27-31 THE PAVEMENT LIMITED
🌳Matureactive
00646198 · ltd · incorporated 1960-01-04
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: SIC 81100
Sector: Administrative & support services
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 73/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 9 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (38/100).
🏦
Refinance opportunity
35 live charges · 9 lenders · oldest 43.9y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 43.9 years old — likely at or near maturity.
- · 9 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
35 charges (35/35 with lender, 35/35 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 6 with DOB)
83
Ownership & PSC
2 active PSC(s) of 5 total, 5 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
185 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Average employees | 2 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
2
filings
- • 1 officers
- • 1 persons-with-significant-control
Last 90 days
2
filings
- • 1 officers
- • 1 persons-with-significant-control
Last 180 days
3
filings
- • 1 officers
- • 1 persons-with-significant-control
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (99 events)Click to expand
- 2026-07-02📄change-person-director-company-with-change-dateofficers · CH01
- 2026-07-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-01-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-01-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-01-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-03-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-10-15📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2021-10-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-09-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-09-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-09-28➕FERGUSON, Nora appointeddirector
- 2021-09-28➖DAVIES, Paul Duffield resigneddirector
- 2021-09-28➖SAWER, James Matthew resigneddirector
- 2021-09-28🔒Charge registered #35Lender: C.Hoare & Co.
- 2021-05-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-02-09📄change-person-director-company-with-change-dateofficers · CH01
- 2020-05-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-11-15➕FERGUSON, Meyrick Edward Douglas appointedsecretary
- 2016-11-15➕FERGUSON, Meyrick Edward Douglas appointeddirector
- 2016-11-15➖MADDEN, Chloe resignedsecretary
- 2016-11-15➖COHEN, Jacqueline resigneddirector
- 2016-11-15➖COHEN, Martyn Lewis Philip resigneddirector
- 2016-11-15➕DAVIES, Paul Duffield appointeddirector
- 2016-11-15➕SAWER, James Matthew appointeddirector
- 2016-10-26🔓Charge satisfied #34
- 2016-10-01🔓Charge satisfied #32
- 2016-10-01🔓Charge satisfied #31
- 2016-10-01🔓Charge satisfied #30
- 2016-10-01🔓Charge satisfied #29
- 2016-10-01🔓Charge satisfied #28
- 2016-10-01🔓Charge satisfied #27
- 2016-10-01🔓Charge satisfied #26
- 2016-10-01🔓Charge satisfied #25
- 2016-10-01🔓Charge satisfied #22
- 2016-10-01🔓Charge satisfied #14
- 2016-08-22🔓Charge satisfied #33
- 2009-04-01🔒Charge registered #34Lender: Cophill Properties Limited
- 2007-10-23🔒Charge registered #33Lender: National Westminster Bank PLC
- 2006-09-05➖GLASSAR, Hannah Rosalind resignedsecretary
- 2006-09-05➕MADDEN, Chloe appointedsecretary
- 2001-07-06🔒Charge registered #32Lender: Halifax PLC
- 2001-03-16🔒Charge registered #31Lender: Martyn Lewis Phillip Cohen
- 2000-08-16🔒Charge registered #30Lender: Barclays Bank PLC
- 2000-08-16🔒Charge registered #29Lender: Barclays Bank PLC
Showing most recent 50 of 99 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 67 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Nora Ferguson Individual · British · DOB 03/1975 · age 51 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/01/2026 |
Mr Meyrick Edward Douglas Ferguson Individual · British · DOB 06/1975 · age 51 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 15/12/2016 |
3 historic (ceased) PSCs
- Mr Paul Duffield Daviesceased 06/01/2026· 25-50% shares · 25-50% voting
- Mr James Matthew Sawerceased 06/01/2026· 25-50% shares · 25-50% voting
- Mr Martyn Lewis Philip Cohenceased 15/11/2016· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · KT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A HERBERT TREE SERVICES LTD→ 17103502 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| A J PROCTER CLEANING CONTRACTORS COMPANY LIMITED→ 06134804 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| A.H.PARKER & SONS (GT.BRITAIN) LIMITED→ 00363912 · est 1940 · no financials extracted | — | — | — | — | 85y | — | — |
| A&F PROPERTY SERVICES LIMITED→ 10488052 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| A&G HAIRDRESSING LTD.→ 09665212 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ADELEH LIMITED→ 10398929 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ADRENT TREE SURGERY LTD→ 16727292 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADVANTAGE WATER LIMITED→ 10717732 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ADVICE UP CONSULTING LTD→ 14134688 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ADVOC8SE GLOBAL LTD→ 16222187 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AESTHETIC ELEMENTS LTD→ 13437408 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AESTHETICS AND BEAUTY TEACHING ACADEMY LTD→ 11699281 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1960-01-04
Jurisdictionengland-wales
Primary SIC81100 — SIC 81100
Registered office
Nightingale House
46-48 East Street
Epsom
KT17 1HQ
England
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-08-14
Last: 2025-07-31
Officers (3 active · 6 resigned)
FERGUSON, Meyrick Edward Douglas→
Activesecretary · appointed 2016-11-15
View their other companies + combined net worth →
FERGUSON, Meyrick Edward Douglas→
Activedirector · ~51y · appointed 2016-11-15
View their other companies + combined net worth →
FERGUSON, Nora→
Activedirector · ~51y · appointed 2021-09-28
View their other companies + combined net worth →
GLASSAR, Hannah Rosalind→
Resignedsecretary · resigned 2006-09-05
MADDEN, Chloe→
Resignedsecretary · appointed 2006-09-05 · resigned 2016-11-15
COHEN, Jacqueline→
Resigneddirector · ~74y · appointed 1997-08-01 · resigned 2016-11-15
COHEN, Martyn Lewis Philip→
Resigneddirector · ~71y · resigned 2016-11-15
DAVIES, Paul Duffield→
Resigneddirector · ~65y · appointed 2016-11-15 · resigned 2021-09-28
SAWER, James Matthew→
Resigneddirector · ~67y · appointed 2016-11-15 · resigned 2021-09-28
Click a director name to see their full track record across all companies.
Mortgages & charges
35
Total charges
4
Outstanding
3
Active lenders
Status:Lender:35 of 35 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | C.Hoare & Co. | A registered charge | 2 properties | 28/09/2021 | — | |
| satisfied | Cophill Properties Cophill Properties Limited | Rent deposit deed | 1 property | 01/04/2009 | 26/10/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 23/10/2007 | 22/08/2016 | |
| satisfied | Lloyds Banking Group Halifax PLC | Legal charge | 1 property | 06/07/2001 | 01/10/2016 | |
| satisfied | Martyn Lewis Phillip Cohen | Legal charge | 1 property | 16/03/2001 | 01/10/2016 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 16/08/2000 | 01/10/2016 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 16/08/2000 | 01/10/2016 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 30/05/2000 | 01/10/2016 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/10/1989 | 01/10/2016 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/10/1989 | 01/10/2016 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 26/06/1989 | 01/10/2016 | |
| satisfied | Commercial Union Life Assurance Company Commercial Union Life Assurance Company LTD | Legal charge | 1 property | 26/06/1989 | 16/06/2000 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 24/06/1987 | 03/06/1988 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 24/06/1987 | 19/12/1987 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 05/01/1987 | 01/10/2016 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 07/10/1986 | 22/08/1989 | |
| satisfied | Benchmark Trust Benchmark Trust Limited | Legal charge | 1 property | 18/08/1986 | 22/08/1989 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 26/02/1986 | 22/08/1989 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 08/08/1985 | 22/08/1989 | |
| outstanding | E Manson & Company E Manson & Company Limited | Legal charge | 1 property | 25/06/1985 | — | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 11/06/1985 | 22/08/1989 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 20/11/1984 | 22/08/1989 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 12/10/1984 | 06/05/1998 | |
| outstanding | Barclays Barclays Bank PLC | Further guarantee debenture | 1 property | 05/01/1984 | — | |
| outstanding | Barclays Barclays Bank PLC | Guarantee & debenture | 1 property | 17/06/1983 | — | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/04/1983 | 01/10/2016 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 17/08/1982 | 22/08/1989 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 17/08/1982 | 22/08/1989 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 17/08/1982 | 22/08/1989 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 17/08/1982 | 22/08/1989 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 17/08/1982 | 22/08/1989 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 17/08/1982 | 22/08/1989 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 17/08/1982 | 22/08/1989 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 17/08/1982 | 22/08/1989 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 17/08/1982 | 22/08/1989 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (185 total)
change-person-director-company-with-change-date
officers · CH01
2026-07-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-07-02
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-19
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-01-07
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-01-06
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-01-06
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-31
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-31
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-21
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-31
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-20
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-01
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-31
appoint-person-director-company-with-name-date
officers · AP01
2021-10-28