F.J.EMERY(OILS)LIMITED
🌳Matureactive
00674622 · ltd · incorporated 1960-11-09
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£567.8k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: SIC 46719
Sector: Wholesale & retail
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 76/100 (strong), bankability 57/100. Same-surname younger director in place — likely family handover, not open to sale. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
6 live charges · 3 lenders · oldest 64.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 64.6 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
7 officers (5 active, 7 linked, 6 with DOB)
87
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
104 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £567,782
Cash YoY
+3%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£474k
↑ 2.9% YoY
Net Worth
£568k
~ YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Cash | £474.1k | £460.6k |
| Net assets | £567.8k | £567.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-03📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-04➕EMERY, Matthew Dennis appointeddirector
- 2023-12-04➕EMERY, William Jason Richard appointeddirector
- 2023-11-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-12-15📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-30📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-01-09📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2002-02-28➖EMERY, Richard resigneddirector
- 2001-09-06➖EMERY, Barbara resigneddirector
- 2001-01-25🔓Charge satisfied #5
- 2000-10-25🔒Charge registered #6Lender: Lloyds Tsb Bank PLC
- 1981-12-23🔒Charge registered #5Lender: Conoco LTD
- 1965-07-01🔒Charge registered #4Lender: Lloyds Bank LTD
- 1963-12-11🔒Charge registered #3Lender: Lloyds Bank LTD
- 1963-03-09🔒Charge registered #2Lender: Lloyds Bank LTD
- 1961-12-05🔒Charge registered #1Lender: Lloyds Bank LTD
- 1960-11-09🏢Company incorporatedAs F.J.EMERY(OILS)LIMITED
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "EMERY" — strong identity link between founder and business.
- +Founder age: Director aged approximately 82 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
20/100
No succession signalNo meaningful acquirability indicators from public data.
SIGNALS
- primaryFamily succession underway: Not a takeover target — EMERY, Matthew Dennis (same surname) appointed 2023-12-04. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
Red flags
1 low5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dennis John Emery Individual · British · DOB 12/1944 · age 82 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mrs Sarah Emery Individual · British · DOB 04/1963 · age 63 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| DGM LIMITED→ 05495385 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| EURO-GAS MANAGEMENT SERVICES LIMITED→ 00602329 · est 1958 · no financials extracted | — | — | — | — | 68y | — | — |
| FASTASK LIMITED→ 16793001 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| FG HOSPITALITY LIMITED→ 13554364 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| FIRST INTERIORS BATHROOMS LTD→ 11884387 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| FURNISH LTD→ 05555196 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| G.D.AGENCIES LIMITED→ 09527426 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| GBE AGENCY LTD→ 13875495 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| GEK SOLUTIONS LIMITED→ 11454550 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| GIBBINS QUALITY MEATS LIMITED→ 13278395 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| GILLBAC LIMITED→ 01886673 · est 1985 · no financials extracted | — | — | — | — | 41y | — | — |
| GILLMORESPACE LIMITED→ 04088221 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1960-11-09
Jurisdictionengland-wales
Primary SIC46719 — SIC 46719
Registered office
Ilbert Rd.
Kingsbridge
Devon
TQ7 1EB
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-05-29
Last: 2026-05-15
Officers (5 active · 2 resigned)
Active
Active
EMERY, Matthew Dennis→
Activedirector · ~39y · appointed 2023-12-04
View their other companies + combined net worth →
Active
EMERY, William Jason Richard→
Activedirector · ~35y · appointed 2023-12-04
View their other companies + combined net worth →
EMERY, Barbara→
Resigneddirector · ~85y · resigned 2001-09-06
EMERY, Richard→
Resigneddirector · ~86y · resigned 2002-02-28
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
5
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture | 1 property | 25/10/2000 | — | |
| satisfied | Conoco Conoco LTD | Debenture | 1 property | 23/12/1981 | 25/01/2001 | |
| outstanding | Lloyds Banking Group Lloyds Bank LTD | Single debenture | 1 property | 01/07/1965 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank LTD | Legal mortgage | 1 property | 11/12/1963 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank LTD | Legal mortgage | 1 property | 09/03/1963 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank LTD | Mortgage | 1 property | 05/12/1961 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (104 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-31
change-person-director-company-with-change-date
officers · CH01
2025-06-03
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-18
appoint-person-director-company-with-name-date
officers · AP01
2024-09-11
appoint-person-director-company-with-name-date
officers · AP01
2024-09-11
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-20
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-26
confirmation-statement-with-updates
confirmation-statement · CS01
2021-06-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-15