A.C.L. LIMITED
🌳Matureactive
00744977 · ltd · incorporated 1962-12-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 36.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: SIC 99999
Sector: Extraterritorial bodies
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
1 live charge · oldest 36.7y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 36.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
38 officers (3 active, 38 linked, 28 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
212 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 2 persons-with-significant-control
Last 180 days
5
filings
- • 2 persons-with-significant-control
- • 2 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (85 events)Click to expand
- 2026-03-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2026-03-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-22➕REES, Thomas appointeddirector
- 2025-12-22➖CADDICK, Simon John resigneddirector
- 2025-11-07📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-07-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-01-23📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2024-01-18➕LLOYDS SECRETARIES LIMITED appointedcorporate-secretary
- 2024-01-09📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-01-08➖HENNESSEY, David Dermot resignedsecretary
- 2023-11-14📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-02-21📄change-person-director-company-with-change-dateofficers · CH01
- 2023-02-13📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-11-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-11-04➕WILLIAMS, Nicholas Andrew appointeddirector
- 2022-11-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-10-28➖JONES, Richard Andrew resigneddirector
- 2021-09-28📄statement-of-companys-objectschange-of-constitution · CC04
- 2021-09-16📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-08-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-08-04➖HARTLEY, Andrew John resigneddirector
- 2020-10-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-03-18➕CADDICK, Simon John appointeddirector
- 2020-02-26➖PARKES, Carol Ann resigneddirector
- 2019-04-16➕JONES, Richard Andrew appointeddirector
- 2018-10-19➖PORTER, Tim Revell resigneddirector
- 2016-08-11➖GITTINS, Paul resignedsecretary
- 2016-08-11➕HENNESSEY, David Dermot appointedsecretary
- 2016-08-11➕HARTLEY, Andrew John appointeddirector
- 2015-09-30➖CAMPBELL, Stuart James resigneddirector
- 2015-01-06➕CAMPBELL, Stuart James appointeddirector
- 2013-07-01➕GITTINS, Paul appointedsecretary
- 2013-07-01➕PORTER, Tim Revell appointeddirector
- 2013-06-14➖FRANCIS, Rick resigneddirector
- 2012-07-06➖CURRIE, Allison Jane resignedsecretary
- 2012-03-06➕CURRIE, Allison Jane appointedsecretary
- 2011-09-19➖WHITE, Adrian Patrick resigneddirector
- 2011-07-26➕FRANCIS, Rick appointeddirector
- 2011-06-30➖STEAD, Nigel Cleator resigneddirector
- 2010-11-01➖BLACKWELL, Timothy Mark resigneddirector
- 2010-11-01➕PARKES, Carol Ann appointeddirector
- 2010-01-06➖SAUNDERS, Deborah Ann resignedsecretary
- 2008-04-30➖KILBEE, Michael Peter resigneddirector
- 2008-04-30➕WHITE, Adrian Patrick appointeddirector
- 2007-09-28➕BLACKWELL, Timothy Mark appointeddirector
- 2007-09-28➖POTTS, David Keith resigneddirector
- 2007-05-26🔓Charge satisfied #1
Showing most recent 50 of 85 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Lloyds Bank Asset Finance Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Lloyds Bank Asset Finance Limited
Corporate parent · holds 75-100% shares · board control
⬇
A.C.L. LIMITED
This company · 00744977
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Lloyds Bank Asset Finance Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 26/09/2025 |
1 historic (ceased) PSC
- Acl Autolease Holdings Limitedceased 26/09/2025· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Other · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABRDN EUROPEAN SUSTAINABLE INFRASTRUCTURE PARTNERS V LP→ LP023749 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABRDN INFLATION-LINKED INFRASTRUCTURE DEBT LP→ LP022809 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ABRDN UK SHOPPING CENTRE FEEDER FUND LP→ LP011881 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| ABSATOP CONSULTING LTD→ 16844439 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABSOLUTE SECURITY LTD→ 13811068 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ABUNDANT HEARTS MEAL PROGRAM LTD→ 16228173 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ACADEMY CONSTRUCTORS LIMITED→ 05687176 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| ACCESS CODING LIMITED→ 09361016 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ACCOUNTANCY.CO.UK LIMITED→ 04920267 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ACCOUNTAX LAW LTD→ 06500806 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| ACCOUNTING ROAD LTD→ 15186613 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCTX CONSULTING LIMITED→ 03842083 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1962-12-21
Jurisdictionengland-wales
Primary SIC99999 — SIC 99999
Registered office
25 Gresham Street
London
EC2V 7HN
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-05
Last: 2026-02-19
Officers (3 active · 35 resigned)
LLOYDS SECRETARIES LIMITED→
Activecorporate-secretary · appointed 2024-01-18
View their other companies + combined net worth →
REES, Thomas→
Activedirector · ~47y · appointed 2025-12-22
View their other companies + combined net worth →
WILLIAMS, Nicholas Andrew→
Activedirector · ~52y · appointed 2022-11-04
View their other companies + combined net worth →
BEACHAM, Brian Thomas→
Resignedsecretary · appointed 1993-05-04 · resigned 1996-01-31
COLWYN-THOMAS, Anthony→
Resignedsecretary · resigned 1993-01-15
CURRIE, Allison Jane→
Resignedsecretary · appointed 2012-03-06 · resigned 2012-07-06
GITTINS, Paul→
Resignedsecretary · appointed 2013-07-01 · resigned 2016-08-11
HENNESSEY, David Dermot→
Resignedsecretary · appointed 2016-08-11 · resigned 2024-01-08
MADDOX, Nicola Ann→
Resignedsecretary · appointed 1996-01-31 · resigned 1997-10-03
PRICE, David John→
Resignedsecretary · appointed 1997-10-03 · resigned 2001-01-15
SAUNDERS, Deborah Ann→
Resignedsecretary · appointed 2001-01-15 · resigned 2010-01-06
SLEETH, Philip John→
Resignedsecretary · appointed 1993-01-15 · resigned 1993-05-04
BARRY, Paul Anthony→
Resigneddirector · ~74y · resigned 1999-06-10
BEACHAM, Brian Thomas→
Resigneddirector · ~90y · resigned 1998-05-31
BLACKWELL, Timothy Mark→
Resigneddirector · ~57y · appointed 2007-09-28 · resigned 2010-11-01
BLAKE, Brendan Patrick Paul→
Resigneddirector · ~79y · resigned 2000-01-16
BURKE, John Samuel Walter→
Resigneddirector · ~89y · resigned 1994-01-14
CADDICK, Simon John→
Resigneddirector · ~50y · appointed 2020-03-18 · resigned 2025-12-22
CAMPBELL, Stuart James→
Resigneddirector · ~47y · appointed 2015-01-06 · resigned 2015-09-30
DAVIES, John Lewis→
Resigneddirector · ~77y · appointed 2000-08-31 · resigned 2006-12-18
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Ford Motor Credit Company Ford Motor Credit Company Limited | Charge | 1 property | 14/09/1989 | 26/05/2007 |
Recent filings (212 total)
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-03-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-06
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-24
appoint-person-director-company-with-name-date
officers · AP01
2025-12-27
termination-director-company-with-name-termination-date
officers · TM01
2025-12-24
accounts-with-accounts-type-dormant
accounts · AA
2025-11-07
change-person-director-company-with-change-date
officers · CH01
2025-07-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-19
accounts-with-accounts-type-dormant
accounts · AA
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-19
appoint-corporate-secretary-company-with-name-date
officers · AP04
2024-01-23
termination-secretary-company-with-name-termination-date
officers · TM02
2024-01-09
accounts-with-accounts-type-dormant
accounts · AA
2023-11-14
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-24
change-person-director-company-with-change-date
officers · CH01
2023-02-21