ALBERT WILDE LIMITED
🌳Matureactive
00679104 · ltd · incorporated 1960-12-30
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£3.22M
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Dispensing chemist in specialised stores
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 77-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (83/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
15 live charges · 4 lenders · oldest 39.6y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 39.6 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
15 charges (15/15 with lender, 15/15 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 5 with DOB)
84
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
147 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £3,217,661
Net assets shrinking
Down £189,155 YoY
Cash draining
Cash down 53% YoY
Cash YoY
-53%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£2k
↓ 53% YoY
Net Worth
£3.2m
↓ 5.6% YoY
Current Assets
£3.8m
↓ 1.1% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £3.31M | £3.55M |
| Current assets | £3.80M | £3.84M |
| Cash | £1.8k | £3.8k |
| Debtors | £3.73M | £3.76M |
| Net assets | £3.22M | £3.41M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (55 events)Click to expand
- 2026-03-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-06-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-03-24📄resolutionresolution · RESOLUTIONS
- 2025-03-19📄memorandum-articlesincorporation · MA
- 2025-03-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-10🔓Charge satisfied #12
- 2025-03-10🔓Charge satisfied #11
- 2025-03-10🔓Charge satisfied #10
- 2025-03-04📄second-filing-capital-allotment-sharescapital · RP04SH01
- 2024-11-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-26🔒Charge registered #15Lender: Lloyds Bank PLC
- 2024-08-16📄memorandum-articlesincorporation · MA
- 2024-08-16📄resolutionresolution · RESOLUTIONS
- 2024-08-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-08-13📄capital-allotment-sharescapital · SH01
- 2024-03-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-03-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-12-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-16🔒Charge registered #14Lender: Lloyds Bank PLC
- 2022-12-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-14🔒Charge registered #13Lender: Lloyds Bank PLC
- 2022-02-24📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2021-09-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2016-08-24🔓Charge satisfied #8
- 2016-07-08🔓Charge satisfied #9
- 2015-04-30🔒Charge registered #12Lender: Barclays Bank PLC
- 2015-04-30🔒Charge registered #11Lender: Barclays Bank PLC
- 2015-04-14🔒Charge registered #10Lender: Barclays Bank PLC
- 2011-05-24🔓Charge satisfied #7
- 2011-05-24🔓Charge satisfied #6
- 2011-05-24🔓Charge satisfied #5
- 2011-04-20🔒Charge registered #9Lender: The Governor & Company of the Bank of Ireland
- 2011-04-20🔒Charge registered #8Lender: The Governor & Company of the Bank of Ireland
- 2005-05-05➕O'BRIEN, Aisling Anne Ward appointedsecretary
- 2005-05-05➕O'BRIEN, Aisling Anne Ward appointeddirector
- 2005-05-05➕O'BRIEN, Gerald Francis appointeddirector
- 2005-05-05➖FEARN, Linda Catherine Ann resignedsecretary
- 2005-05-05➖FEARN, Bryan Hardwick resigneddirector
- 2005-05-05➖FEARN, Linda Catherine Ann resigneddirector
- 2005-05-05🔒Charge registered #7Lender: National Westminster Bank PLC
- 2005-05-05🔒Charge registered #6Lender: National Westminster Bank PLC
- 2005-05-05🔒Charge registered #5Lender: National Westminster Bank PLC
- 2004-04-28🔓Charge satisfied #4
- 2004-04-28🔓Charge satisfied #3
- 2004-04-28🔓Charge satisfied #2
- 2004-04-28🔓Charge satisfied #1
- 1992-09-01➖FEARN, Eric resigneddirector
Showing most recent 50 of 55 events
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 77 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 65 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Postnovel Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️
Postnovel Limited
Corporate parent · board control
⬇
ALBERT WILDE LIMITED
This company · 00679104
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gerald Francis O'Brien Individual · British · DOB 01/1949 · age 77 | 75–100% | — | 75-100% shares | 01/05/2016 |
Postnovel Limited Corporate entity | — | 75–100% | board control75-100% voting · board control | 01/05/2016 |
Miss Aisling Anne Ward O'Brien Individual · British · DOB 01/1975 · age 51 | — | — | sig. influencesignificant influence | 01/05/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · FY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.P.A. (BLACKPOOL) LIMITED→ 04977487 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ABDUL WALI LTD→ 16996369 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ABT GLOBAL LIMITED→ 09278782 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ADAM BLACKPOOL STORE LTD→ 16413885 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADAMAPPLE LTD→ 10218612 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ADZ DISTRIBUTION LTD→ 11592853 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AG PRO TRADING LTD→ 15855369 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AJA GRIFFIN LIMITED→ 16836555 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AL'S SKATE SHOP DEESIDE LTD→ 14634574 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AL'S SKATE SHOP LIMITED→ 08215770 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ALAN MINI MARKET (BLACKPOOL) LTD→ 16745041 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALBERTS SNACKS LTD→ 16848305 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1960-12-30
Jurisdictionengland-wales
Primary SIC47730 — Dispensing chemist in specialised stores
Registered office
42 Kelso Avenue
Thornton-Cleveleys
FY5 3JG
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-12-15
Last: 2025-12-01
Officers (3 active · 4 resigned)
O'BRIEN, Aisling Anne Ward→
Activesecretary · appointed 2005-05-05
View their other companies + combined net worth →
O'BRIEN, Aisling Anne Ward→
Activedirector · ~51y · appointed 2005-05-05
View their other companies + combined net worth →
O'BRIEN, Gerald Francis→
Activedirector · ~77y · appointed 2005-05-05
View their other companies + combined net worth →
FEARN, Linda Catherine Ann→
Resignedsecretary · resigned 2005-05-05
FEARN, Bryan Hardwick→
Resigneddirector · ~81y · resigned 2005-05-05
FEARN, Eric→
Resigneddirector · ~98y · resigned 1992-09-01
FEARN, Linda Catherine Ann→
Resigneddirector · ~72y · resigned 2005-05-05
Click a director name to see their full track record across all companies.
Mortgages & charges
15
Total charges
3
Outstanding
1
Active lenders
Status:Lender:15 of 15 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 26/11/2024 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 16/12/2022 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 14/12/2022 | — | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 30/04/2015 | 10/03/2025 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 30/04/2015 | 10/03/2025 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | — | 14/04/2015 | 10/03/2025 | |
| satisfied | The Governor & Company of the Bank of Ireland | Debenture | 1 property | 20/04/2011 | 08/07/2016 | |
| satisfied | The Governor & Company of the Bank of Ireland | Legal charge | 1 property | 20/04/2011 | 24/08/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 05/05/2005 | 24/05/2011 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 05/05/2005 | 24/05/2011 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 05/05/2005 | 24/05/2011 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 18/09/1990 | 28/04/2004 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 25/05/1990 | 28/04/2004 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 22/05/1990 | 28/04/2004 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 25/11/1986 | 28/04/2004 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (147 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-03-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-05
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-06-27
resolution
resolution · RESOLUTIONS
2025-03-24
memorandum-articles
incorporation · MA
2025-03-19
mortgage-satisfy-charge-full
mortgage · MR04
2025-03-10
mortgage-satisfy-charge-full
mortgage · MR04
2025-03-10
mortgage-satisfy-charge-full
mortgage · MR04
2025-03-10
second-filing-capital-allotment-shares
capital · RP04SH01
2025-03-04
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-28
memorandum-articles
incorporation · MA
2024-08-16
resolution
resolution · RESOLUTIONS
2024-08-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-08-14