R.P.COLMAN & CO;LIMITED
- 46760SIC 46760
- 47789Other retail sale of new goods in specialised stores (other than commercial art galleries and opticians)
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
8 live charges · 6 lenders · oldest 48.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 48.2 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £791.8k | £562.4k |
| Current assets | £2.13M | £1.77M |
| Cash | £35.8k | £83.2k |
| Debtors | £864.9k | £734.8k |
| Net assets | £376.5k | £370.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (44 events)Click to expand
- 2025-09-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-04📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-25🔓Charge satisfied #6
- 2025-03-25🔓Charge satisfied #5
- 2025-03-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-03🔒Charge registered #8Lender: Hsbc Invoice Finance (UK) LTD
- 2025-02-28🔒Charge registered #7Lender: Hsbc UK Bank PLC
- 2024-12-16📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-16📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-16📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-12-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-12📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-12📄change-person-secretary-company-with-change-dateofficers · CH03
- 2023-03-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-03-08🔒Charge registered #6Lender: Lloyds Bank PLC
- 2023-01-04📄capital-name-of-class-of-sharescapital · SH08
- 2022-12-21📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-12-21📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-12-21📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-09-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-30🔓Charge satisfied #4
- 2021-11-29🔒Charge registered #5Lender: Lloyds Bank Commercial Finance LTD
- 2021-11-11🔓Charge satisfied #3
- 2018-12-01➕COLMAN, Joanne Louise appointeddirector
- 2014-09-02🔒Charge registered #4Lender: Lloyds Bank PLC
- 2014-08-28🔓Charge satisfied #1
- 2012-10-01🔒Charge registered #3Lender: Anthony John Colman, Jane Patricia Colman, Robert Peter Colman, William Richard Colman
- 2006-02-10➖DOBSON, Philip Charles resigneddirector
- 2005-04-01➕COLMAN, Robert Peter appointedsecretary
- 2005-04-01➕COLMAN, Robert Peter appointeddirector
- 2005-04-01➖COLMAN, Jane Patricia resignedsecretary
- 2003-04-17🔓Charge satisfied #2
- 2001-01-11➕COLMAN, William Richard appointeddirector
- 1997-10-02➖COLMAN, Russell Parsons resigneddirector
- 1995-07-22➖COLMAN, Beryl Rita May resigneddirector
- 1984-08-21🔒Charge registered #2Lender: Barclays Bank PLC
- 1978-04-18🔒Charge registered #1Lender: Barclays Bank PLC
- 1959-04-02🏢Company incorporatedAs R.P.COLMAN & CO;LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "COLMAN" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 78 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 67 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
R.P. Colman & Co Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
R.P. Colman & Co Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 15/12/2022 |
2 historic (ceased) PSCs
- Mrs Jane Patricia Colmanceased 15/12/2022· 25-50% shares · 25-50% voting · trust interest
- Mr Anthony John Colmanceased 15/12/2022· 25-50% shares · 25-50% voting · trust interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · NR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.P.I. ENGINEERING LIMITED→ 03960619 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| ADELLA BRIDAL LTD→ 11286922 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AFROTRADER LIMITED→ 16000151 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AGRISPAN LTD→ 16606452 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AKARMOUS LTD→ 16577739 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AL ASWAD LTD→ 15521735 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ALE-FLIX FASTENERS AND LOGISTICS LIMITED→ 16153001 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALLSEALS (EAST ANGLIA) LIMITED→ 02074849 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
| ALUSTAR LIMITED→ 05480498 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| AMBIENCE LIGHTING LIMITED→ 11108407 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AMERICAN WAY SLUSH LIMITED→ 14431753 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AMY THIRKETTLE LTD→ 12529524 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (6 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Invoice Finance (UK) LTD | A registered charge | — | 03/03/2025 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 28/02/2025 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 08/03/2023 | 25/03/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank Commercial Finance LTD | A registered charge | — | 29/11/2021 | 25/03/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 02/09/2014 | 30/12/2021 | |
| satisfied | Anthony John Colman, Jane Patricia Colman, Robert Peter Colman, William Richard Colman | Legal charge | 1 property | 01/10/2012 | 11/11/2021 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 21/08/1984 | 17/04/2003 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 18/04/1978 | 28/08/2014 |