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-02-07
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-08-21
📄
legacy
miscellaneous · RP04CS01
2012-04-02
➕
CLEVERLEY, Julia Elizabeth Jane appointed
director
2012-04-02
➕
CLEVERLEY, Louise Claire Anne appointed
director
1999-07-09
🔓
Charge satisfied #3
1995-12-16
🔓
Charge satisfied #8
1995-12-16
🔓
Charge satisfied #6
1995-12-16
🔓
Charge satisfied #1
1989-08-10
🔓
Charge satisfied #4
1988-11-28
🔒
Charge registered #8
Lender: Lloyds Bank PLC
1988-10-28
🔒
Charge registered #7
Lender: Lloyds Bank PLC
1988-10-03
🔒
Charge registered #6
Lender: Lloyds Bank PLC
1986-07-01
🔒
Charge registered #5
Lender: Lloyds Bank PLC
1981-02-16
🔒
Charge registered #4
Lender: Barclays Bank PLC
1979-12-11
🔒
Charge registered #3
Lender: Lloyds Bank PLC
1973-11-19
🔒
Charge registered #2
Lender: Barclays Bank PLC
1973-11-19
🔒
Charge registered #1
Lender: Barclays Bank PLC
1958-01-27
🏢
Company incorporated
As BROMHAM HOLDINGS LIMITED

Owner dependency

63/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 80 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

43/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFamily succession underway: Not a takeover target — CLEVERLEY, Chantay Louise Atlanta (same surname) appointed 2022-11-29. Pattern consistent with intra-family handover.
primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 14 years.
secondaryStable-but-static management: Company is 68 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Bankside Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Bankside Holdings Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

BROMHAM HOLDINGS LIMITED

This company · 00597906

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Bankside Holdings Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	31/08/2021

2 historic (ceased) PSCs

Mr John William Charles Cleverleyceased 31/08/2021· 50-75% shares · 50-75% voting · board control · significant influence · firm interest
Mrs Angela Marion Cleverleyceased 31/08/2021· 25-50% shares · 25-50% voting · significant influence · firm interest

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · MK postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
BEDFORD MORTGAGE AND FINANCE LIMITED→ 16654251 · est 2025 · no financials extracted	—	—	—	—	—	—	—
BLUE STRIPE SAUCER LTD→ 12671942 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
BOOSST FINANCIAL LIMITED→ 10831070 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
BPHA FINANCE PLC→ 08926923 · est 2014 · no financials extracted	—	—	—	—	12y	—	—
BRIAN N. TOWNLEY AND COMPANY LIMITED→ 01493709 · est 1980 · no financials extracted	—	—	—	—	45y	—	—
BROKER DESK LIMITED→ 13269664 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
BRYCE TRADING LTD→ 14221063 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
BULLERWELL & CO LIMITED→ 04396514 · est 2002 · no financials extracted	—	—	—	—	24y	—	—
BULLERWELL HOLDINGS LTD→ 09962183 · est 2016 · no financials extracted	—	—	—	—	10y	—	—
BUNO CONTRACTING LIMITED→ 15614398 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
BUNTYFERRET INVESTMENTS LIMITED→ 11861564 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
BUSINESS & FINANCE CONSULTANTS LTD→ 11388592 · est 2018 · no financials extracted	—	—	—	—	7y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1958-01-27

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Bankside House The Paddocks

Bromham

Bedford

MK43 8LT

Filing status

Accounts

Next due: 2027-06-30

Last made up to: 2025-09-30

Confirmation statement

Next due: 2027-05-28

Last: 2026-05-14