C.H.MARLOW LIMITED
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (53/100).
Refinance opportunity
13 live charges · 7 lenders · oldest 56.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 56.9 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 300 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (43 events)Click to expand
- 2025-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-01🔒Charge registered #13Lender: Howard John Marlow
- 2023-06-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-09-21📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-01-22📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-07-29📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-12-15📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-09-26📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2012-10-05➖WILLIAMS, Clive Phillip resignedsecretary
- 2010-01-11🔒Charge registered #12Lender: National Westminster Bank PLC
- 2006-08-10🔓Charge satisfied #6
- 2004-04-30➕WILLIAMS, Clive Phillip appointedsecretary
- 2004-04-29➖MARLOW, Eileen Mary resignedsecretary
- 2002-06-22➕MARLOW, Eileen Mary appointedsecretary
- 2002-06-21➖MARLOW, John Henry resignedsecretary
- 2002-03-06🔒Charge registered #11Lender: National Westminster Bank PLC
- 2001-08-03🔒Charge registered #10Lender: National Westminster Bank PLC
- 2001-05-23🔓Charge satisfied #5
- 2001-05-23🔓Charge satisfied #4
- 2001-05-23🔓Charge satisfied #1
- 1999-04-30➖MARLOW, John Henry resigneddirector
- 1998-09-01➖MARLOW, Eileen Mary resigneddirector
- 1997-04-14🔒Charge registered #9Lender: National Westminster Bank PLC
- 1993-12-14🔓Charge satisfied #3
- 1993-10-11🔒Charge registered #8Lender: National Westminster Bank PLC
- 1993-07-01➕MARLOW, Howard John appointeddirector
- 1992-01-13🔒Charge registered #7Lender: National Westminster Bank PLC
- 1992-01-13🔒Charge registered #6Lender: National Westminster Bank PLC
- 1989-04-27🔒Charge registered #5Lender: Union Discount Invoice Financing Limited
- 1989-04-05🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 1987-04-11🔓Charge satisfied #2
- 1986-11-27🔒Charge registered #3Lender: The Royal Bank of Scotland PLC.
- 1982-12-13🔒Charge registered #2Lender: Trustee Savings Bank
- 1969-07-07🔒Charge registered #1Lender: The Mayor Alderman & Burgesses of Brecon.
- 1960-04-13🏢Company incorporatedAs C.H.MARLOW LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "MARLOW" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 33 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 33 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 66 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Howard Marlow Individual · British · DOB 04/1963 · age 63 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ADVANTAGE ENGINEERING GROUP LIMITED→ 03628340 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
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| ATM ORGANICS LIMITED→ 05764819 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| AZORA COSMETICS LIMITED→ 12806005 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BARRELSTONE SPIRITS LTD→ 16860193 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BRECON BARRELLS LIMITED→ 13295717 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| BRYNTHOMAS POULTRY LTD→ 16933333 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CAPTAIN BROWN'S PIZZA'S LTD→ 12059546 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CASTLE FARM FEEDS LTD→ 10671518 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| CEFNLLYS POULTRY LTD→ 16933783 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CHARCROFT ELECTRONICS LIMITED→ 01181853 · est 1974 · no financials extracted | — | — | — | — | 51y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Howard John Marlow | A registered charge | 1 property | 01/05/2024 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 11/01/2010 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge of licensed premises | 1 property | 06/03/2002 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 03/08/2001 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 14/04/1997 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 11/10/1993 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 13/01/1992 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 13/01/1992 | 10/08/2006 | |
| satisfied | Union Discount Invoice Financing Union Discount Invoice Financing Limited | Fixed equitable charge | 1 property | 27/04/1989 | 23/05/2001 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 05/04/1989 | 23/05/2001 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC. | Debenture | 1 property | 27/11/1986 | 14/12/1993 | |
| satisfied | Trustee Savings Bank | Legal charge | 1 property | 13/12/1982 | 11/04/1987 | |
| satisfied | The Mayor Alderman & Burgesses of Brecon. | Charge | 1 property | 07/07/1969 | 23/05/2001 |