A. & M. PROCTER LIMITED

🌳Matureactive
00671683 · ltd · incorporated 1960-10-04
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£871.1k
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Active trading company with a 87-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 87). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -81% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 31.3y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 31.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 4 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
94 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £871,070
Cash draining
Cash down 81% YoY
Cash YoY
-81%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£44k
↓ 81% YoY
Net Worth
£871k
↑ 32% YoY
Current Assets
—
Current Liabilities
—
£0£174k£348k£523k£697k£871kOct 2023Oct 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-10-312023-10-31
Cash£43.9k£226.6k
Net assets£871.1k£657.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
  • • 2 officers
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-04-14
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  2. 2026-04-14
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2025-11-09
    ➖
    PROCTER, Stephen Anthony resigned
    director
  4. 2025-07-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-07-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-07-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2023-05-16
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2022-10-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-10-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-12-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2020-11-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2020-11-24
    ➕
    PROCTER, Stephen Anthony appointed
    director
  13. 2020-11-24
    ➕
    PROCTER, Stephen Anthony appointed
    director
  14. 2019-07-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  15. 2018-08-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2017-08-08
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2016-08-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2016-04-27
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  19. 2011-08-22
    ➕
    PROCTER, Stephen Anthony appointed
    secretary
  20. 2011-04-22
    ➖
    PROCTER, Maureen Ann resigned
    secretary
  21. 2011-04-22
    ➖
    PROCTER, Maureen Ann resigned
    director
  22. 1995-04-13
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  23. 1960-10-04
    🏢
    Company incorporated
    As A. & M. PROCTER LIMITED

Owner dependency

96/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "PROCTER" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 87 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 87 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 66 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Anthony Raymond Procter
Individual · British · DOB 10/1939 · age 87
50–75%
—50-75% shares04/04/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1960-10-04
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects

Registered office

318 Torquay Road
Paignton
TQ3 2DZ
England

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2027-04-18
Last: 2026-04-04

Officers (3 active · 3 resigned)

PROCTER, Stephen Anthony→
secretary · appointed 2011-08-22
View their other companies + combined net worth →
Active
PROCTER, Anthony Raymond→
director · ~87y
View their other companies + combined net worth →
Active
PROCTER, Stephen Anthony→
director · ~61y · appointed 2020-11-24
View their other companies + combined net worth →
Active
PROCTER, Maureen Ann→
secretary · resigned 2011-04-22
Resigned
PROCTER, Maureen Ann→
director · ~83y · resigned 2011-04-22
Resigned
PROCTER, Stephen Anthony→
director · ~61y · appointed 2020-11-24 · resigned 2025-11-09
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
National Westminster Bank
National Westminster Bank PLC
Charge over credit balances1 property13/04/1995—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (94 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-23
termination-director-company-with-name-termination-date
officers · TM01
2026-04-14
appoint-person-director-company-with-name-date
officers · AP01
2026-04-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-05-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-03