A. GARDNER (BURY) LIMITED
🌳Matureactive
00614032 · ltd · incorporated 1958-10-31
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 56.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
ALSO REGISTERED FOR
- 70229Management consultancy activities other than financial management
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
12 live charges · oldest 56.0y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 56.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
12 charges (12/12 with lender, 12/12 with type)
90
Directors & officers
5 officers (5 active, 5 linked, 4 with DOB)
86
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
108 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Average employees | 600 | 600 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
- 2025-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-07-27📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2017-07-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-07-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-07-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2016-07-27📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-17📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-07-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-07-07📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2008-07-17➕SNAPE, Christine appointeddirector
- 2008-07-17➕SNAPE, Gail Adrienne appointeddirector
- 1999-08-14🔓Charge satisfied #12
- 1999-08-14🔓Charge satisfied #11
- 1999-08-14🔓Charge satisfied #10
- 1999-08-14🔓Charge satisfied #9
- 1999-08-14🔓Charge satisfied #8
- 1999-08-14🔓Charge satisfied #7
- 1999-08-14🔓Charge satisfied #6
- 1999-08-14🔓Charge satisfied #5
- 1999-03-26🔓Charge satisfied #3
- 1993-01-09🔓Charge satisfied #4
- 1982-06-11🔒Charge registered #12Lender: Barclays Bank PLC
- 1982-04-30🔒Charge registered #11Lender: Barclays Bank PLC
- 1982-04-30🔒Charge registered #10Lender: Barclays Bank PLC
- 1982-04-30🔒Charge registered #9Lender: Barclays Bank PLC
- 1982-04-30🔒Charge registered #8Lender: Barclays Bank PLC
- 1982-04-30🔒Charge registered #7Lender: Barclays Bank PLC
- 1982-04-30🔒Charge registered #6Lender: Barclays Bank PLC
- 1982-04-30🔒Charge registered #5Lender: Barclays Bank PLC
- 1977-09-30🔒Charge registered #4Lender: Barclays Bank PLC
- 1977-01-18🔒Charge registered #3Lender: Barclays Bank PLC
- 1972-05-05🔒Charge registered #2Lender: Barclays Bank PLC
- 1970-07-23🔒Charge registered #1Lender: Barclays Bank PLC
- 1958-10-31🏢Company incorporatedAs A. GARDNER (BURY) LIMITED
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 83 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
78/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 83 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 68 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high · 1 med ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-06-28
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Christopher John Snape Individual · British · DOB 12/1943 · age 83 | 25–50% | — | 25-50% shares | 15/06/2016 |
Mrs Gail Adrienne Snape Individual · British · DOB 12/1960 · age 66 | 25–50% | — | 25-50% shares | 15/06/2016 |
Mrs Christine Snape Individual · British · DOB 08/1946 · age 80 | 25–50% | — | 25-50% shares | 15/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · BL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & G AINSWORTH (PROPERTY) LTD→ 14754111 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AAAZ INVESTMENTS LTD→ 13282442 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ABIGOLD PROPERTY LIMITED→ 15379473 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ACORNWOOD LIMITED→ 14423934 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACR PROPERTIES LIMITED→ 13786284 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACRESDALE ALLEN ST LTD→ 13116861 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ACRESDALE INVESTMENTS LIMITED→ 11249224 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AD INVESTMENTS LTD→ 08436936 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| AD PROPERTY INVESTMENTS LIMITED→ 16960025 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ADAPT PM LIMITED→ 16926201 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADDED DEVELOPMENT LIMITED→ 16417403 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADDERSTONE MANSION MANAGEMENT CO LIMITED→ 03677319 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1958-10-31
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Tower House
269 Walmersley Road
Bury
Lancashire
BL9 6NX
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-06-28OVERDUE
Last: 2025-06-14
Officers (5 active · 0 resigned)
Active
SNAPE, Christine→
Activedirector · ~80y · appointed 2008-07-17
View their other companies + combined net worth →
Active
SNAPE, Gail Adrienne→
Activedirector · ~66y · appointed 2008-07-17
View their other companies + combined net worth →
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
12
Total charges
2
Outstanding
1
Active lenders
Status:Lender:12 of 12 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 11/06/1982 | 14/08/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/04/1982 | 14/08/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/04/1982 | 14/08/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/04/1982 | 14/08/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/04/1982 | 14/08/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/04/1982 | 14/08/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/04/1982 | 14/08/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/04/1982 | 14/08/1999 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/09/1977 | 09/01/1993 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 18/01/1977 | 26/03/1999 | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 05/05/1972 | — | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 23/07/1970 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (108 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-29
confirmation-statement-with-updates
confirmation-statement · CS01
2022-06-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-07-17
confirmation-statement-with-updates
confirmation-statement · CS01
2019-07-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-07-31