CLOVER LEAF CARS LIMITED

⚰️Wound downdissolved
00653110 · ltd · incorporated 1960-03-18
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
55/100
Worth a look
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What this business does
Primary activity: Non-trading company
Sector: Professional, scientific & technical
Investor take
Pass (distressed without resilience)
Distressed dormant / non-trading — structural issues outweigh the discount.

Opportunity 55/100 (worth a look), bankability 72/100. Strong seller-intent signal (60/100, director aged 59). Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

8 live charges · 5 lenders · oldest 51.1y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 51.1 years old — likely at or near maturity.
  • · 5 lenders named — inter-creditor friction likely.
  • · Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
33 officers (3 active, 33 linked, 27 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
199 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
55/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
41
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (99 events)Click to expand
  1. 2021-05-11
    📄
    gazette-dissolved-voluntary
    gazette · GAZ2(A)
  2. 2021-05-11
    🏁
    Company dissolved
  3. 2020-12-04
    📄
    legacy
    accounts · PARENT_ACC
  4. 2020-12-04
    📄
    legacy
    other · GUARANTEE1
  5. 2020-12-04
    📄
    legacy
    other · AGREEMENT1
  6. 2020-10-13
    📄
    dissolution-voluntary-strike-off-suspended
    dissolution · SOAS(A)
  7. 2020-09-08
    📄
    gazette-notice-voluntary
    gazette · GAZ1(A)
  8. 2020-08-27
    📄
    dissolution-application-strike-off-company
    dissolution · DS01
  9. 2020-07-30
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  10. 2020-07-30
    📄
    legacy
    capital · SH20
  11. 2020-07-30
    ⚠️
    legacy
    insolvency · CAP-SS
  12. 2020-07-30
    📄
    resolution
    resolution · RESOLUTIONS
  13. 2019-09-17
    📄
    legacy
    other · GUARANTEE1
  14. 2019-09-17
    📄
    legacy
    accounts · PARENT_ACC
  15. 2019-09-17
    📄
    legacy
    other · AGREEMENT1
  16. 2019-01-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2019-01-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  18. 2019-01-01
    MUIR, David John appointed
    director
  19. 2019-01-01
    BISHOP, Matthew resigned
    director
  20. 2018-10-17
    📄
    legacy
    other · AGREEMENT1
  21. 2018-10-07
    📄
    legacy
    other · GUARANTEE1
  22. 2018-10-07
    📄
    legacy
    accounts · PARENT_ACC
  23. 2017-10-26
    📄
    legacy
    other · AGREEMENT1
  24. 2017-10-17
    📄
    legacy
    accounts · PARENT_ACC
  25. 2017-10-17
    📄
    legacy
    other · GUARANTEE1
  26. 2016-04-01
    BEATTIE, Craig Alan resigned
    director
  27. 2016-04-01
    BISHOP, Matthew appointed
    director
  28. 2015-07-09
    HERBERT, Mark Philip resigned
    director
  29. 2013-04-08
    BEATTIE, Craig Alan appointed
    director
  30. 2013-01-14
    FINCH, Mark appointed
    secretary
  31. 2013-01-14
    FINCH, Mark Charles appointed
    director
  32. 2013-01-14
    MACNAMARA, Richard James resigned
    secretary
  33. 2013-01-14
    MACNAMARA, Richard James resigned
    director
  34. 2010-02-08
    MACNAMARA, Richard James appointed
    secretary
  35. 2010-02-08
    JONES, Alun Morton resigned
    director
  36. 2010-02-08
    MACNAMARA, Richard James appointed
    director
  37. 2009-11-27
    WATSON, Deirdre Mary Alison resigned
    secretary
  38. 2009-11-27
    JONES, Alun Morton appointed
    director
  39. 2009-11-27
    WATSON, Deirdre Mary Alison resigned
    director
  40. 2007-07-24
    HERBERT, Mark Philip appointed
    director
  41. 2007-07-24
    HOUSTON, Samuel George resigned
    director
  42. 2005-10-05
    🔓
    Charge satisfied #8
  43. 2004-07-01
    WATSON, Deirdre Mary Alison appointed
    secretary
  44. 2004-06-30
    MATHESON & CO LIMITED resigned
    corporate-secretary
  45. 2003-12-23
    🔓
    Charge satisfied #5
  46. 2003-06-30
    WILLIAMS, Steven Wyn resigned
    director
  47. 2001-09-20
    HOUSTON, Samuel George appointed
    director
  48. 2001-06-30
    WILLIAMS, Steven Wyn appointed
    director
  49. 2001-06-29
    POTTS, Derek resigned
    director
  50. 2000-11-01
    WATSON, Deirdre Mary Alison appointed
    director
Showing most recent 50 of 99 events

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 13 years.
  • secondaryStable-but-static management: Company is 66 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 high · 1 med ·
Company dissolved
high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2021-05-11

1 insolvency-related filing on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2020-07-30: legacy

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Appleyard Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Appleyard Group Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
CLOVER LEAF CARS LIMITED
This company · 00653110

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Appleyard Group Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusdissolved
Typeltd
Incorporated1960-03-18
Jurisdictionengland-wales
Primary SIC74990 — Non-trading company

Registered office

770 The Crescent
Colchester Business Park
Colchester
Essex
CO4 9YQ

Filing status

Accounts
Next due:
Last made up to: 2019-12-31
Confirmation statement
Next due:
Last:

Officers (0 active · 30 resigned)

FINCH, Mark
secretary · appointed 2013-01-14
View their other companies + combined net worth →
Active
FINCH, Mark Charles
director · ~59y · appointed 2013-01-14
View their other companies + combined net worth →
Active
MUIR, David John
director · ~46y · appointed 2019-01-01
View their other companies + combined net worth →
Active
GLOSSOP, Robert Charles
secretary · resigned 1994-04-27
Resigned
MACNAMARA, Richard James
secretary · appointed 2010-02-08 · resigned 2013-01-14
Resigned
WARD, Andrew Ian
secretary · appointed 1994-04-27 · resigned 1998-05-06
Resigned
WATSON, Deirdre Mary Alison
secretary · appointed 2004-07-01 · resigned 2009-11-27
Resigned
MATHESON & CO LIMITED
corporate-secretary · appointed 1998-05-06 · resigned 2004-06-30
Resigned
ANDERSON, James Michael
director · ~81y · appointed 1995-01-18 · resigned 1997-02-14
Resigned
ATKIN, John Richard
director · ~81y · appointed 1996-06-04 · resigned 1998-01-08
Resigned
BEATTIE, Craig Alan
director · ~50y · appointed 2013-04-08 · resigned 2016-04-01
Resigned
BEYNON, Peter
director · ~69y · appointed 1998-05-01 · resigned 1999-12-31
Resigned
BISHOP, Matthew
director · ~50y · appointed 2016-04-01 · resigned 2019-01-01
Resigned
BROADFOOT, Anthony
director · ~78y · appointed 1995-01-01 · resigned 1996-03-31
Resigned
CHAMBERS, Paul Jonathan
director · ~75y · appointed 1994-04-27 · resigned 1996-06-04
Resigned
DICKER, Robert
director · ~81y · appointed 1995-01-01 · resigned 1996-12-31
Resigned
FALLON, Hugh Andrew
director · ~66y · appointed 1995-01-01 · resigned 1996-05-14
Resigned
FLAY, Terence Hubert
director · ~89y · resigned 1995-02-28
Resigned
GIBSON, Alan Cedric
director · ~73y · appointed 1995-01-01 · resigned 1995-05-12
Resigned
GLOSSOP, Robert Charles
director · ~89y · resigned 1995-01-23
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
0
Outstanding
0
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
satisfied
Volkswagen Financial Services (UK)
Volkswagen Financial Services (UK) Limited
Charge1 property10/01/199505/10/2005
satisfied
Bmw Finance (GB)
Bmw Finance (GB) Limited
Debenture1 property17/09/199213/07/1996
satisfied
NatWest Group
Coutts & Company
Legal mortgage1 property22/03/199118/05/1995
satisfied
NatWest Group
Coutts & Company
Legal mortgage1 property22/03/199123/12/2003
satisfied
NatWest Group
Coutts and Company Bankers
Legal mortgage registered pursuant to an order of court dated 2/7/851 property07/11/198511/05/1995
satisfied
NatWest Group
Coutts & Company
Mortgage debenture1 property22/02/198510/05/1995
satisfied
Alfa Romeo Finance
Alfa Romeo Finance Limited
Charge1 property27/09/198223/11/1995
satisfied
NatWest Group
Coutts & Company
Mortgage1 property12/05/197505/05/1994

Recent filings (199 total)

gazette-dissolved-voluntary
gazette · GAZ2(A)
2021-05-11
legacy
accounts · PARENT_ACC
2020-12-04
legacy
other · GUARANTEE1
2020-12-04
legacy
other · AGREEMENT1
2020-12-04
dissolution-voluntary-strike-off-suspended
dissolution · SOAS(A)
2020-10-13
gazette-notice-voluntary
gazette · GAZ1(A)
2020-09-08
dissolution-application-strike-off-company
dissolution · DS01
2020-08-27
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2020-07-30
legacy
capital · SH20
2020-07-30
legacy
insolvency · CAP-SS
2020-07-30
resolution
resolution · RESOLUTIONS
2020-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-08
legacy
other · GUARANTEE1
2019-09-17
legacy
accounts · PARENT_ACC
2019-09-17
legacy
other · AGREEMENT1
2019-09-17