ABBEYFIELD HOYLAKE & WEST KIRBY SOCIETY LIMITED
📉Decliningactive
00784499 · private-limited-guarant-nsc · incorporated 1963-12-13
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
Opportunity decay
drifting distress · 6-months
Drifting toward distress — expect more negotiability in 3–6 months, but also more friction.
- · Lifecycle stage drifting downward
- · Currently "declining"
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Residential care activities for the elderly and disabled
Sector: Human health & social work
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 74/100 (strong), bankability 77/100. Strong seller-intent signal (73/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
6 live charges · 6 lenders · oldest 59.7y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 59.7 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
- · Not currently profitable — coverage conversation is a harder sell.
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
39 officers (4 active, 39 linked, 37 with DOB)
89
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
1 connected companies via shared directors
48
Filing history
177 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Loss-making
Loss before tax £26,445
Slipped into loss
Moved from profit to loss this year
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Profit before tax | £-26.4k | £90.9k |
| Average employees | 36 | 3800 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
6
filings
- • 6 officers
Counts from Companies House filing history.
Corporate timeline (103 events)Click to expand
- 2026-03-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-03-09➕DOWNIE, Andrew James appointeddirector
- 2026-02-25➖HITCHCOX, Lisa resigneddirector
- 2026-02-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-09➖HUGHES, Andrew Douglas resigneddirector
- 2026-02-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-01➕GOLLINS, Susan Alexandra Lyon appointeddirector
- 2026-01-21📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-21📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-28➖BURGESS, Alan Graham resigneddirector
- 2025-11-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-29➕FLETCHER, Peter Graham appointeddirector
- 2025-10-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-29➖FARMER, Nicholas John resigneddirector
- 2025-09-29📄accounts-with-accounts-type-smallaccounts · AA
- 2025-09-25➖LEECH, Susan resigneddirector
- 2025-08-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-18➖YARWOOD, Andrew resigneddirector
- 2025-07-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-01➕HUGHES, Andrew Douglas appointeddirector
- 2024-11-01📄accounts-with-accounts-type-fullaccounts · AA
- 2023-09-13📄accounts-with-accounts-type-fullaccounts · AA
- 2023-09-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-08-30➕BURGESS, Alan Graham appointeddirector
- 2023-04-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-03-29➖STRINGER, Christopher resigneddirector
- 2023-01-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-18➕PIKE, Katherine Jane appointeddirector
- 2022-10-21📄accounts-with-accounts-type-smallaccounts · AA
- 2022-09-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-09-01➖HYNDMAN, Carolyn Jane resigneddirector
- 2022-01-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-01-01➖GURATSKY, Lesley Margaret resigneddirector
- 2021-09-21🔓Charge satisfied #6
- 2021-09-21🔓Charge satisfied #5
- 2021-06-16➖FLETCHER, Peter Graham resignedsecretary
- 2020-08-11➕YARWOOD, Andrew appointeddirector
- 2019-11-27➖SWIFT, Anne-Marie resigneddirector
- 2019-08-21➕HITCHCOX, Lisa appointeddirector
- 2018-12-04➕LEECH, Susan appointeddirector
- 2018-11-01➕FARMER, Nicholas John appointeddirector
- 2018-08-09➖ALDWINCKLE, Anthony Graham resigneddirector
- 2017-05-23➕STRINGER, Christopher appointeddirector
- 2017-04-05➖DREW, Rachael resigneddirector
- 2016-11-10➖TURNER, Mark Graham resigneddirector
- 2016-04-11➕SWIFT, Anne-Marie appointeddirector
- 2015-11-03➖CLIFTON, Rosemary Anne Vera resigneddirector
Showing most recent 50 of 103 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 78 — succession pressure is live.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
Red flags
2 med ·6 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: BURGESS, Alan Graham resigned 2025-11-28; FARMER, Nicholas John resigned 2025-09-29; HITCHCOX, Lisa resigned 2026-02-25
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · CH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.G DENTISTRY LTD→ 16123346 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A&F BLOOM HERITAGE HOME LTD→ 17021642 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ACCESSIBLE REIKI LTD→ 12998806 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACFLT CONSULTANCY LTD→ 10962697 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACTIVE REHAB LTD→ 08329707 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ACTIVITY CARERS AGENCY LTD→ 11453464 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACU PEACE CIC→ 13670778 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACUTE CONSULTANT CARE LIMITED→ 09086941 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ACUWORKS C.I.C.→ 16253032 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ADADA LTD.→ 10970309 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADEBLINKS LTD→ 13989200 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ADEL MEDICAL LIMITED→ 16561490 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc
Incorporated1963-12-13
Jurisdictionengland-wales
Primary SIC87300 — Residential care activities for the elderly and disabled
Registered office
Seafield House
Darmonds Green
West Kirby
Merseyside
CH48 5DT
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-06
Last: 2025-06-22
Officers (4 active · 35 resigned)
DOWNIE, Andrew James→
Activedirector · ~67y · appointed 2026-03-09
View their other companies + combined net worth →
FLETCHER, Peter Graham→
Activedirector · ~78y · appointed 2025-10-29
View their other companies + combined net worth →
GOLLINS, Susan Alexandra Lyon→
Activedirector · ~58y · appointed 2026-02-01
View their other companies + combined net worth →
PIKE, Katherine Jane→
Activedirector · ~58y · appointed 2023-01-18
View their other companies + combined net worth →
BLACKBURN, Laurence Bertram→
Resignedsecretary · resigned 2007-09-30
FLETCHER, Peter Graham→
Resignedsecretary · appointed 2008-01-03 · resigned 2021-06-16
ALDWINCKLE, Anthony Graham→
Resigneddirector · ~78y · appointed 2013-12-03 · resigned 2018-08-09
BEDDOW, Ann Lilian→
Resigneddirector · ~94y · appointed 2005-01-31 · resigned 2012-02-14
BRAZIER, John→
Resigneddirector · ~90y · appointed 1998-01-01 · resigned 2001-07-10
BROOKS, Eileen→
Resigneddirector · ~91y · appointed 1998-02-28 · resigned 2012-02-04
BURGESS, Alan Graham→
Resigneddirector · ~75y · appointed 2023-08-30 · resigned 2025-11-28
CLIFTON, Rosemary Anne Vera→
Resigneddirector · ~79y · appointed 1996-01-01 · resigned 2015-11-03
CRANFORD, Helen→
Resigneddirector · ~86y · appointed 2008-07-08 · resigned 2010-12-31
CRAWFORD, Helen→
Resigneddirector · ~86y · appointed 2001-01-01 · resigned 2002-06-20
DALE-LACE, Lesley→
Resigneddirector · ~65y · appointed 2009-02-16 · resigned 2013-09-30
DENNIS, Rachel→
Resigneddirector · ~44y · appointed 2014-07-01 · resigned 2015-01-20
DOODSON, Valerie Lyn→
Resigneddirector · ~90y · appointed 1998-02-28 · resigned 2006-08-21
DREW, Rachael→
Resigneddirector · ~49y · appointed 2014-07-01 · resigned 2017-04-05
DUNN, Lorna→
Resigneddirector · ~110y · resigned 1997-12-31
FARMER, Nicholas John→
Resigneddirector · ~61y · appointed 2018-11-01 · resigned 2025-09-29
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
0
Outstanding
0
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Santander Abbey National Building Society | Mortgage | 1 property | 29/03/1989 | 21/09/2021 | |
| satisfied | Midshires Building Society | Legal charge was registered pursuant to an order of court dated 17/1/84 | 1 property | 15/08/1984 | 21/09/2021 | |
| satisfied | Wirral Borough Council | Legal charge | 2 properties | 05/12/1980 | 11/02/1995 | |
| satisfied | Liverpool Building Society. | Legal charge | 1 property | 25/02/1977 | 11/02/1995 | |
| satisfied | Hoylake U.D.C | Legal charge | 1 property | 31/12/1970 | 23/05/1995 | |
| satisfied | Hoylake U.D.C. | Legal charge | 1 property | 14/09/1966 | 11/02/1995 |
Recent filings (177 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-03-10
termination-director-company-with-name-termination-date
officers · TM01
2026-02-25
termination-director-company-with-name-termination-date
officers · TM01
2026-02-11
appoint-person-director-company-with-name-date
officers · AP01
2026-02-03
change-person-director-company-with-change-date
officers · CH01
2026-01-21
change-person-director-company-with-change-date
officers · CH01
2026-01-21
termination-director-company-with-name-termination-date
officers · TM01
2025-12-02
appoint-person-director-company-with-name-date
officers · AP01
2025-11-05
termination-director-company-with-name-termination-date
officers · TM01
2025-11-04
termination-director-company-with-name-termination-date
officers · TM01
2025-10-08
accounts-with-accounts-type-small
accounts · AA
2025-09-29
termination-director-company-with-name-termination-date
officers · TM01
2025-08-27
appoint-person-director-company-with-name-date
officers · AP01
2025-07-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-08
accounts-with-accounts-type-full
accounts · AA
2024-11-01