S. AND S.MURRAY (FARMS) LIMITED
🌳Matureactive
00760934 · ltd · incorporated 1963-05-15
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 48.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£302.5k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: SIC 01190
Sector: Agriculture, forestry & fishing
ALSO REGISTERED FOR
- 01410SIC 01410
Investor take
PursueActive trading company with a 76-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 65/100. Strong seller-intent signal (63/100, director aged 76). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 8 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
8 live charges · 2 lenders · oldest 48.8y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 48.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 4 with DOB)
86
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
91 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £302,474
Cash YoY
+29%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£192k
↑ 29% YoY
Net Worth
£302k
↑ 9.4% YoY
Current Assets
£329k
↑ 39% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £434.8k | £422.1k |
| Current assets | £328.5k | £237.0k |
| Cash | £192.1k | £149.2k |
| Debtors | £95.6k | £44.4k |
| Net assets | £302.5k | £276.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-12-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2016-09-09📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-04-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2016-03-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2016-03-18➕MURRAY, Robert William appointeddirector
- 2016-03-01➕MURRAY, Emma Jane appointeddirector
- 2016-01-19➖MURRAY, William Samuel resigneddirector
- 2009-07-08🔒Charge registered #8Lender: Hsbc Bank PLC
- 1997-10-09🔒Charge registered #7Lender: Midland Bank PLC
- 1986-05-30🔒Charge registered #6Lender: Midland Bank PLC
- 1984-11-27🔒Charge registered #5Lender: Midland Bank PLC
- 1984-09-03🔒Charge registered #4Lender: Midland Bank PLC
- 1982-11-23🔒Charge registered #3Lender: Midland Bank PLC
- 1978-09-29🔒Charge registered #2Lender: Midland Bank PLC
- 1977-10-26🔒Charge registered #1Lender: Midland Bank PLC
- 1963-05-15🏢Company incorporatedAs S. AND S.MURRAY (FARMS) LIMITED
Owner dependency
88/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "MURRAY" — strong identity link between founder and business.
- +Founder age: Director aged approximately 76 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
75/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
- secondaryStable-but-static management: Company is 63 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low8 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Lorna Elizabeth Murray Individual · British · DOB 04/1950 · age 76 | 75–100% | — | 75-100% shares | 06/04/2016 |
Ms Emma Manning Individual · British · DOB 08/1978 · age 48 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 12/10/2023 |
Mr Robert William Murray Individual · British · DOB 11/1976 · age 50 | 25–50% | — | 25-50% shares | 06/12/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Agriculture · WV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A P TRAINING LTD→ 14841956 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DJM F LTD→ 13263918 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| HILLVIEW HARDY PLANTS LIMITED→ 04626619 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| IN ABUNDANCE CARE LTD→ 14778869 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| KINGSWOOD EC SIGNATURE LTD→ 05655999 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| NIKA FARMS LTD→ 16321277 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| OLIVER DAVIES SPORTING LTD→ 11511892 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| PROJECT WATAHA LTD→ 14924197 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| R&R WOODFUELS LTD→ 13370329 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ROGER EVANS LIMITED→ 04286181 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| ROPES AND SLOPES LIMITED→ 10690175 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| SERVITICUM (CHESTALL) LIMITED→ 02981276 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1963-05-15
Jurisdictionengland-wales
Primary SIC01190 — SIC 01190
Registered office
Shipley Bank Farm
Bridgnorth Road Shipley
Pattingham Wolverhampton
West Midlands
WV6 7EQ
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31
Officers (4 active · 1 resigned)
Active
MURRAY, Emma Jane→
Activedirector · ~48y · appointed 2016-03-01
View their other companies + combined net worth →
Active
MURRAY, Robert William→
Activedirector · ~50y · appointed 2016-03-18
View their other companies + combined net worth →
MURRAY, William Samuel→
Resigneddirector · ~80y · resigned 2016-01-19
Click a director name to see their full track record across all companies.
Mortgages & charges
8
Total charges
8
Outstanding
2
Active lenders
Status:Lender:8 of 8 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 08/07/2009 | — | |
| outstanding | Midland Bank Midland Bank PLC | Legal mortgage | 1 property | 09/10/1997 | — | |
| outstanding | Midland Bank Midland Bank PLC | Legal charge | 1 property | 30/05/1986 | — | |
| outstanding | Midland Bank Midland Bank PLC | Legal charge | 1 property | 27/11/1984 | — | |
| outstanding | Midland Bank Midland Bank PLC | Legal charge | 1 property | 03/09/1984 | — | |
| outstanding | Midland Bank Midland Bank PLC | Legal charge | 1 property | 23/11/1982 | — | |
| outstanding | Midland Bank Midland Bank PLC | Legal mortgage | 1 property | 29/09/1978 | — | |
| outstanding | Midland Bank Midland Bank PLC | Mortgage | 1 property | 26/10/1977 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (91 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-26
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-01-14
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-29
confirmation-statement-with-updates
confirmation-statement · CS01
2023-01-03
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-12-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-01-01